Australia and New Zealand Banking Group Ltd
ANZ Group Holdings Limited provides various banking and financial products and services to individuals and business customers in Australia and internationally. It offers home and personal loans, deposits, and credit cards through the branch network, home loan specialists, contact centers, self-service channels, and third-party brokers. The company also provides asset financing for small business … Read more
Australia and New Zealand Banking Group Ltd (AN3PJ) - Net Assets
Latest net assets as of September 2025: AU$71.87 Billion AUD
Based on the latest financial reports, Australia and New Zealand Banking Group Ltd (AN3PJ) has net assets worth AU$71.87 Billion AUD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$1.30 Trillion) and total liabilities (AU$1.23 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$71.87 Billion |
| % of Total Assets | 5.54% |
| Annual Growth Rate | 8.35% |
| 5-Year Change | 12.86% |
| 10-Year Change | 24.06% |
| Growth Volatility | 2749.8 |
Australia and New Zealand Banking Group Ltd - Net Assets Trend (1989–2025)
This chart illustrates how Australia and New Zealand Banking Group Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Australia and New Zealand Banking Group Ltd (1989–2025)
The table below shows the annual net assets of Australia and New Zealand Banking Group Ltd from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | AU$71.87 Billion | +1.75% |
| 2024-09-30 | AU$70.63 Billion | +0.83% |
| 2023-09-30 | AU$70.05 Billion | +5.49% |
| 2022-09-30 | AU$66.40 Billion | +4.28% |
| 2021-09-30 | AU$63.68 Billion | +3.88% |
| 2020-09-30 | AU$61.30 Billion | +0.83% |
| 2019-09-30 | AU$60.79 Billion | +2.38% |
| 2018-09-30 | AU$59.38 Billion | +0.52% |
| 2017-09-30 | AU$59.08 Billion | +1.98% |
| 2016-09-30 | AU$57.93 Billion | +1.00% |
| 2015-09-30 | AU$57.35 Billion | +16.37% |
| 2014-09-30 | AU$49.28 Billion | +8.04% |
| 2013-09-30 | AU$45.62 Billion | +10.66% |
| 2012-09-30 | AU$41.22 Billion | +8.61% |
| 2011-09-30 | AU$37.95 Billion | +11.12% |
| 2010-09-30 | AU$34.16 Billion | +5.32% |
| 2009-09-30 | AU$32.43 Billion | +22.13% |
| 2008-09-30 | AU$26.55 Billion | +20.43% |
| 2007-09-30 | AU$22.05 Billion | +10.76% |
| 2006-09-30 | AU$19.91 Billion | +2.14% |
| 2005-09-30 | AU$19.49 Billion | +8.72% |
| 2004-09-30 | AU$17.93 Billion | +30.01% |
| 2003-09-30 | AU$13.79 Billion | +20.25% |
| 2002-09-30 | AU$11.46 Billion | +8.66% |
| 2001-09-30 | AU$10.55 Billion | +7.59% |
| 2000-09-30 | AU$9.81 Billion | +4.01% |
| 1999-09-30 | AU$9.43 Billion | +16737.50% |
| 1998-09-30 | AU$56.00 Million | +12.00% |
| 1997-09-30 | AU$50.00 Million | +8.70% |
| 1996-09-30 | AU$46.00 Million | -99.20% |
| 1995-09-30 | AU$5.75 Billion | +4.41% |
| 1994-09-30 | AU$5.50 Billion | +7.23% |
| 1993-09-30 | AU$5.13 Billion | +11.80% |
| 1992-09-30 | AU$4.59 Billion | -8.51% |
| 1991-09-30 | AU$5.02 Billion | +16.09% |
| 1990-09-30 | AU$4.32 Billion | +7.82% |
| 1989-09-30 | AU$4.01 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Australia and New Zealand Banking Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6566.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | AU$44.49 Billion | 62.55% |
| Common Stock | AU$28.19 Billion | 39.63% |
| Total Equity | AU$71.13 Billion | 100.00% |
Australia and New Zealand Banking Group Ltd Competitors by Market Cap
The table below lists competitors of Australia and New Zealand Banking Group Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Novartis AG
PINK:NVSEF
|
$190.10 Billion |
|
Morgan Stanley
NYSE:MS
|
$190.97 Billion |
|
KLA-Tencor Corporation
NASDAQ:KLAC
|
$192.38 Billion |
|
Citigroup Inc
NYSE:C
|
$193.88 Billion |
|
Nextera Energy Inc
NYSE:NEE
|
$189.64 Billion |
|
Amgen Inc
NASDAQ:AMGN
|
$188.97 Billion |
|
BHP Group Limited
NYSE:BHP
|
$188.50 Billion |
|
Linde PLC
XETRA:LIN
|
$187.60 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Australia and New Zealand Banking Group Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 69,857,000,000 to 71,128,000,000, a change of 1,271,000,000 (1.8%).
