Suncorp Group Ltd (SUN) - Net Assets
Based on the latest financial reports, Suncorp Group Ltd (SUN) has net assets worth AU$10.12 Billion AUD (≈ $7.16 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$29.52 Billion ≈ $20.89 Billion USD) and total liabilities (AU$19.41 Billion ≈ $13.73 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SUN cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$10.12 Billion |
| % of Total Assets | 34.28% |
| Annual Growth Rate | 14.59% |
| 5-Year Change | -20.98% |
| 10-Year Change | -21.69% |
| Growth Volatility | 100.71 |
Suncorp Group Ltd - Net Assets Trend (1989–2025)
This chart illustrates how Suncorp Group Ltd's net assets have evolved over time, based on quarterly financial data. Also explore SUN current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Suncorp Group Ltd (1989–2025)
The table below shows the annual net assets of Suncorp Group Ltd from 1989 to 2025. For live valuation and market cap data, see Suncorp Group Ltd market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | AU$10.63 Billion ≈ $7.52 Billion |
-23.46% |
| 2024-06-30 | AU$13.88 Billion ≈ $9.82 Billion |
+4.02% |
| 2023-06-30 | AU$13.35 Billion ≈ $9.44 Billion |
+4.41% |
| 2022-06-30 | AU$12.78 Billion ≈ $9.04 Billion |
-4.94% |
| 2021-06-30 | AU$13.45 Billion ≈ $9.52 Billion |
+5.19% |
| 2020-06-30 | AU$12.78 Billion ≈ $9.05 Billion |
-2.66% |
| 2019-06-30 | AU$13.13 Billion ≈ $9.29 Billion |
-6.01% |
| 2018-06-30 | AU$13.97 Billion ≈ $9.89 Billion |
+1.33% |
| 2017-06-30 | AU$13.79 Billion ≈ $9.76 Billion |
+1.62% |
| 2016-06-30 | AU$13.57 Billion ≈ $9.60 Billion |
-83.78% |
| 2015-06-30 | AU$83.68 Billion ≈ $59.21 Billion |
+0.19% |
| 2014-06-30 | AU$83.53 Billion ≈ $59.10 Billion |
+497.36% |
| 2013-06-30 | AU$13.98 Billion ≈ $9.89 Billion |
-1.02% |
| 2012-06-30 | AU$14.13 Billion ≈ $10.00 Billion |
+0.78% |
| 2011-06-30 | AU$14.02 Billion ≈ $9.92 Billion |
+0.47% |
| 2010-06-30 | AU$13.95 Billion ≈ $9.87 Billion |
+5.47% |
| 2009-06-30 | AU$13.23 Billion ≈ $9.36 Billion |
+6.98% |
| 2008-06-30 | AU$12.37 Billion ≈ $8.75 Billion |
-0.20% |
| 2007-06-30 | AU$12.39 Billion ≈ $8.77 Billion |
+179.58% |
| 2006-06-30 | AU$4.43 Billion ≈ $3.14 Billion |
-13.71% |
| 2005-06-30 | AU$5.14 Billion ≈ $3.63 Billion |
+18.34% |
| 2004-06-30 | AU$4.34 Billion ≈ $3.07 Billion |
+19.00% |
| 2003-06-30 | AU$3.65 Billion ≈ $2.58 Billion |
+8.48% |
| 2002-06-30 | AU$3.36 Billion ≈ $2.38 Billion |
+23.74% |
| 2001-06-30 | AU$2.72 Billion ≈ $1.92 Billion |
+41.22% |
| 2000-06-30 | AU$1.92 Billion ≈ $1.36 Billion |
+1.80% |
| 1999-06-30 | AU$1.89 Billion ≈ $1.34 Billion |
+4.13% |
| 1998-06-30 | AU$1.82 Billion ≈ $1.28 Billion |
+4.55% |
| 1997-06-30 | AU$1.74 Billion ≈ $1.23 Billion |
+329.86% |
| 1996-06-30 | AU$403.85 Million ≈ $285.75 Million |
+27.65% |
| 1995-06-30 | AU$316.36 Million ≈ $223.85 Million |
+18.68% |
| 1994-06-30 | AU$266.57 Million ≈ $188.62 Million |
+15.65% |
| 1993-06-30 | AU$230.50 Million ≈ $163.09 Million |
+33.48% |
| 1992-06-30 | AU$172.68 Million ≈ $122.18 Million |
+50.51% |
| 1991-06-30 | AU$114.73 Million ≈ $81.18 Million |
+5.63% |
| 1990-06-30 | AU$108.61 Million ≈ $76.85 Million |
+37.65% |
| 1989-06-30 | AU$78.91 Million ≈ $55.83 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Suncorp Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 37973.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | AU$1.93 Billion | 18.20% |
| Common Stock | AU$8.64 Billion | 81.68% |
| Other Comprehensive Income | AU$12.00 Million | 0.11% |
| Total Equity | AU$10.58 Billion | 100.00% |
Suncorp Group Ltd Competitors by Market Cap
The table below lists competitors of Suncorp Group Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Graco Inc
NYSE:GGG
|
$13.13 Billion |
|
BridgeBio Pharma Inc
NASDAQ:BBIO
|
$13.14 Billion |
|
Tyler Technologies Inc
NYSE:TYL
|
$13.15 Billion |
|
Franklin Resources Inc
NYSE:BEN
|
$13.15 Billion |
|
Gfl Environmental Holdings Inc
TO:GFL
|
$13.11 Billion |
|
Pentair plc
F:PNT
|
$13.11 Billion |
|
HMM Co Ltd
KO:011200
|
$13.10 Billion |
|
JBS N.V.
