Wisr Ltd
Wisr Limited engages in the lending business in Australia. The company provides personal, debt consolidation, car, wedding, home renovation, travel, electric vehicle, recreational, green, medical, caravan, dental, motorcycle, used car, new car, secured car, cosmetic surgery, car repair, furniture, solar, education, funeral, legal fee, surgery, and jet ski loans. It also operates the Wisr mobile a… Read more
Wisr Ltd (WZR) - Net Assets
Latest net assets as of December 2025: AU$42.07 Million AUD
Based on the latest financial reports, Wisr Ltd (WZR) has net assets worth AU$42.07 Million AUD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$1.02 Billion) and total liabilities (AU$976.80 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$42.07 Million |
| % of Total Assets | 4.13% |
| Annual Growth Rate | 2.13% |
| 5-Year Change | -63.03% |
| 10-Year Change | 186.21% |
| Growth Volatility | 70.76 |
Wisr Ltd - Net Assets Trend (1989–2025)
This chart illustrates how Wisr Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Wisr Ltd (1989–2025)
The table below shows the annual net assets of Wisr Ltd from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | AU$26.72 Million | -44.33% |
| 2024-06-30 | AU$47.99 Million | -29.45% |
| 2023-06-30 | AU$68.01 Million | -12.63% |
| 2022-06-30 | AU$77.85 Million | +7.74% |
| 2021-06-30 | AU$72.26 Million | +100.87% |
| 2020-06-30 | AU$35.97 Million | +114.46% |
| 2019-06-30 | AU$16.77 Million | +178.09% |
| 2018-06-30 | AU$6.03 Million | -41.50% |
| 2017-06-30 | AU$10.31 Million | +10.46% |
| 2016-06-30 | AU$9.33 Million | +1378.59% |
| 2015-06-30 | AU$-730.04K | -323.90% |
| 2014-06-30 | AU$326.06K | -94.64% |
| 2013-06-30 | AU$6.08 Million | -36.19% |
| 2012-06-30 | AU$9.53 Million | -19.78% |
| 2011-06-30 | AU$11.88 Million | -3.99% |
| 2010-06-30 | AU$12.37 Million | -5.06% |
| 2009-06-30 | AU$13.03 Million | +16.37% |
| 2008-06-30 | AU$11.20 Million | -2.15% |
| 2007-06-30 | AU$11.44 Million | -1.51% |
| 2006-06-30 | AU$11.62 Million | +0.37% |
| 2005-06-30 | AU$11.58 Million | +3.07% |
| 2004-06-30 | AU$11.23 Million | +6.35% |
| 2003-06-30 | AU$10.56 Million | +4.29% |
| 2002-06-30 | AU$10.13 Million | +1.14% |
| 2001-06-30 | AU$10.01 Million | +1.36% |
| 2000-06-30 | AU$9.88 Million | +0.09% |
| 1999-06-30 | AU$9.87 Million | -8.26% |
| 1998-06-30 | AU$10.76 Million | -2.52% |
| 1997-06-30 | AU$11.04 Million | -0.15% |
| 1996-06-30 | AU$11.05 Million | +1.81% |
| 1995-06-30 | AU$10.86 Million | +1.38% |
| 1994-06-30 | AU$10.71 Million | +4.08% |
| 1993-06-30 | AU$10.29 Million | -1.82% |
| 1992-06-30 | AU$10.48 Million | -18.00% |
| 1991-06-30 | AU$12.78 Million | -3.42% |
| 1990-06-30 | AU$13.23 Million | +5.69% |
| 1989-06-30 | AU$12.52 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Wisr Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 6134.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | AU$146.16 Million | 547.09% |
| Other Comprehensive Income | AU$2.76 Million | 10.34% |
| Total Equity | AU$26.72 Million | 100.00% |
Wisr Ltd Competitors by Market Cap
The table below lists competitors of Wisr Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Mico BioMed Co. Ltd.
KQ:214610
|
$19.82 Million |
|
Lippo Malls Indonesia Retail Trust
PINK:LPMDF
|
$19.83 Million |
|
Tryptamine Therapeutics Ltd
AU:TYP
|
$19.83 Million |
|
Safe Fertility Group Public Company Limited
BK:SAFE
|
$19.84 Million |
|
Sýn hf
IC:SYN
|
$19.81 Million |
|
Herald Holdings Limited
STU:HH3
|
$19.80 Million |
|
GMM Grammy Public Company Limited
BK:GRAMMY
|
$19.80 Million |
|
CleanTech Lithium Plc
OTCQX:CTLHF
|
$19.80 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Wisr Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 47,987,520 to 26,715,336, a change of -21,272,184 (-44.3%).
