Findi Ltd

AU:FND Australia Software - Infrastructure
Market Cap
$33.01 Million
AU$53.32 Million AUD
Market Cap Rank
#25701 Global
#571 in Australia
Share Price
AU$0.83
Change (1 day)
-3.49%
52-Week Range
AU$0.71 - AU$5.22
All Time High
AU$10.06
Categories
Companies in Australia Software - Infrastructure Technology AI & Machine Learning
About

Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments… Read more

Findi Ltd (FND) - Net Assets

Latest net assets as of September 2025: AU$42.62 Million AUD

Based on the latest financial reports, Findi Ltd (FND) has net assets worth AU$42.62 Million AUD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$300.32 Million) and total liabilities (AU$257.71 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$42.62 Million
% of Total Assets 14.19%
Annual Growth Rate 12.29%
5-Year Change 208.4%
10-Year Change 458.3%
Growth Volatility 229.89

Findi Ltd - Net Assets Trend (2001–2024)

This chart illustrates how Findi Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Findi Ltd (2001–2024)

The table below shows the annual net assets of Findi Ltd from 2001 to 2024.

Year Net Assets Change
2024-12-31 AU$64.52 Million +75.03%
2023-12-31 AU$36.86 Million +73.06%
2022-12-31 AU$21.30 Million +51.52%
2021-12-31 AU$14.06 Million -32.81%
2020-12-31 AU$20.92 Million +19.27%
2019-12-31 AU$17.54 Million +8.13%
2018-12-31 AU$16.22 Million -17.92%
2017-12-31 AU$19.77 Million +61.60%
2016-12-31 AU$12.23 Million +5.83%
2015-12-31 AU$11.56 Million +46.88%
2014-12-31 AU$7.87 Million -4.16%
2013-12-31 AU$8.21 Million -10.81%
2012-12-31 AU$9.21 Million -51.15%
2011-12-31 AU$18.85 Million -54.02%
2010-12-31 AU$40.99 Million +1071.68%
2009-12-31 AU$3.50 Million -5.66%
2008-12-31 AU$3.71 Million -54.58%
2007-12-31 AU$8.16 Million +38.13%
2006-12-31 AU$5.91 Million -9.05%
2005-12-31 AU$6.50 Million +350.46%
2004-12-31 AU$1.44 Million -60.84%
2003-12-31 AU$3.68 Million -56.40%
2002-12-31 AU$8.45 Million +88.26%
2001-12-31 AU$4.49 Million --

Equity Component Analysis

This analysis shows how different components contribute to Findi Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 2377000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Common Stock AU$92.14 Million 142.80%
Other Comprehensive Income AU$-8.00K -0.01%
Total Equity AU$64.52 Million 100.00%

Findi Ltd Competitors by Market Cap

The table below lists competitors of Findi Ltd ranked by their market capitalization.

Company Market Cap
Inta Bina Group Bhd
KLSE:0192
 		$19.05 Million
eLand Information Co., Ltd
TWO:6925
 		$19.06 Million
Arrow Greentech Limited
NSE:ARROWGREEN
 		$19.06 Million
EMCORE Corporation
NASDAQ:EMKR
 		$19.06 Million
China Outfitters Holdings Ltd
PINK:COUTF
 		$19.05 Million
Prodways Group SA
PINK:PRWYF
 		$19.04 Million
Doganlar Mobilya Grubu Imalat Sanayi ve Ticaret AS
IS:DGNMO
 		$19.03 Million
Bosch Fren Sistemleri Sanayi ve Ticaret AS
IS:BFREN
 		$19.03 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Findi Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 36,518,000 to 64,524,000, a change of 28,006,000 (76.7%).
  • Net loss of 12,483,000 reduced equity.
  • Share repurchases of 39,488,000 reduced equity.
  • New share issuances of 39,488,000 increased equity.
  • Other comprehensive income decreased equity by 981,000.
  • Other factors increased equity by 41,470,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income AU$-12.48 Million -19.35%
Share Repurchases AU$39.49 Million -61.2%
Share Issuances AU$39.49 Million +61.2%
Other Comprehensive Income AU$-981.00K -1.52%
Other Changes AU$41.47 Million +64.27%
Total Change AU$- 76.69%