NYSE:JBS
|
$13.09 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Suncorp Group Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 13,844,000,000 to 10,576,000,000, a change of -3,268,000,000 (-23.6%).
- Net income of 1,823,000,000 contributed positively to equity growth.
- Dividend payments of 1,362,000,000 reduced retained earnings.
- Share repurchases of 3,817,000,000 reduced equity.
- Other comprehensive income decreased equity by 22,000,000.
- Other factors increased equity by 110,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$1.82 Billion | +17.24% |
| Dividends Paid | AU$1.36 Billion | -12.88% |
| Share Repurchases | AU$3.82 Billion | -36.09% |
| Other Comprehensive Income | AU$-22.00 Million | -0.21% |
| Other Changes | AU$110.00 Million | +1.04% |
| Total Change | AU$- | -23.61% |
Book Value vs Market Value Analysis
This analysis compares Suncorp Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.86x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 272.54x to 1.86x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-06-30 | AU$0.06 | AU$17.13 | x |
| 1990-06-30 | AU$0.09 | AU$17.13 | x |
| 1991-06-30 | AU$1.11 | AU$17.13 | x |
| 1992-06-30 | AU$1.70 | AU$17.13 | x |
| 1993-06-30 | AU$1.85 | AU$17.13 | x |
| 1994-06-30 | AU$1.71 | AU$17.13 | x |
| 1995-06-30 | AU$2.12 | AU$17.13 | x |
| 1996-06-30 | AU$2.85 | AU$17.13 | x |
| 1997-06-30 | AU$8.20 | AU$17.13 | x |
| 1998-06-30 | AU$8.30 | AU$17.13 | x |
| 1999-06-30 | AU$8.37 | AU$17.13 | x |
| 2000-06-30 | AU$5.52 | AU$17.13 | x |
| 2001-06-30 | AU$5.22 | AU$17.13 | x |
| 2002-06-30 | AU$5.95 | AU$17.13 | x |
| 2003-06-30 | AU$6.29 | AU$17.13 | x |
| 2004-06-30 | AU$6.82 | AU$17.13 | x |
| 2005-06-30 | AU$7.57 | AU$17.13 | x |
| 2006-06-30 | AU$7.35 | AU$17.13 | x |
| 2007-06-30 | AU$16.84 | AU$17.13 | x |
| 2008-06-30 | AU$12.12 | AU$17.13 | x |
| 2009-06-30 | AU$12.32 | AU$17.13 | x |
| 2010-06-30 | AU$11.37 | AU$17.13 | x |
| 2011-06-30 | AU$11.32 | AU$17.13 | x |
| 2012-06-30 | AU$11.19 | AU$17.13 | x |
| 2013-06-30 | AU$11.26 | AU$17.13 | x |
| 2014-06-30 | AU$11.10 | AU$17.13 | x |
| 2015-06-30 | AU$10.28 | AU$17.13 | x |
| 2016-06-30 | AU$10.28 | AU$17.13 | x |
| 2017-06-30 | AU$10.49 | AU$17.13 | x |
| 2018-06-30 | AU$10.44 | AU$17.13 | x |
| 2019-06-30 | AU$9.78 | AU$17.13 | x |
| 2020-06-30 | AU$9.11 | AU$17.13 | x |
| 2021-06-30 | AU$9.73 | AU$17.13 | x |
| 2022-06-30 | AU$9.11 | AU$17.13 | x |
| 2023-06-30 | AU$9.81 | AU$17.13 | x |
| 2024-06-30 | AU$11.99 | AU$17.13 | x |
| 2025-06-30 | AU$9.21 | AU$17.13 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Suncorp Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.24%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.82%
- • Asset Turnover: 0.55x
- • Equity Multiplier: 2.87x
- Recent ROE (17.24%) is above the historical average (5.71%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 16.54% | 6.88% | 0.12x | 19.54x | AU$5.16 Million |
| 1990 | 13.91% | 5.04% | 0.14x | 19.08x | AU$4.25 Million |
| 1991 | 11.03% | 3.66% | 0.14x | 21.29x | AU$1.18 Million |
| 1992 | -1.24% | -0.60% | 0.12x | 17.66x | AU$-19.41 Million |