- Net loss of 7,259,911 reduced equity.
- Other comprehensive income decreased equity by 9,404,514.
- Other factors decreased equity by 4,607,759.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$-7.26 Million | -27.18% |
| Other Comprehensive Income | AU$-9.40 Million | -35.2% |
| Other Changes | AU$-4.61 Million | -17.25% |
| Total Change | AU$- | -44.33% |
Book Value vs Market Value Analysis
This analysis compares Wisr Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.25x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.60x to 1.25x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-06-30 | AU$0.01 | AU$0.02 | x |
| 1990-06-30 | AU$0.01 | AU$0.02 | x |
| 1991-06-30 | AU$0.01 | AU$0.02 | x |
| 1992-06-30 | AU$0.82 | AU$0.02 | x |
| 1993-06-30 | AU$0.80 | AU$0.02 | x |
| 1994-06-30 | AU$0.83 | AU$0.02 | x |
| 1995-06-30 | AU$0.84 | AU$0.02 | x |
| 1996-06-30 | AU$0.86 | AU$0.02 | x |
| 1997-06-30 | AU$0.88 | AU$0.02 | x |
| 1998-06-30 | AU$0.84 | AU$0.02 | x |
| 1999-06-30 | AU$0.92 | AU$0.02 | x |
| 2000-06-30 | AU$0.99 | AU$0.02 | x |
| 2001-06-30 | AU$1.00 | AU$0.02 | x |
| 2002-06-30 | AU$1.01 | AU$0.02 | x |
| 2003-06-30 | AU$1.06 | AU$0.02 | x |
| 2004-06-30 | AU$1.12 | AU$0.02 | x |
| 2005-06-30 | AU$1.16 | AU$0.02 | x |
| 2006-06-30 | AU$1.17 | AU$0.02 | x |
| 2007-06-30 | AU$1.14 | AU$0.02 | x |
| 2008-06-30 | AU$1.12 | AU$0.02 | x |
| 2009-06-30 | AU$1.30 | AU$0.02 | x |
| 2010-06-30 | AU$1.07 | AU$0.02 | x |
| 2011-06-30 | AU$1.19 | AU$0.02 | x |
| 2012-06-30 | AU$0.95 | AU$0.02 | x |
| 2013-06-30 | AU$0.61 | AU$0.02 | x |
| 2014-06-30 | AU$0.03 | AU$0.02 | x |
| 2015-06-30 | AU$-0.07 | AU$0.02 | x |
| 2016-06-30 | AU$0.03 | AU$0.02 | x |
| 2017-06-30 | AU$0.02 | AU$0.02 | x |
| 2018-06-30 | AU$0.01 | AU$0.02 | x |
| 2019-06-30 | AU$0.03 | AU$0.02 | x |
| 2020-06-30 | AU$0.04 | AU$0.02 | x |
| 2021-06-30 | AU$0.07 | AU$0.02 | x |
| 2022-06-30 | AU$0.06 | AU$0.02 | x |
| 2023-06-30 | AU$0.05 | AU$0.02 | x |
| 2024-06-30 | AU$0.04 | AU$0.02 | x |
| 2025-06-30 | AU$0.02 | AU$0.02 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Wisr Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -27.18%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -459.73%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 32.62x
- Recent ROE (-27.18%) is below the historical average (-14.64%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | -2.25% | -1.80% | 0.93x | 1.35x | AU$-1.53 Million |
| 1990 | 13.61% | 11.34% | 0.93x | 1.30x | AU$477.80K |
| 1991 | 7.03% | 6.09% | 0.90x | 1.29x | AU$-380.00K |
| 1992 | -20.28% | -16.86% | 0.90x | 1.34x | AU$-3.17 Million |
| 1993 | 1.64% | 1.30% | 0.98x | 1.29x | AU$-859.90K |
| 1994 | 14.01% | 11.85% | 0.96x | 1.24x | AU$429.10K |
| 1995 | 11.97% | 11.04% | 0.86x | 1.26x | AU$214.30K |
