Banco Santander Río S.A (BRIO6) - Net Assets

Latest as of September 2025: AR$4.30 Trillion ARS ≈ $3.11 Billion USD

Based on the latest financial reports, Banco Santander Río S.A (BRIO6) has net assets worth AR$4.30 Trillion ARS (≈ $3.11 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AR$24.19 Trillion ≈ $17.51 Billion USD) and total liabilities (AR$19.89 Trillion ≈ $14.39 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Banco Santander Río S.A (BRIO6) asset resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	AR$4.30 Trillion
% of Total Assets	17.78%
Annual Growth Rate	81.26%
5-Year Change	2677.28%
10-Year Change	N/A
Growth Volatility	193.09

Banco Santander Río S.A - Net Assets Trend (2015–2024)

This chart illustrates how Banco Santander Río S.A's net assets have evolved over time, based on quarterly financial data. Also explore BRIO6 current and non-current assets for the complete picture of this company's asset base.

Annual Net Assets for Banco Santander Río S.A (2015–2024)

The table below shows the annual net assets of Banco Santander Río S.A from 2015 to 2024. For live valuation and market cap data, see Banco Santander Río S.A (BRIO6) market capitalisation.

Year	Net Assets	Change
2024-12-31	AR$3.42 Trillion ≈ $2.47 Billion	+5.36%
2023-12-31	AR$3.24 Trillion ≈ $2.35 Billion	+660.38%
2022-12-31	AR$426.71 Billion ≈ $308.77 Million	+123.37%
2021-12-31	AR$191.03 Billion ≈ $138.23 Million	+55.20%
2020-12-31	AR$123.08 Billion ≈ $89.06 Million	+91.34%
2019-12-31	AR$64.33 Billion ≈ $46.55 Million	+50.97%
2018-12-31	AR$42.61 Billion ≈ $30.83 Million	+67.74%
2017-12-31	AR$25.40 Billion ≈ $18.38 Million	+18.94%
2016-12-31	AR$21.36 Billion ≈ $15.45 Million	+32.08%
2015-12-31	AR$16.17 Billion ≈ $11.70 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Banco Santander Río S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 6019.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	AR$923.23 Billion	27.04%
Other Components	AR$2.49 Trillion	72.96%
Total Equity	AR$3.41 Trillion	100.00%

Banco Santander Río S.A Competitors by Market Cap

The table below lists competitors of Banco Santander Río S.A ranked by their market capitalization.

Company	Market Cap
Audalia Resources Ltd AU:ACP	$14.72 Million
BIGG Digital Assets Inc F:7111	$14.72 Million
Nextplat Corp NASDAQ:NXPL	$14.73 Million
TAG Oil Ltd. V:TAO	$14.74 Million
DOTZ Nano Ltd AU:DTZ	$14.71 Million
Inbest Prime VII Inmuebles SOCIMI S.A. MC:YINB7	$14.70 Million
Relpol SA WAR:RLP	$14.70 Million
Giga Media Ltd NASDAQ:GIGM	$14.70 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banco Santander Río S.A's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 3,229,013,867,000 to 3,414,707,815,000, a change of 185,693,948,000 (5.8%).
Net income of 921,340,744,000 contributed positively to equity growth.
Dividend payments of 611,538,479,000 reduced retained earnings.
Other factors decreased equity by 124,108,317,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	AR$921.34 Billion	+26.98%
Dividends Paid	AR$611.54 Billion	-17.91%
Other Changes	AR$-124.11 Billion	-3.63%
Total Change	AR$-	5.75%

Book Value vs Market Value Analysis

This analysis compares Banco Santander Río S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.04x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 5.44x to 0.04x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	AR$5.88	AR$32.00	x
2018-12-31	AR$9.87	AR$32.00	x
2019-12-31	AR$14.90	AR$32.00	x
2020-12-31	AR$27.82	AR$32.00	x
2021-12-31	AR$42.94	AR$32.00	x
2022-12-31	AR$96.97	AR$32.00	x
2023-12-31	AR$738.03	AR$32.00	x
2024-12-31	AR$777.86	AR$32.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banco Santander Río S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 26.98%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 18.20%
• Asset Turnover: 0.27x
• Equity Multiplier: 5.43x
Recent ROE (26.98%) is above the historical average (21.39%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	26.04%	28.57%	0.10x	9.48x	AR$2.59 Billion
2016	24.29%	21.88%	0.11x	9.90x	AR$3.05 Billion
2017	22.06%	16.22%	0.10x	13.12x	AR$3.06 Billion
2018	24.01%	17.77%	0.11x	11.91x	AR$5.97 Billion
2019	35.24%	23.34%	0.16x	9.66x	AR$16.23 Billion
2020	10.29%	8.78%	0.15x	8.09x	AR$355.98 Million
2021	6.15%	5.51%	0.15x	7.67x	AR$-7.27 Billion
2022	18.16%	14.77%	0.19x	6.37x	AR$34.63 Billion
2023	20.69%	12.16%	0.29x	5.82x	AR$345.08 Billion
2024	26.98%	18.20%	0.27x	5.43x	AR$579.87 Billion

Industry Comparison

This section compares Banco Santander Río S.A's net assets metrics with peer companies in the Banks-Regional industry.

No peer company data available for comparison.

About Banco Santander Río S.A

BA:BRIO6 Argentina Banks-Regional

Market Cap

$14.72 Million

AR$20.34 Billion ARS

Market Cap Rank

#25899 Global

#72 in Argentina

Share Price

AR$32.00

Change (1 day)

+0.00%

52-Week Range

AR$32.00 - AR$32.00

All Time High

AR$55.55