Bank of Queensland Ltd (BOQ) - Net Assets

Latest as of August 2025: AU$5.91 Billion AUD ≈ $4.18 Billion USD

Based on the latest financial reports, Bank of Queensland Ltd (BOQ) has net assets worth AU$5.91 Billion AUD (≈ $4.18 Billion USD) as of August 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$100.53 Billion ≈ $71.13 Billion USD) and total liabilities (AU$94.62 Billion ≈ $66.95 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank of Queensland Ltd asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$5.91 Billion
% of Total Assets 5.88%
Annual Growth Rate 13.29%
5-Year Change -4.68%
10-Year Change -85.75%
Growth Volatility 208.14

Bank of Queensland Ltd - Net Assets Trend (1989–2025)

This chart illustrates how Bank of Queensland Ltd's net assets have evolved over time, based on quarterly financial data. Also explore BOQ current and non-current assets for the complete picture of this company's asset base.

Annual Net Assets for Bank of Queensland Ltd (1989–2025)

The table below shows the annual net assets of Bank of Queensland Ltd from 1989 to 2025. For live valuation and market cap data, see BOQ market cap overview.

Year Net Assets Change
2025-08-31 AU$5.91 Billion
≈ $4.18 Billion		 -1.83%
2024-08-31 AU$6.02 Billion
≈ $4.26 Billion		 -1.84%
2023-08-31 AU$6.13 Billion
≈ $4.34 Billion		 -8.07%
2022-08-31 AU$6.67 Billion
≈ $4.72 Billion		 +7.60%
2021-08-31 AU$6.20 Billion
≈ $4.38 Billion		 +46.47%
2020-08-31 AU$4.23 Billion
≈ $2.99 Billion		 +9.64%
2019-08-31 AU$3.86 Billion
≈ $2.73 Billion		 +0.08%
2018-08-31 AU$3.86 Billion
≈ $2.73 Billion		 +1.80%
2017-08-31 AU$3.79 Billion
≈ $2.68 Billion		 -90.86%
2016-08-31 AU$41.45 Billion
≈ $29.33 Billion		 +5.47%
2015-08-31 AU$39.30 Billion
≈ $27.81 Billion		 +1.98%
2014-08-31 AU$38.54 Billion
≈ $27.27 Billion		 +1267.77%
2013-08-31 AU$2.82 Billion
≈ $1.99 Billion		 -2.81%
2012-08-31 AU$2.90 Billion
≈ $2.05 Billion		 +12.65%
2011-08-31 AU$2.57 Billion
≈ $1.82 Billion		 +7.12%
2010-08-31 AU$2.40 Billion
≈ $1.70 Billion		 +13.79%
2009-08-31 AU$2.11 Billion
≈ $1.49 Billion		 +25.75%
2008-08-31 AU$1.68 Billion
≈ $1.19 Billion		 +96.54%
2007-08-31 AU$854.30 Million
≈ $604.47 Million		 +23.85%
2006-08-31 AU$689.80 Million
≈ $488.08 Million		 -3.59%
2005-08-31 AU$715.50 Million
≈ $506.26 Million		 +18.62%
2004-08-31 AU$603.20 Million
≈ $426.80 Million		 +59.45%
2003-08-31 AU$378.30 Million
≈ $267.67 Million		 +46.34%
2002-08-31 AU$258.51 Million
≈ $182.92 Million		 +23.20%
2001-08-31 AU$209.84 Million
≈ $148.47 Million		 +16.80%
2000-08-31 AU$179.66 Million
≈ $127.12 Million		 +4.93%
1999-08-31 AU$171.22 Million
≈ $121.15 Million		 +17.05%
1998-08-31 AU$146.28 Million
≈ $103.51 Million		 +2.25%
1997-08-31 AU$143.06 Million
≈ $101.22 Million		 -18.86%
1996-08-31 AU$176.31 Million
≈ $124.75 Million		 +7.36%
1995-08-31 AU$164.22 Million
≈ $116.20 Million		 +10.85%
1994-08-31 AU$148.16 Million
≈ $104.83 Million		 +9.47%
1993-08-31 AU$135.33 Million
≈ $95.76 Million		 +6.79%
1992-08-31 AU$126.72 Million
≈ $89.67 Million		 +32.73%
1991-08-31 AU$95.47 Million
≈ $67.55 Million		 +7.54%
1990-08-31 AU$88.78 Million
≈ $62.82 Million		 +34.09%
1989-08-31 AU$66.21 Million
≈ $46.84 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Bank of Queensland Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 4126.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (August 2025)

Component Amount Percentage
Retained Earnings AU$297.00 Million 5.03%
Common Stock AU$5.33 Billion 90.28%
Other Comprehensive Income AU$277.00 Million 4.69%
Total Equity AU$5.91 Billion 100.00%

Bank of Queensland Ltd Competitors by Market Cap

The table below lists competitors of Bank of Queensland Ltd ranked by their market capitalization.