| 1996 | 11.80% | 11.19% | 0.85x | 1.24x | AU$198.70K |
| 1997 | 6.37% | 6.81% | 0.81x | 1.15x | AU$-400.60K |
| 1998 | 8.83% | 0.00% | 0.00x | 1.22x | AU$-125.80K |
| 1999 | 9.42% | 0.00% | 0.00x | 1.33x | AU$-56.90K |
| 2000 | 5.07% | 4.27% | 0.92x | 1.29x | AU$-486.80K |
| 2001 | 4.49% | 3.98% | 0.87x | 1.29x | AU$-551.20K |
| 2002 | 6.68% | 6.16% | 0.83x | 1.31x | AU$-336.60K |
| 2003 | 6.77% | 6.31% | 0.79x | 1.36x | AU$-341.00K |
| 2004 | 10.98% | 10.17% | 0.79x | 1.38x | AU$109.90K |
| 2005 | 5.41% | 4.71% | 0.81x | 1.43x | AU$-531.60K |
| 2006 | 1.81% | 1.60% | 0.83x | 1.35x | AU$-951.90K |
| 2007 | 2.14% | 1.71% | 0.94x | 1.33x | AU$-899.30K |
| 2008 | 0.31% | 0.27% | 0.90x | 1.30x | AU$-1.08 Million |
| 2009 | 14.07% | 16.58% | 0.74x | 1.14x | AU$530.00K |
| 2010 | 4.37% | 5.43% | 0.71x | 1.13x | AU$-696.10K |
| 2011 | -18.76% | -23.83% | 0.65x | 1.20x | AU$-3.42 Million |
| 2012 | -22.55% | -38.12% | 0.49x | 1.20x | AU$-3.10 Million |
| 2013 | -48.43% | 0.00% | 0.00x | 1.11x | AU$-3.55 Million |
| 2014 | -47.39% | 0.00% | 0.00x | 17.01x | AU$-187.13K |
| 2015 | 0.00% | -395.08% | 1.80x | 0.00x | AU$-833.09K |
| 2016 | -111.32% | -753.95% | 0.12x | 1.24x | AU$-9.54 Million |
| 2017 | -59.02% | -499.49% | 0.10x | 1.18x | AU$-6.35 Million |
| 2018 | -133.26% | -422.55% | 0.22x | 1.42x | AU$-6.67 Million |
| 2019 | -46.09% | -277.94% | 0.14x | 1.23x | AU$-9.41 Million |
| 2020 | -65.43% | -328.41% | 0.06x | 3.50x | AU$-27.13 Million |
| 2021 | -24.41% | -64.78% | 0.06x | 6.52x | AU$-24.86 Million |
| 2022 | -25.57% | -33.51% | 0.07x | 11.15x | AU$-27.69 Million |
| 2023 | -19.34% | -14.32% | 0.09x | 14.73x | AU$-19.96 Million |
| 2024 | -17.07% | -8.89% | 0.11x | 17.47x | AU$-12.99 Million |
| 2025 | -27.18% | -459.73% | 0.00x | 32.62x | AU$-9.93 Million |
Industry Comparison
This section compares Wisr Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $337,370,922
- Average return on equity (ROE) among peers: -8.84%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Wisr Ltd (WZR) | AU$42.07 Million | -2.25% | 23.22x | $19.82 Million |
| Butn Ltd (BTN) | $8.11 Million | -152.13% | 10.26x | $3.14 Million |
| Earlypay Ltd (EPY) | $73.48 Million | -10.54% | 3.90x | $16.78 Million |
| FSA Group Ltd (FSA) | $76.76 Million | 13.88% | 3.90x | $26.38 Million |
| Harmoney Corp Ltd (HMY) | $37.13 Million | 14.86% | 24.46x | $21.78 Million |
| Humm Group Ltd (HUM) | $364.58 Million | 18.06% | 2.99x | $98.09 Million |
| Lawfinance Ltd (LAW) | $9.11 Million | 3.15% | 0.11x | $121.26K |
| Liberty Financial Group (LFG) | $1.19 Billion | 11.23% | 12.61x | $129.94 Million |
| Latitude Group Holdings Ltd (LFS) | $1.57 Billion | 10.28% | 4.12x | $305.96 Million |
| Moneyme Ltd (MME) | $46.85 Million | 2.77% | 2.56x | $23.29 Million |
| Propell Holdings Ltd (PHL) | $-845.24K | 0.00% | 0.00x | $494.63K |