- Net income of 5,891,000,000 contributed positively to equity growth.
- Dividend payments of 4,573,000,000 reduced retained earnings.
- Share repurchases of 417,000,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$5.89 Billion | +8.28% |
| Dividends Paid | AU$4.57 Billion | -6.43% |
| Share Repurchases | AU$417.00 Million | -0.59% |
| Other Changes | AU$370.00 Million | +0.52% |
| Total Change | AU$- | 1.82% |
Book Value vs Market Value Analysis
This analysis compares Australia and New Zealand Banking Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.66x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 23.21x to 4.66x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-09-30 | AU$4.41 | AU$102.46 | x |
| 1990-09-30 | AU$4.94 | AU$102.46 | x |
| 1991-09-30 | AU$5.24 | AU$102.46 | x |
| 1992-09-30 | AU$4.31 | AU$102.46 | x |
| 1993-09-30 | AU$4.11 | AU$102.46 | x |
| 1994-09-30 | AU$4.11 | AU$102.46 | x |
| 1995-09-30 | AU$4.10 | AU$102.46 | x |
| 1996-09-30 | AU$4.28 | AU$102.46 | x |
| 1997-09-30 | AU$4.64 | AU$102.46 | x |
| 1998-09-30 | AU$5.45 | AU$102.46 | x |
| 1999-09-30 | AU$5.75 | AU$102.46 | x |
| 2000-09-30 | AU$6.31 | AU$102.46 | x |
| 2001-09-30 | AU$7.00 | AU$102.46 | x |
| 2002-09-30 | AU$7.61 | AU$102.46 | x |
| 2003-09-30 | AU$9.07 | AU$102.46 | x |
| 2004-09-30 | AU$9.87 | AU$102.46 | x |
| 2005-09-30 | AU$10.45 | AU$102.46 | x |
| 2006-09-30 | AU$10.53 | AU$102.46 | x |
| 2007-09-30 | AU$11.60 | AU$102.46 | x |
| 2008-09-30 | AU$13.13 | AU$102.46 | x |
| 2009-09-30 | AU$14.41 | AU$102.46 | x |
| 2010-09-30 | AU$13.22 | AU$102.46 | x |
| 2011-09-30 | AU$14.10 | AU$102.46 | x |
| 2012-09-30 | AU$14.98 | AU$102.46 | x |
| 2013-09-30 | AU$16.31 | AU$102.46 | x |
| 2014-09-30 | AU$17.41 | AU$102.46 | x |
| 2015-09-30 | AU$18.96 | AU$102.46 | x |
| 2016-09-30 | AU$18.23 | AU$102.46 | x |
| 2017-09-30 | AU$18.57 | AU$102.46 | x |
| 2018-09-30 | AU$18.82 | AU$102.46 | x |
| 2019-09-30 | AU$19.57 | AU$102.46 | x |
| 2020-09-30 | AU$18.99 | AU$102.46 | x |
| 2021-09-30 | AU$20.38 | AU$102.46 | x |
| 2022-09-30 | AU$21.00 | AU$102.46 | x |
| 2023-09-30 | AU$21.26 | AU$102.46 | x |
| 2024-09-30 | AU$21.60 | AU$102.46 | x |
| 2025-09-30 | AU$21.99 | AU$102.46 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Australia and New Zealand Banking Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.28%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.63%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 18.24x
- Recent ROE (8.28%) is below the historical average (11.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 8.76% | 8.79% | 0.33x | 3.02x | AU$-49.53 Million |