Company Market Cap
China World Trade Center Co Ltd
SHG:600007
 $3.10 Billion
Cellebrite DI
NASDAQ:CLBT
 $3.10 Billion
Apeloa Pharmaceutical Co Ltd
SHE:000739
 $3.10 Billion
Ningbo Huaxiang Electronic Co Ltd
SHE:002048
 $3.10 Billion
Shurgard Self Storage SA
BR:SHUR
 $3.09 Billion
Adecco Group AG Class N
SW:ADEN
 $3.09 Billion
ITEQ Corp
TW:6213
 $3.09 Billion
Co-Tech Development
TWO:8358
 $3.09 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank of Queensland Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 6,017,000,000 to 5,907,000,000, a change of -110,000,000 (-1.8%).
  • Net income of 133,000,000 contributed positively to equity growth.
  • Dividend payments of 231,000,000 reduced retained earnings.
  • Share repurchases of 24,000,000 reduced equity.
  • Other comprehensive income decreased equity by 34,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$133.00 Million +2.25%
Dividends Paid AU$231.00 Million -3.91%
Share Repurchases AU$24.00 Million -0.41%
Other Comprehensive Income AU$-34.00 Million -0.58%
Other Changes AU$46.00 Million +0.78%
Total Change AU$- -1.83%

Book Value vs Market Value Analysis

This analysis compares Bank of Queensland Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.75x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 64.57x to 0.75x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1989-08-31 AU$0.10 AU$6.65 x
1990-08-31 AU$0.14 AU$6.65 x
1991-08-31 AU$0.15 AU$6.65 x
1992-08-31 AU$0.20 AU$6.65 x
1993-08-31 AU$0.21 AU$6.65 x
1994-08-31 AU$0.23 AU$6.65 x
1995-08-31 AU$0.26 AU$6.65 x
1996-08-31 AU$0.27 AU$6.65 x
1997-08-31 AU$0.22 AU$6.65 x
1998-08-31 AU$0.23 AU$6.65 x
1999-08-31 AU$0.27 AU$6.65 x
2000-08-31 AU$0.28 AU$6.65 x
2001-08-31 AU$0.33 AU$6.65 x
2002-08-31 AU$0.40 AU$6.65 x
2003-08-31 AU$0.59 AU$6.65 x
2004-08-31 AU$0.94 AU$6.65 x
2005-08-31 AU$1.11 AU$6.65 x
2006-08-31 AU$1.07 AU$6.65 x
2007-08-31 AU$1.33 AU$6.65 x
2008-08-31 AU$2.61 AU$6.65 x
2009-08-31 AU$3.28 AU$6.65 x
2010-08-31 AU$3.74 AU$6.65 x
2011-08-31 AU$4.00 AU$6.65 x
2012-08-31 AU$4.51 AU$6.65 x
2013-08-31 AU$4.38 AU$6.65 x
2014-08-31 AU$5.20 AU$6.65 x
2015-08-31 AU$5.40 AU$6.65 x
2016-08-31 AU$8.43 AU$6.65 x
2017-08-31 AU$8.82 AU$6.65 x
2018-08-31 AU$6.00 AU$6.65 x
2019-08-31 AU$6.00 AU$6.65 x
2020-08-31 AU$6.58 AU$6.65 x
2021-08-31 AU$9.64 AU$6.65 x
2022-08-31 AU$9.10 AU$6.65 x
2023-08-31 AU$7.52 AU$6.65 x
2024-08-31 AU$7.27 AU$6.65 x
2025-08-31 AU$8.88 AU$6.65 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank of Queensland Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 2.25%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 2.56%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 17.02x
  • Recent ROE (2.25%) is below the historical average (8.85%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1989 10.91% 16.68% 0.33x 1.95x AU$600.40K
1990 10.40% 16.90% 0.29x 2.10x AU$356.20K
1991 12.07% 17.48% 0.06x 10.77x AU$1.98 Million
1992 11.96% 19.27% 0.06x 10.17x AU$2.49 Million
