Citigroup Inc. (C) - Net Assets

Latest as of March 2026: $212.57 Billion USD

Based on the latest financial reports, Citigroup Inc. (C) has net assets worth $212.57 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.78 Trillion) and total liabilities ($2.57 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check C tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$212.57 Billion
% of Total Assets	7.65%
Annual Growth Rate	13.03%
5-Year Change	5.5%
10-Year Change	-5.45%
Growth Volatility	29.35

Citigroup Inc. - Net Assets Trend (1989–2025)

This chart illustrates how Citigroup Inc.'s net assets have evolved over time, based on quarterly financial data. See Citigroup Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Citigroup Inc. (1989–2025)

The table below shows the annual net assets of Citigroup Inc. from 1989 to 2025. For live valuation and market cap data, see C market cap.

Year	Net Assets	Change
2025-12-31	$213.82 Billion	+2.13%
2024-12-31	$209.37 Billion	+1.51%
2023-12-31	$206.25 Billion	+2.19%
2022-12-31	$201.84 Billion	-0.41%
2021-12-31	$202.67 Billion	+1.07%
2020-12-31	$200.52 Billion	+3.39%
2019-12-31	$193.95 Billion	-1.59%
2018-12-31	$197.07 Billion	-2.57%
2017-12-31	$202.27 Billion	-10.56%
2016-12-31	$226.14 Billion	+1.37%
2015-12-31	$223.09 Billion	+5.21%
2014-12-31	$212.04 Billion	+2.75%
2013-12-31	$206.37 Billion	+8.05%
2012-12-31	$191.00 Billion	+6.36%
2011-12-31	$179.57 Billion	+8.31%
2010-12-31	$165.79 Billion	+6.98%
2009-12-31	$154.97 Billion	+7.60%
2008-12-31	$144.02 Billion	+26.95%
2007-12-31	$113.45 Billion	-5.29%
2006-12-31	$119.78 Billion	+6.44%
2005-12-31	$112.54 Billion	+2.97%
2004-12-31	$109.29 Billion	+11.51%
2003-12-31	$98.01 Billion	+13.03%
2002-12-31	$86.72 Billion	+6.73%
2001-12-31	$81.25 Billion	+22.72%
2000-12-31	$66.21 Billion	+13.58%
1999-12-31	$58.29 Billion	+23.58%
1998-12-31	$47.17 Billion	+4.53%
1997-12-31	$45.13 Billion	+117.62%
1996-12-31	$20.74 Billion	+74.57%
1995-12-31	$11.88 Billion	+35.32%
1994-12-31	$8.78 Billion	-6.97%
1993-12-31	$9.44 Billion	+123.14%
1992-12-31	$4.23 Billion	+28.93%
1991-12-31	$3.28 Billion	+14.72%
1990-12-31	$2.86 Billion	+9.85%
1989-12-31	$2.60 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Citigroup Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 22417.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	$215.13 Billion	101.34%
Common Stock	$31.00 Million	0.01%
Other Comprehensive Income	$-41.90 Billion	-19.74%
Other Components	$39.03 Billion	18.38%
Total Equity	$212.29 Billion	100.00%

Citigroup Inc. Competitors by Market Cap

The table below lists competitors of Citigroup Inc. ranked by their market capitalization.

Company	Market Cap
American Express Company NYSE:AXP	$215.64 Billion
Novartis AG SW:NOVN	$216.30 Billion
MediaTek Inc TW:2454	$220.76 Billion
Arm Holdings plc American Depositary Shares NASDAQ:ARM	$221.23 Billion
Linde plc Ordinary Shares NASDAQ:LIN	$210.18 Billion
Texas Instruments Incorporated NASDAQ:TXN	$205.49 Billion
Nestle S.A. SW:NESN	$204.31 Billion
LOREAL ADR 1/5/EO 02 F:LORA	$204.17 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Citigroup Inc.'s equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 208,598,000,000 to 212,291,000,000, a change of 3,693,000,000 (1.8%).
Net income of 14,268,000,000 contributed positively to equity growth.
Dividend payments of 5,372,000,000 reduced retained earnings.
Share repurchases of 18,250,000,000 reduced equity.
New share issuances of 7,186,000,000 increased equity.
Other comprehensive income increased equity by 5,955,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$14.27 Billion	+6.72%
Dividends Paid	$5.37 Billion	-2.53%
Share Repurchases	$18.25 Billion	-8.6%
Share Issuances	$7.19 Billion	+3.38%
Other Comprehensive Income	$5.96 Billion	+2.81%
Other Changes	$-94.00 Million	-0.04%
Total Change	$-	1.77%

