BBVA Banco Frances SA
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized enterprises products and servi… Read more
BBVA Banco Frances SA (BBAR) - Net Assets
Latest net assets as of September 2025: AR$2.98 Trillion ARS
Based on the latest financial reports, BBVA Banco Frances SA (BBAR) has net assets worth AR$2.98 Trillion ARS as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AR$22.17 Trillion) and total liabilities (AR$19.18 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AR$2.98 Trillion |
| % of Total Assets | 13.46% |
| Annual Growth Rate | 92.52% |
| 5-Year Change | 2183.7% |
| 10-Year Change | N/A |
| Growth Volatility | 191.93 |
BBVA Banco Frances SA - Net Assets Trend (2017–2024)
This chart illustrates how BBVA Banco Frances SA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BBVA Banco Frances SA (2017–2024)
The table below shows the annual net assets of BBVA Banco Frances SA from 2017 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | AR$2.62 Trillion | -15.09% |
| 2023-12-31 | AR$3.08 Trillion | +173.75% |
| 2022-12-31 | AR$1.13 Trillion | +592.10% |
| 2021-12-31 | AR$162.61 Billion | +41.96% |
| 2020-12-31 | AR$114.54 Billion | +35.82% |
| 2019-12-31 | AR$84.34 Billion | +85.18% |
| 2018-12-31 | AR$45.54 Billion | +70.75% |
| 2017-12-31 | AR$26.67 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to BBVA Banco Frances SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 4631.3% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | AR$2.94 Trillion | 114.27% |
| Total Equity | AR$2.57 Trillion | 100.00% |
BBVA Banco Frances SA Competitors by Market Cap
The table below lists competitors of BBVA Banco Frances SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
HOKKAIDO EL. PWR
F:5IE
|
$1.08 Billion |
|
Smithfield Foods, Inc. Common Stock
NASDAQ:SFD
|
$1.08 Billion |
|
Shanghai Zhongyida Co Ltd A
SHG:600610
|
$1.09 Billion |
|
Lifestance Health Group Inc
NASDAQ:LFST
|
$1.09 Billion |
|
S&T AG
LSE:0L9J
|
$1.08 Billion |
|
Indorama Ventures Public Company Limited
F:I93
|
$1.08 Billion |
|
Beijing Toread Outdoor Product
SHE:300005
|
$1.08 Billion |
|
Chipbond Technology
TWO:6147
|
$1.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BBVA Banco Frances SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,041,728,811,000 to 2,573,759,465,000, a change of -467,969,346,000 (-15.4%).
- Net income of 360,405,364,000 contributed positively to equity growth.
- Dividend payments of 90,609,727,000 reduced retained earnings.
- Other factors decreased equity by 737,764,983,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AR$360.41 Billion | +14.0% |
| Dividends Paid | AR$90.61 Billion | -3.52% |
| Other Changes | AR$-737.76 Billion | -28.66% |
| Total Change | AR$- | -15.38% |
Book Value vs Market Value Analysis
This analysis compares BBVA Banco Frances SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.66x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 164.35x to 1.66x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | AR$42.53 | AR$6990.00 | x |
| 2018-12-31 | AR$74.29 | AR$6990.00 | x |
| 2019-12-31 | AR$135.07 | AR$6990.00 | x |
| 2020-12-31 | AR$183.42 | AR$6990.00 | x |
| 2021-12-31 | AR$260.16 | AR$6990.00 | x |
| 2022-12-31 | AR$1809.34 | AR$6990.00 | x |
| 2023-12-31 | AR$4964.39 | AR$6990.00 | x |
| 2024-12-31 | AR$4200.62 | AR$6990.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BBVA Banco Frances SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.00%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.50%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 5.72x
- Recent ROE (14.00%) is above the historical average (11.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 14.88% | 18.01% | 0.10x | 8.66x | AR$1.27 Billion |
| 2018 | -3.27% | -3.47% | 0.12x | 7.94x | AR$-6.04 Billion |
| 2019 | 19.37% | 18.39% | 0.19x | 5.49x | AR$7.75 Billion |
| 2020 | 8.94% | 10.30% | 0.14x | 6.17x | AR$-1.19 Billion |
| 2021 | 13.29% | 12.80% | 0.16x | 6.46x | AR$5.24 Billion |
| 2022 | 16.53% | 149.48% | 0.02x | 5.48x | AR$72.38 Billion |
| 2023 | 5.16% | 81.79% | 0.01x | 4.37x | AR$-147.31 Billion |
| 2024 | 14.00% | 10.50% | 0.23x | 5.72x | AR$103.03 Billion |
Industry Comparison
This section compares BBVA Banco Frances SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $513,640,990,500
- Average return on equity (ROE) among peers: 9.24%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BBVA Banco Frances SA (BBAR) | AR$2.98 Trillion | 14.88% | 6.43x | $1.08 Billion |
| Banco Hipotecario SA (BHIP) | $50.73 Billion | 11.94% | 6.94x | $34.96 Million |
| Banco Patagonia (BPAT) | $1.66 Trillion | 6.58% | 4.29x | $245.57 Million |
| Grupo Financiero Galicia S.A. (GGAL) | $302.57 Billion | 9.73% | 4.56x | $5.77 Billion |
| Lloyds Banking Group PLC CEDEAR (LYG) | $43.91 Billion | 8.72% | 18.89x | $113.64 Billion |