| 1990 | 5.14% | 5.22% | 0.27x | 3.63x | AU$-209.68 Million |
| 1991 | 5.36% | 5.72% | 0.27x | 3.50x | AU$-231.07 Million |
| 1992 | -12.75% | -12.74% | 0.31x | 3.26x | AU$-1.03 Billion |
| 1993 | 4.84% | 5.39% | 0.26x | 3.40x | AU$-262.40 Million |
| 1994 | 13.60% | 15.56% | 0.28x | 3.15x | AU$196.40 Million |
| 1995 | 17.05% | 19.22% | 0.28x | 3.15x | AU$402.00 Million |
| 1996 | 17.61% | 0.00% | -0.05x | 19.15x | AU$482.40 Million |
| 1997 | 14.64% | 0.00% | -0.05x | 18.78x | AU$324.70 Million |
| 1998 | 13.18% | 0.00% | -0.04x | 16.85x | AU$266.90 Million |
| 1999 | 14.93% | 0.00% | -0.03x | 15.80x | AU$465.10 Million |
| 2000 | 16.79% | 25.77% | 0.04x | 17.61x | AU$665.50 Million |
| 2001 | 16.62% | 27.66% | 0.03x | 17.60x | AU$697.20 Million |
| 2002 | 19.26% | 32.00% | 0.04x | 15.99x | AU$1.06 Billion |
| 2003 | 16.31% | 31.55% | 0.04x | 14.20x | AU$869.00 Million |
| 2004 | 15.17% | 33.46% | 0.03x | 14.48x | AU$926.30 Million |
| 2005 | 15.88% | 35.86% | 0.03x | 15.07x | AU$1.14 Billion |
| 2006 | 18.42% | 37.18% | 0.03x | 16.90x | AU$1.67 Billion |
| 2007 | 18.82% | 38.36% | 0.03x | 17.84x | AU$1.94 Billion |
| 2008 | 12.36% | 28.18% | 0.02x | 17.78x | AU$624.00 Million |
| 2009 | 8.99% | 22.47% | 0.03x | 14.74x | AU$-326.40 Million |
| 2010 | 13.17% | 30.11% | 0.03x | 15.60x | AU$1.08 Billion |
| 2011 | 14.10% | 32.99% | 0.03x | 15.68x | AU$1.55 Billion |
| 2012 | 13.72% | 33.71% | 0.03x | 15.60x | AU$1.53 Billion |
| 2013 | 13.84% | 35.62% | 0.03x | 15.43x | AU$1.75 Billion |
| 2014 | 14.76% | 37.89% | 0.02x | 15.69x | AU$2.34 Billion |
| 2015 | 13.09% | 36.66% | 0.02x | 15.54x | AU$1.77 Billion |
| 2016 | 9.87% | 27.97% | 0.02x | 15.82x | AU$-72.80 Million |
| 2017 | 10.87% | 31.23% | 0.02x | 15.22x | AU$510.10 Million |
| 2018 | 10.80% | 33.44% | 0.02x | 15.91x | AU$475.70 Million |
| 2019 | 9.79% | 32.38% | 0.02x | 16.14x | AU$-125.30 Million |
| 2020 | 5.84% | 11.92% | 0.03x | 17.01x | AU$-2.55 Billion |
| 2021 | 9.68% | 26.54% | 0.02x | 15.38x | AU$-204.50 Million |
| 2022 | 10.80% | 25.66% | 0.03x | 16.47x | AU$528.30 Million |
| 2023 | 10.21% | 13.26% | 0.05x | 15.90x | AU$145.60 Million |
| 2024 | 9.35% | 32.11% | 0.02x | 17.59x | AU$-450.70 Million |
| 2025 | 8.28% | 8.63% | 0.05x | 18.24x | AU$-1.22 Billion |
Industry Comparison
This section compares Australia and New Zealand Banking Group Ltd's net assets metrics with peer companies in the Banks - Diversified industry.
No peer company data available for comparison.