Xref Ltd - Asset Resilience Ratio

Latest as of December 2025: 17.89%

Xref Ltd (XF1) has an Asset Resilience Ratio of 17.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Xref Ltd for a breakdown of total debt and financial obligations.

Liquid Assets

AU$2.76 Million
≈ $1.95 Million USD Cash + Short-term Investments

Total Assets

AU$15.41 Million
≈ $10.90 Million USD All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2023)

This chart shows how Xref Ltd's Asset Resilience Ratio has changed over time. See what is Xref Ltd's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Xref Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Xref Ltd stock valuation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$2.76 Million 17.89%
Short-term Investments AU$0.00 0%
Total Liquid Assets AU$2.76 Million 17.89%

Asset Resilience Insights

  • Good Liquidity Position: Xref Ltd maintains a healthy 17.89% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Xref Ltd Industry Peers by Asset Resilience Ratio

Compare Xref Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Salesforce.com Inc
NYSE:CRM
Software - Application 1.99%
PTC Inc
NASDAQ:PTC
Software - Application 1.97%
Xero Ltd
AU:XRO
Software - Application 18.62%
Geovis Technology Co Ltd
SHG:688568
Software - Application 0.24%
YGSOFT Inc
SHE:002063
Software - Application 2.96%
Beijing eGOVA
SHE:300075
Software - Application 14.75%
Fujian Foxit Software Development Joint Stock Co Ltd
SHG:688095
Software - Application 23.13%
Beijing Join-Cheer Software Co Ltd
SHE:002279
Software - Application 16.29%

Annual Asset Resilience Ratio for Xref Ltd (2017–2023)

The table below shows the annual Asset Resilience Ratio data for Xref Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2023-06-30 29.85% AU$6.84 Million
≈ $4.84 Million
AU$22.90 Million
≈ $16.20 Million
-28.02pp
2022-06-30 57.87% AU$11.67 Million
≈ $8.26 Million
AU$20.17 Million
≈ $14.27 Million
--
2021-06-30 0.00% AU$0.00
≈ $0.00
AU$15.00 Million
≈ $10.61 Million
--
2020-06-30 0.89% AU$75.46K
≈ $53.39K
AU$8.47 Million
≈ $5.99 Million
-66.65pp
2019-06-30 67.54% AU$8.04 Million
≈ $5.69 Million
AU$11.90 Million
≈ $8.42 Million
+14.46pp
2018-06-30 53.08% AU$4.45 Million
≈ $3.15 Million
AU$8.39 Million
≈ $5.93 Million
-2.92pp
2017-06-30 56.00% AU$4.07 Million
≈ $2.88 Million
AU$7.27 Million
≈ $5.14 Million
--
pp = percentage points

About Xref Ltd

AU:XF1 Australia Software - Application
Market Cap
$18.69 Million
AU$26.41 Million AUD
Market Cap Rank
#25775 Global
#1194 in Australia
Share Price
AU$0.12
Change (1 day)
+9.09%
52-Week Range
AU$0.06 - AU$0.21
All Time High
AU$0.80
About

Xref Limited engages in the development of human resources technology that automates pre-employment recruitment checks, employee engagement surveys, and exit interviews in Australia, Canada, the United Kingdom, New Zealand, and the United States. It operates in three segments: Xref Platform, Trust Marketplace, and Xref Engage. The company provides pre-employment reference, pulse, and exit surveys… Read more