| 1993 | -1.56% | -0.95% | 0.09x | 18.59x | AU$-26.65 Million |
| 1994 | -1.35% | -0.80% | 0.08x | 20.40x | AU$-30.26 Million |
| 1995 | -1.25% | -0.69% | 0.09x | 20.45x | AU$-35.58 Million |
| 1996 | -1.98% | -1.17% | 0.10x | 17.57x | AU$-48.38 Million |
| 1997 | 8.69% | 61.73% | 0.01x | 11.52x | AU$-22.70 Million |
| 1998 | -3.71% | 0.00% | 0.00x | 11.85x | AU$-247.80 Million |
| 1999 | 13.12% | 0.00% | 0.00x | 11.42x | AU$58.80 Million |
| 2000 | -2.87% | -1.57% | 0.13x | 13.67x | AU$-246.80 Million |
| 2001 | 14.57% | 25.37% | 0.05x | 10.94x | AU$123.90 Million |
| 2002 | -0.36% | -0.27% | 0.13x | 10.57x | AU$-347.60 Million |
| 2003 | -0.41% | -0.29% | 0.13x | 10.56x | AU$-379.00 Million |
| 2004 | -1.13% | -0.77% | 0.14x | 10.84x | AU$-444.20 Million |
| 2005 | -1.82% | -1.20% | 0.14x | 10.82x | AU$-532.00 Million |
| 2006 | 20.66% | 11.91% | 0.13x | 12.94x | AU$472.70 Million |
| 2007 | 8.59% | 10.47% | 0.12x | 6.85x | AU$-175.00 Million |
| 2008 | 4.50% | 4.22% | 0.14x | 7.62x | AU$-680.00 Million |
| 2009 | 2.63% | 2.45% | 0.15x | 7.37x | AU$-974.30 Million |
| 2010 | 5.60% | 5.05% | 0.16x | 6.84x | AU$-613.30 Million |
| 2011 | 3.24% | 3.42% | 0.14x | 6.82x | AU$-947.10 Million |
| 2012 | 5.13% | 5.53% | 0.14x | 6.81x | AU$-687.00 Million |
| 2013 | 3.52% | 3.80% | 0.13x | 6.87x | AU$-905.70 Million |
| 2014 | 5.30% | 4.46% | 0.17x | 6.86x | AU$-647.30 Million |
| 2015 | 8.40% | 6.78% | 0.17x | 7.09x | AU$-215.30 Million |
| 2016 | 7.65% | 6.77% | 0.16x | 7.06x | AU$-318.10 Million |
| 2017 | 7.80% | 6.18% | 0.18x | 7.05x | AU$-303.20 Million |
| 2018 | 7.58% | 7.46% | 0.14x | 7.11x | AU$-337.30 Million |
| 2019 | 8.04% | 6.77% | 0.16x | 7.34x | AU$-257.30 Million |
| 2020 | 4.92% | 4.77% | 0.14x | 7.52x | AU$-648.30 Million |
| 2021 | 7.70% | 8.06% | 0.13x | 7.23x | AU$-309.40 Million |
| 2022 | 5.34% | 4.98% | 0.13x | 8.35x | AU$-594.30 Million |
| 2023 | 8.62% | 7.16% | 0.14x | 8.64x | AU$-183.40 Million |
| 2024 | 8.65% | 8.98% | 0.12x | 8.07x | AU$-187.40 Million |
| 2025 | 17.24% | 10.82% | 0.55x | 2.87x | AU$765.40 Million |
Industry Comparison
This section compares Suncorp Group Ltd's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $6,634,945,354
- Average return on equity (ROE) among peers: 1.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Suncorp Group Ltd (SUN) | AU$10.12 Billion | 16.54% | 1.92x | $13.13 Billion |
| Insurance Australia Group Ltd (IAG) | $6.96 Billion | -0.12% | 0.09x | $12.82 Billion |
| QBE Insurance Group Ltd (QBE) | $162.74 Million | -0.28% | 4.28x | $23.88 Billion |
| Suncorp Group Ltd (SUNPH) | $12.78 Billion | 5.33% | 7.32x | $18.01 Billion |
About Suncorp Group Ltd
Suncorp Group Limited provides insurance products to retail, corporate, and commercial customers in Australia and New Zealand. The company operates through Consumer Insurance; Commercial and Personal Injury; and Suncorp New Zealand segments. It provides insurance products, including home and contents, motor, and boat insurance products; and commercial motor, commercial property, marine, industria… Read more