BBVA Banco Frances SA (BBAR) - Net Assets
Based on the latest financial reports, BBVA Banco Frances SA (BBAR) has net assets worth AR$2.98 Trillion ARS (≈ $2.16 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AR$22.17 Trillion ≈ $16.04 Billion USD) and total liabilities (AR$19.18 Trillion ≈ $13.88 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BBAR asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AR$2.98 Trillion |
| % of Total Assets | 13.46% |
| Annual Growth Rate | 92.52% |
| 5-Year Change | 2183.7% |
| 10-Year Change | N/A |
| Growth Volatility | 191.93 |
BBVA Banco Frances SA - Net Assets Trend (2017–2024)
This chart illustrates how BBVA Banco Frances SA's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of BBVA Banco Frances SA for the complete picture of this company's asset base.
Annual Net Assets for BBVA Banco Frances SA (2017–2024)
The table below shows the annual net assets of BBVA Banco Frances SA from 2017 to 2024. For live valuation and market cap data, see BBAR stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | AR$2.62 Trillion ≈ $1.89 Billion |
-15.09% |
| 2023-12-31 | AR$3.08 Trillion ≈ $2.23 Billion |
+173.75% |
| 2022-12-31 | AR$1.13 Trillion ≈ $814.36 Million |
+592.10% |
| 2021-12-31 | AR$162.61 Billion ≈ $117.67 Million |
+41.96% |
| 2020-12-31 | AR$114.54 Billion ≈ $82.88 Million |
+35.82% |
| 2019-12-31 | AR$84.34 Billion ≈ $61.03 Million |
+85.18% |
| 2018-12-31 | AR$45.54 Billion ≈ $32.95 Million |
+70.75% |
| 2017-12-31 | AR$26.67 Billion ≈ $19.30 Million |
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Equity Component Analysis
This analysis shows how different components contribute to BBVA Banco Frances SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 4631.3% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | AR$2.94 Trillion | 114.27% |
| Total Equity | AR$2.57 Trillion | 100.00% |
BBVA Banco Frances SA Competitors by Market Cap
The table below lists competitors of BBVA Banco Frances SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cheng Shin Rubber Ind. Co Ltd
TW:2105
|
$3.19 Billion |
|
Ventia Services Group Ltd
AU:VNT
|
$3.19 Billion |
|
WYNN MACAU LTD ADR/10
F:8WY0
|
$3.19 Billion |
|
Hebei Huatong Wires and Cables Group Co. Ltd.
SHG:605196
|
$3.19 Billion |
|
Paramount Resources Ltd.
TO:POU
|
$3.18 Billion |
|
USA Compression Partners LP
NYSE:USAC
|
$3.18 Billion |
|
Option Care Health Inc
NASDAQ:OPCH
|
$3.18 Billion |
|
First Financial Bancorp
NASDAQ:FFBC
|
$3.18 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BBVA Banco Frances SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,041,728,811,000 to 2,573,759,465,000, a change of -467,969,346,000 (-15.4%).
- Net income of 360,405,364,000 contributed positively to equity growth.
- Dividend payments of 90,609,727,000 reduced retained earnings.
- Other factors decreased equity by 737,764,983,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AR$360.41 Billion | +14.0% |
| Dividends Paid | AR$90.61 Billion | -3.52% |
| Other Changes | AR$-737.76 Billion | -28.66% |
| Total Change | AR$- | -15.38% |
Book Value vs Market Value Analysis
This analysis compares BBVA Banco Frances SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.71x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 168.82x to 1.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | AR$42.53 | AR$7180.00 | x |
| 2018-12-31 | AR$74.29 | AR$7180.00 | x |
| 2019-12-31 | AR$135.07 | AR$7180.00 | x |
| 2020-12-31 | AR$183.42 | AR$7180.00 | x |
| 2021-12-31 | AR$260.16 | AR$7180.00 | x |
| 2022-12-31 | AR$1809.34 | AR$7180.00 | x |
| 2023-12-31 | AR$4964.39 | AR$7180.00 | x |
| 2024-12-31 | AR$4200.62 | AR$7180.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BBVA Banco Frances SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.00%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.50%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 5.72x
- Recent ROE (14.00%) is above the historical average (11.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 14.88% | 18.01% | 0.10x | 8.66x | AR$1.27 Billion |
| 2018 | -3.27% | -3.47% | 0.12x | 7.94x | AR$-6.04 Billion |
| 2019 | 19.37% | 18.39% | 0.19x | 5.49x | AR$7.75 Billion |
| 2020 | 8.94% | 10.30% | 0.14x | 6.17x | AR$-1.19 Billion |
| 2021 | 13.29% | 12.80% | 0.16x | 6.46x | AR$5.24 Billion |
| 2022 | 16.53% | 149.48% | 0.02x | 5.48x | AR$72.38 Billion |
| 2023 | 5.16% | 81.79% | 0.01x | 4.37x | AR$-147.31 Billion |
| 2024 | 14.00% | 10.50% | 0.23x | 5.72x | AR$103.03 Billion |
Industry Comparison
This section compares BBVA Banco Frances SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,017,166,774,125
- Average return on equity (ROE) among peers: 14.31%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BBVA Banco Frances SA (BBAR) | AR$2.98 Trillion | 14.88% | 6.43x | $3.18 Billion |
| Banco Bradesco DRC (BBD) | $117.69 Billion | 14.52% | 9.40x | $44.47 Billion |
| Banco Hipotecario SA (BHIP) | $11.68 Billion | 15.25% | 6.69x | $184.93 Million |
| Banco Macro SA B (BMA) | $6.23 Trillion | 2.04% | 0.04x | $4.95 Billion |
| Banco Patagonia (BPAT) | $1.66 Trillion | 6.58% | 4.29x | $992.69 Million |
| Banco Santander Río S.A (BRIO) | $2.00 Billion | 18.92% | 11.28x | $87.20 Million |
| Banco Santander Brasil SA (BSBR) | $97.21 Billion | 16.88% | 6.84x | $463.35 Million |
| Grupo Financiero Galicia S.A. (GGAL) | $7.55 Billion | 24.16% | 10.02x | $5.96 Billion |
| Grupo Supervielle S.A. B (SUPV) | $15.14 Billion | 16.09% | 5.20x | $669.31 Million |
About BBVA Banco Frances SA
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized enterprises products and servi… Read more