1993 11.99% 19.03% 0.06x 11.28x AU$2.69 Million
1994 13.90% 21.71% 0.05x 12.80x AU$5.77 Million
1995 13.81% 0.00% -0.05x 13.02x AU$6.25 Million
1996 12.28% 0.00% -0.06x 12.60x AU$4.03 Million
1997 10.14% 0.00% -0.05x 17.49x AU$201.90K
1998 11.01% 0.00% -0.04x 19.46x AU$1.48 Million
1999 11.25% 0.00% -0.04x 18.01x AU$2.14 Million
2000 12.38% 14.82% 0.04x 20.54x AU$4.28 Million
2001 10.21% 13.13% 0.04x 20.12x AU$442.54K
2002 9.62% 14.31% 0.03x 20.43x AU$-969.50K
2003 11.10% 20.44% 0.03x 19.04x AU$4.17 Million
2004 9.52% 20.23% 0.03x 16.46x AU$-2.92 Million
2005 10.41% 21.43% 0.03x 15.47x AU$2.95 Million
2006 12.60% 23.83% 0.02x 22.90x AU$17.92 Million
2007 14.51% 27.71% 0.02x 23.45x AU$38.57 Million
2008 7.75% 23.31% 0.02x 17.73x AU$-37.80 Million
2009 5.51% 18.71% 0.02x 16.11x AU$-94.84 Million
2010 6.91% 24.13% 0.02x 16.05x AU$-74.15 Million
2011 5.40% 17.99% 0.02x 15.50x AU$-118.26 Million
2012 -0.59% -2.20% 0.02x 14.40x AU$-307.02 Million
2013 6.50% 22.23% 0.02x 15.09x AU$-98.68 Million
2014 7.81% 30.60% 0.02x 14.04x AU$-73.10 Million
2015 9.17% 31.36% 0.02x 13.84x AU$-28.90 Million
2016 9.42% 32.19% 0.02x 14.18x AU$-20.70 Million
2017 9.29% 33.36% 0.02x 13.64x AU$-26.80 Million
2018 8.71% 31.11% 0.02x 13.74x AU$-49.60 Million
2019 7.72% 29.02% 0.02x 14.41x AU$-87.90 Million
2020 2.72% 12.43% 0.02x 13.42x AU$-308.10 Million
2021 5.94% 28.89% 0.01x 14.76x AU$-251.70 Million
2022 6.13% 25.03% 0.02x 14.98x AU$-257.80 Million
2023 2.02% 2.95% 0.04x 17.19x AU$-489.00 Million
2024 4.74% 5.61% 0.05x 17.12x AU$-316.70 Million
2025 2.25% 2.56% 0.05x 17.02x AU$-457.70 Million

Industry Comparison

This section compares Bank of Queensland Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $5,817,740,400
  • Average return on equity (ROE) among peers: 10.71%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank of Queensland Ltd (BOQ) AU$5.91 Billion 10.91% 16.02x $3.09 Billion
BNK Banking Corporation Ltd (BBC) $190.38 Million 31.40% 6.54x $20.59 Million
Bendigo and Adelaide Bank Ltd (BEN) $288.36 Million 7.39% 16.04x $4.30 Billion
BSP Financial Group Ltd (BFL) $24.41 Billion 3.65% 0.00x $2.73 Billion
Judo Capital Holdings Ltd (JDO) $3.91 Billion 0.74% 0.91x $1.15 Billion
Mystate Ltd (MYS) $285.65 Million 10.35% 11.45x $561.90 Million

About Bank of Queensland Ltd

AU:BOQ Australia Banks - Regional
Market Cap
$3.09 Billion
AU$4.37 Billion AUD
Market Cap Rank
#4836 Global
#118 in Australia
Share Price
AU$6.65
Change (1 day)
-0.89%
52-Week Range
AU$6.34 - AU$8.08
All Time High
AU$8.79
Categories
Companies in Australia Banks - Regional Banking & Financial
About

Bank of Queensland Limited, together with its subsidiaries, engages in the provision of financial services in Australia. The company operates through Retail Bank and BOQ Business segments. It offers banking and savings accounts; term deposits; transaction accounts; business bank accounts; debit and credit cards; home and contents insurance; car insurance; business banking support products; foreig… Read more