Xref Ltd

AU:XF1 Australia Software - Application
Market Cap
$12.26 Million
AU$19.81 Million AUD
Market Cap Rank
#31387 Global
#971 in Australia
Share Price
AU$0.09
Change (1 day)
+0.00%
52-Week Range
AU$0.09 - AU$0.21
All Time High
AU$0.80
Categories
Companies in Australia Software - Application Technology AI & Machine Learning
About

Xref Limited engages in the development of human resources technology that automates pre-employment recruitment checks, employee engagement surveys, and exit interviews in Australia, Canada, the United Kingdom, New Zealand, and the United States. It operates in three segments: Xref Platform, Trust Marketplace, and Xref Engage. The company provides pre-employment reference, pulse, and exit surveys… Read more

Xref Ltd (XF1) - Net Assets

Latest net assets as of December 2025: AU$-4.79 Million AUD

Based on the latest financial reports, Xref Ltd (XF1) has net assets worth AU$-4.79 Million AUD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$15.41 Million) and total liabilities (AU$20.19 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$-4.79 Million
% of Total Assets -31.07%
Annual Growth Rate N/A
5-Year Change N/A
10-Year Change -339.2%
Growth Volatility 190.07

Xref Ltd - Net Assets Trend (2007–2025)

This chart illustrates how Xref Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Xref Ltd (2007–2025)

The table below shows the annual net assets of Xref Ltd from 2007 to 2025.

Year Net Assets Change
2025-06-30 AU$-4.39 Million +24.98%
2024-06-30 AU$-5.85 Million -2787.89%
2023-06-30 AU$-202.52K -113.76%
2022-06-30 AU$1.47 Million +245.93%
2021-06-30 AU$-1.01 Million +58.04%
2020-06-30 AU$-2.40 Million -176.11%
2019-06-30 AU$3.16 Million +62.46%
2018-06-30 AU$1.94 Million -40.18%
2017-06-30 AU$3.25 Million +77.21%
2016-06-30 AU$1.83 Million +38.02%
2015-06-30 AU$1.33 Million +15.97%
2014-06-30 AU$1.15 Million +2.76%
2014-03-31 AU$1.12 Million -23.06%
2013-06-30 AU$1.45 Million -80.70%
2012-06-30 AU$7.51 Million -9.14%
2011-06-30 AU$8.26 Million +59.15%
2010-06-30 AU$5.19 Million -32.92%
2009-06-30 AU$7.74 Million -12.87%
2008-06-30 AU$8.88 Million +698.06%
2007-06-30 AU$1.11 Million --

Equity Component Analysis

This analysis shows how different components contribute to Xref Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 4104531100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Common Stock AU$59.26 Million %
Other Comprehensive Income AU$-21.08 Million %
Total Equity AU$-4.39 Million 100.00%

Xref Ltd Competitors by Market Cap

The table below lists competitors of Xref Ltd ranked by their market capitalization.

Company Market Cap
Redcastle Resources Ltd
AU:RC1
 		$4.84 Million
Megachem (Thailand) Public Company Limited
BK:MGT
 		$4.84 Million
Lanthanein Resources Ltd
AU:LNR
 		$4.84 Million
RealTech AG
XETRA:RTC
 		$4.84 Million
Readcloud Ltd
AU:RCL
 		$4.83 Million
Sun International Ltd
JSE:SUI
 		$4.83 Million
Umang Dairies Limited
NSE:UMANGDAIRY
 		$4.83 Million
Stardust Solar Holdings Inc.
V:SUN
 		$4.83 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Xref Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from -5,848,609 to -4,387,572, a change of 1,461,037.
  • Net loss of 1,953,345 reduced equity.
  • Share repurchases of 3,448,930 reduced equity.
  • Other comprehensive income decreased equity by 441,635.
  • Other factors increased equity by 7,304,947.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$-1.95 Million -44.52%
Share Repurchases AU$3.45 Million -78.61%
Other Comprehensive Income AU$-441.63K -10.07%
Other Changes AU$7.30 Million +166.49%
Total Change AU$- %

