Xref Ltd - Asset Resilience Ratio

Latest as of December 2025: 17.89%

Xref Ltd (XF1) has an Asset Resilience Ratio of 17.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check XF1 strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$2.76 Million
≈ $1.95 Million USD Cash + Short-term Investments

Total Assets

AU$15.41 Million
≈ $10.90 Million USD All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2023)

This chart shows how Xref Ltd's Asset Resilience Ratio has changed over time. See Xref Ltd balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Xref Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Xref Ltd stock valuation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$2.76 Million 17.89%
Short-term Investments AU$0.00 0%
Total Liquid Assets AU$2.76 Million 17.89%

Asset Resilience Insights

  • Good Liquidity Position: Xref Ltd maintains a healthy 17.89% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Xref Ltd Industry Peers by Asset Resilience Ratio

Compare Xref Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Shenzhen Intellifusion Technologies Co. Ltd. A
SHG:688343
Software - Application 21.19%
Navan, Inc. Class A Common Stock
NASDAQ:NAVN
Software - Application 9.19%
Fujian Newland Computer Co Ltd
SHE:000997
Software - Application 12.89%
Navinfo Co Ltd
SHE:002405
Software - Application 1.84%
Anhui Wantong Technology Co Ltd
SHE:002331
Software - Application 3.70%
Shandong Shanda Oumasoft CO.LTD.
SHE:301185
Software - Application 17.79%
Hunan Copote Science Technology Co Ltd
SHG:600476
Software - Application 3.55%
Streamwide
PA:ALSTW
Software - Application 19.05%

Annual Asset Resilience Ratio for Xref Ltd (2017–2023)

The table below shows the annual Asset Resilience Ratio data for Xref Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2023-06-30 29.85% AU$6.84 Million
≈ $4.84 Million
AU$22.90 Million
≈ $16.20 Million
-28.02pp
2022-06-30 57.87% AU$11.67 Million
≈ $8.26 Million
AU$20.17 Million
≈ $14.27 Million
--
2021-06-30 0.00% AU$0.00
≈ $0.00
AU$15.00 Million
≈ $10.61 Million
--
2020-06-30 0.89% AU$75.46K
≈ $53.39K
AU$8.47 Million
≈ $5.99 Million
-66.65pp
2019-06-30 67.54% AU$8.04 Million
≈ $5.69 Million
AU$11.90 Million
≈ $8.42 Million
+14.46pp
2018-06-30 53.08% AU$4.45 Million
≈ $3.15 Million
AU$8.39 Million
≈ $5.93 Million
-2.92pp
2017-06-30 56.00% AU$4.07 Million
≈ $2.88 Million
AU$7.27 Million
≈ $5.14 Million
--
pp = percentage points

About Xref Ltd

AU:XF1 Australia Software - Application
Market Cap
$10.12 Million
AU$14.31 Million AUD
Market Cap Rank
#27029 Global
#1319 in Australia
Share Price
AU$0.07
Change (1 day)
+1.56%
52-Week Range
AU$0.06 - AU$0.21
All Time High
AU$0.80
About

Xref Limited engages in the development of human resources technology that automates pre-employment recruitment checks, employee engagement surveys, and exit interviews in Australia, Canada, the United Kingdom, New Zealand, and the United States. It operates in three segments: Xref Platform, Trust Marketplace, and Xref Engage. The company provides pre-employment reference, pulse, and exit surveys… Read more