Book Value vs Market Value Analysis

This analysis compares Findi Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.63x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has increased from 0.04x to 0.63x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2001-12-31 AU$19.37 AU$0.83 x
2002-12-31 AU$22.93 AU$0.83 x
2003-12-31 AU$6.56 AU$0.83 x
2004-12-31 AU$2.97 AU$0.83 x
2005-12-31 AU$11.89 AU$0.83 x
2006-12-31 AU$9.29 AU$0.83 x
2007-12-31 AU$11.92 AU$0.83 x
2008-12-31 AU$5.83 AU$0.83 x
2009-12-31 AU$4.88 AU$0.83 x
2010-12-31 AU$12.12 AU$0.83 x
2011-12-31 AU$4.13 AU$0.83 x
2012-12-31 AU$2.07 AU$0.83 x
2013-12-31 AU$1.85 AU$0.83 x
2014-12-31 AU$1.77 AU$0.83 x
2015-12-31 AU$2.57 AU$0.83 x
2016-12-31 AU$2.57 AU$0.83 x
2017-12-31 AU$3.78 AU$0.83 x
2018-12-31 AU$2.90 AU$0.83 x
2019-12-31 AU$2.72 AU$0.83 x
2020-12-31 AU$3.23 AU$0.83 x
2021-12-31 AU$0.48 AU$0.83 x
2022-12-31 AU$0.59 AU$0.83 x
2023-12-31 AU$0.86 AU$0.83 x
2024-12-31 AU$1.32 AU$0.83 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Findi Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -19.35%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -20.44%
  • • Asset Turnover: 0.19x
  • • Equity Multiplier: 5.01x
  • Recent ROE (-19.35%) is above the historical average (-26.10%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 -39.99% -194.26% 0.17x 1.24x AU$-2.24 Million
2002 -33.99% -75.07% 0.37x 1.22x AU$-3.72 Million
2003 -165.42% -170.30% 0.76x 1.28x AU$-6.46 Million
2004 -168.92% -22154.55% 0.01x 1.32x AU$-2.58 Million
2005 -5.83% -473.75% 0.01x 1.28x AU$-1.03 Million
2006 -6.34% -181.16% 0.03x 1.28x AU$-966.08K
2007 1.88% 40.77% 0.04x 1.25x AU$-662.76K
2008 -5.02% -6.04% 0.81x 1.03x AU$-556.81K
2009 -28.44% -33.33% 0.82x 1.04x AU$-1.34 Million
2010 -2.15% -17.67% 0.11x 1.08x AU$-5.11 Million
2011 -7.53% -17.50% 0.40x 1.09x AU$-3.30 Million
2012 -95.97% -23987.29% 0.00x 1.29x AU$-9.76 Million
2013 -91.74% -5628.12% 0.02x 1.01x AU$-8.35 Million
2014 -10.27% -327.69% 0.03x 1.01x AU$-1.59 Million
2015 -8.60% -1315.78% 0.01x 1.01x AU$-2.15 Million
2016 -10.65% -3250.92% 0.00x 1.01x AU$-2.53 Million
2017 -2.97% -25.30% 0.11x 1.06x AU$-2.56 Million
2018 0.29% 0.82% 0.23x 1.53x AU$-1.57 Million
2019 12.97% 19.93% 0.54x 1.22x AU$521.80K
2020 49.73% 13006.25% 0.00x 1.39x AU$8.31 Million
2021 -10.26% -33.28% 0.08x 4.03x AU$-3.00 Million
2022 11.27% 4.68% 0.48x 4.98x AU$274.00K
2023 10.98% 6.38% 0.32x 5.43x AU$358.20K
2024 -19.35% -20.44% 0.19x 5.01x AU$-18.94 Million

Industry Comparison

This section compares Findi Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.

Industry Context

  • Industry: Software - Infrastructure
  • Average net assets among peers: $168,656,596
  • Average return on equity (ROE) among peers: -52.21%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Findi Ltd (FND) AU$42.62 Million -39.99% 6.05x $19.05 Million
Acusensus Ltd (ACE) $2.70 Million -46.46% 0.26x $96.85 Million
Adslot Ltd (ADS) $2.04 Million 9.60% 1.17x $1.56 Million
Archtis Ltd (AR9) $6.81 Million -54.69% 0.31x $14.43 Million
Adveritas Ltd (AV1) $7.58 Million -125.18% 0.27x $27.64 Million
Beforepay Group Ltd (B4P) $32.63 Million -89.31% 0.77x $30.18 Million
Beonic Ltd (BEO) $7.06 Million -149.30% 2.27x $2.48 Million
Cuscal Ltd (CCL) $1.60 Billion 28.06% 2.48x $419.52 Million
Aucyber Ltd (CYB) $24.90 Million -85.46% 0.36x $65.69K
Decidr Ai Industries Ltd (DAI) $-213.59K 0.00% 0.00x $20.72 Million
Dropsuite Ltd (DSE) $2.95 Million -9.33% 0.03x $185.00 Million