Book Value vs Market Value Analysis

This analysis compares Xref Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2007-06-30 AU$0.55 AU$0.09 x
2008-06-30 AU$4.02 AU$0.09 x
2009-06-30 AU$3.41 AU$0.09 x
2010-06-30 AU$2.29 AU$0.09 x
2011-06-30 AU$3.32 AU$0.09 x
2012-06-30 AU$1.81 AU$0.09 x
2013-06-30 AU$0.30 AU$0.09 x
2014-06-30 AU$0.20 AU$0.09 x
2015-06-30 AU$0.14 AU$0.09 x
2016-06-30 AU$0.04 AU$0.09 x
2017-06-30 AU$0.03 AU$0.09 x
2018-06-30 AU$0.01 AU$0.09 x
2019-06-30 AU$0.02 AU$0.09 x
2020-06-30 AU$-0.01 AU$0.09 x
2021-06-30 AU$0.00 AU$0.09 x
2022-06-30 AU$0.01 AU$0.09 x
2023-06-30 AU$0.00 AU$0.09 x
2024-06-30 AU$-0.03 AU$0.09 x
2025-06-30 AU$-0.02 AU$0.09 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Xref Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 0.00%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -9.16%
  • • Asset Turnover: 1.11x
  • • Equity Multiplier: 0.00x
  • Recent ROE (0.00%) is above the historical average (-89.88%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2007 -90.38% 0.00% 0.00x 10.25x AU$-1.12 Million
2008 -16.24% 0.00% 0.00x 1.03x AU$-2.33 Million
2009 -26.88% -2651.46% 0.01x 1.02x AU$-2.86 Million
2010 -43.67% 0.00% 0.00x 1.02x AU$-2.79 Million
2011 -24.24% 0.00% 0.00x 1.02x AU$-2.83 Million
2012 -11.85% -972.12% 0.01x 1.15x AU$-1.64 Million
2013 -489.20% -33077.81% 0.01x 1.23x AU$-7.24 Million
2014 -57.71% 0.00% 0.00x 1.27x AU$-755.05K
2014 -53.47% -829.68% 0.05x 1.24x AU$-727.33K
2015 -82.73% -298.28% 0.22x 1.25x AU$-1.23 Million
2016 -48.77% -51.58% 0.46x 2.07x AU$-1.08 Million
2017 -198.62% -216.61% 0.41x 2.24x AU$-6.78 Million
2018 -458.40% -183.92% 0.58x 4.31x AU$-9.11 Million
2019 -245.00% -96.16% 0.68x 3.77x AU$-8.06 Million
2020 0.00% -125.26% 0.95x 0.00x AU$-9.82 Million
2021 0.00% 0.54% 0.96x 0.00x AU$178.97K
2022 49.56% 3.92% 0.92x 13.70x AU$582.36K
2023 0.00% -16.47% 0.89x 0.00x AU$-3.34 Million
2024 0.00% -28.61% 0.98x 0.00x AU$-5.10 Million
2025 0.00% -9.16% 1.11x 0.00x AU$-1.51 Million

Industry Comparison

This section compares Xref Ltd's net assets metrics with peer companies in the Software - Application industry.

Industry Context

  • Industry: Software - Application
  • Average net assets among peers: $16,854,589
  • Average return on equity (ROE) among peers: -153.62%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Xref Ltd (XF1) AU$-4.79 Million -90.38% N/A $4.84 Million
One Click Group Ltd (1CG) $3.18 Million -217.18% 0.32x $5.25 Million
Thrive Tribe Technologies Ltd (1TT) $118.58K -1191.23% 2.04x $300.18K
Pointerra Ltd (3DP) $-405.80K 0.00% 0.00x $12.42 Million
8COMMON Ltd (8CO) $6.31 Million 6.08% 0.27x $1.47 Million
Adacel Tech Ltd (ADA) $10.52 Million 7.02% 1.02x $10.91 Million
Aeeris Ltd (AER) $584.79K -43.08% 0.80x $1.76 Million
Aerometrex Ltd (AMX) $37.60 Million -0.78% 0.33x $5.49 Million
Assetowl Ltd (AO1) $2.71 Million -52.24% 0.05x $577.74K
Bridge Saas Ltd (BGE) $1.93 Million -58.39% 1.02x $176.99K
Bravura Solutions Ltd (BVS) $105.98 Million 13.61% 0.72x $394.35 Million