Book Value vs Market Value Analysis

This analysis compares Citigroup Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.26x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 6.91x to 1.26x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1989-12-31	$20.71	$143.06	x
1990-12-31	$21.47	$143.06	x
1991-12-31	$23.98	$143.06	x
1992-12-31	$31.68	$143.06	x
1993-12-31	$64.25	$143.06	x
1994-12-31	$45.40	$143.06	x
1995-12-31	$62.30	$143.06	x
1996-12-31	$78.98	$143.06	x
1997-12-31	$181.00	$143.06	x
1998-12-31	$83.30	$143.06	x
1999-12-31	$113.67	$143.06	x
2000-12-31	$129.25	$143.06	x
2001-12-31	$157.85	$143.06	x
2002-12-31	$167.86	$143.06	x
2003-12-31	$188.72	$143.06	x
2004-12-31	$209.88	$143.06	x
2005-12-31	$218.08	$143.06	x
2006-12-31	$240.23	$143.06	x
2007-12-31	$230.40	$143.06	x
2008-12-31	$245.51	$143.06	x
2009-12-31	$128.09	$143.06	x
2010-12-31	$55.86	$143.06	x
2011-12-31	$59.88	$143.06	x
2012-12-31	$63.34	$143.06	x
2013-12-31	$67.85	$143.06	x
2014-12-31	$69.82	$143.06	x
2015-12-31	$74.17	$143.06	x
2016-12-31	$78.30	$143.06	x
2017-12-31	$74.95	$143.06	x
2018-12-31	$78.99	$143.06	x
2019-12-31	$85.62	$143.06	x
2020-12-31	$95.53	$143.06	x
2021-12-31	$98.55	$143.06	x
2022-12-31	$102.42	$143.06	x
2023-12-31	$105.05	$143.06	x
2024-12-31	$109.71	$143.06	x
2025-12-31	$113.98	$143.06	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Citigroup Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.72%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 8.48%
• Asset Turnover: 0.06x
• Equity Multiplier: 12.52x
Recent ROE (6.72%) is below the historical average (10.74%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1989	11.10%	5.07%	0.32x	6.90x	$28.75 Million
1990	13.04%	6.01%	0.32x	6.89x	$87.01 Million
1991	14.60%	7.18%	0.31x	6.57x	$150.82 Million
1992	17.22%	13.71%	0.23x	5.53x	$305.22 Million
1993	9.71%	13.45%	0.07x	10.74x	$-27.60 Million
1994	15.11%	7.08%	0.16x	13.13x	$448.20 Million
1995	19.29%	8.40%	0.24x	9.64x	$1.10 Billion
1996	36.44%	10.35%	0.19x	18.71x	$4.89 Billion
1997	16.02%	9.27%	0.10x	16.66x	$2.52 Billion
1998	16.22%	8.09%	0.13x	15.60x	$2.67 Billion
1999	19.29%	11.91%	0.12x	13.65x	$5.41 Billion
2000	20.42%	13.51%	0.11x	13.63x	$6.90 Billion
2001	17.39%	14.25%	0.09x	12.94x	$6.00 Billion
2002	17.62%	16.50%	0.08x	12.66x	$6.60 Billion
2003	18.21%	18.85%	0.07x	12.90x	$8.05 Billion
2004	15.60%	16.77%	0.07x	13.58x	$6.12 Billion
2005	21.85%	20.44%	0.08x	13.28x	$13.34 Billion
2006	17.98%	15.17%	0.08x	15.73x	$9.56 Billion
2007	3.19%	2.36%	0.07x	19.28x	$-7.73 Billion
2008	-19.55%	-26.40%	0.05x	13.69x	$-41.85 Billion
2009	-1.04%	-1.48%	0.06x	11.98x	$-17.10 Billion
2010	6.39%	9.49%	0.06x	11.55x	$-5.98 Billion
2011	6.16%	10.90%	0.05x	10.44x	$-6.89 Billion
2012	3.88%	8.25%	0.05x	9.76x	$-11.69 Billion
2013	6.62%	14.70%	0.05x	9.11x	$-6.98 Billion
2014	3.45%	8.04%	0.05x	8.69x	$-13.89 Billion
2015	7.73%	19.53%	0.05x	7.76x	$-5.07 Billion
2016	6.59%	17.90%	0.05x	7.92x	$-7.70 Billion
2017	-3.36%	-7.64%	0.05x	9.11x	$-27.02 Billion
2018	9.16%	18.58%	0.05x	9.73x	$-1.66 Billion
2019	10.00%	18.75%	0.05x	10.06x	$6.40 Million
2020	5.51%	12.44%	0.04x	11.27x	$-9.01 Billion
2021	10.87%	27.49%	0.03x	11.35x	$1.75 Billion
2022	7.38%	14.81%	0.04x	12.01x	$-5.27 Billion
2023	4.49%	5.94%	0.06x	11.74x	$-11.32 Billion
2024	6.08%	7.43%	0.07x	11.28x	$-8.18 Billion
2025	6.72%	8.48%	0.06x	12.52x	$-6.96 Billion

Industry Comparison

This section compares Citigroup Inc.'s net assets metrics with peer companies in the Banks - Diversified industry.

Industry Context

Industry: Banks - Diversified
Average net assets among peers: $908,873,724,617
Average return on equity (ROE) among peers: 11.14%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Citigroup Inc. (C)	$212.57 Billion	11.10%	12.07x	$214.65 Billion
Bank of America Corp (BAC)	$236.96 Billion	1.16%	8.33x	$391.45 Billion
Banco Bilbao Viscaya Argentaria SA ADR (BBVA)	$4.72 Billion	11.12%	14.24x	$122.53 Billion
The Bank of New York Mellon Corporation (BK)	$2.79 Billion	7.63%	15.97x	$89.57 Billion
ING Group NV ADR (ING)	$25.56 Billion	17.94%	26.63x	$80.23 Billion
JPMorgan Chase & Co (JPM)	$11.91 Billion	24.84%	14.36x	$838.59 Billion
Mitsubishi UFJ Financial Group Inc ADR (MUFG)	$2.63 Trillion	-8.24%	34.93x	$194.79 Billion
Bank of N.T. Butterfield & Son Ltd (NTB)	$882.00 Million	22.13%	11.21x	$2.21 Billion
Banco Santander SA ADR (SAN)	$42.01 Billion	14.81%	18.24x	$167.40 Billion
Sumitomo Mitsui Financial Group Inc (SMFG)	$5.22 Trillion	8.83%	20.43x	$130.14 Billion

About Citigroup Inc.

NYSE:C USA Banks - Diversified

Market Cap

$244.00 Billion

Market Cap Rank

#94 Global

#57 in USA

Share Price

$143.06

Change (1 day)

-0.50%

52-Week Range

$78.45 - $143.78

All Time High

$143.78