INTL PERSONAL FIN
INTL PERSONAL FIN operates in Diversified Metals & Mining.
INTL PERSONAL FIN (3I8) - Net Assets
Latest net assets as of December 2023: €501.90 Million EUR
Based on the latest financial reports, INTL PERSONAL FIN (3I8) has net assets worth €501.90 Million EUR as of December 2023.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.19 Billion) and total liabilities (€687.10 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €501.90 Million |
| % of Total Assets | 42.21% |
| Annual Growth Rate | 2.25% |
| 5-Year Change | 15.01% |
| 10-Year Change | N/A |
| Growth Volatility | 13.03 |
INTL PERSONAL FIN - Net Assets Trend (2016–2023)
This chart illustrates how INTL PERSONAL FIN's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for INTL PERSONAL FIN (2016–2023)
The table below shows the annual net assets of INTL PERSONAL FIN from 2016 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | €501.90 Million | +12.74% |
| 2022-12-31 | €445.20 Million | +21.27% |
| 2021-12-31 | €367.10 Million | -0.92% |
| 2020-12-31 | €370.50 Million | -15.10% |
| 2019-12-31 | €436.40 Million | +0.79% |
| 2018-12-31 | €433.00 Million | -12.86% |
| 2017-12-31 | €496.90 Million | +15.69% |
| 2016-12-31 | €429.50 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to INTL PERSONAL FIN's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 7.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €503.20 Million | 100.26% |
| Total Equity | €501.90 Million | 100.00% |
INTL PERSONAL FIN Competitors by Market Cap
The table below lists competitors of INTL PERSONAL FIN ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
TienPin United Enterprise CO., LTD.
TWO:6199
|
$25.75K |
|
Niraj Ispat Industries Limited
NSE:NIRAJISPAT
|
$25.76K |
|
Damon Inc. Common Stock
NASDAQ:DMN
|
$25.76K |
|
DYD Co. Ltd.
KO:219550
|
$25.80K |
|
354390
KO:354390
|
$25.75K |
|
Dentis Co. Ltd.
KO:261200
|
$25.70K |
|
BRADESPAR N1
BE:FXMA
|
$25.69K |
|
WOLFORD - Dusseldorf Stock Exchang
DU:WOF
|
$25.69K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in INTL PERSONAL FIN's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 445,200,000 to 501,900,000, a change of 56,700,000 (12.7%).
- Net income of 48,000,000 contributed positively to equity growth.
- Dividend payments of 21,500,000 reduced retained earnings.
- Share repurchases of 400,000 reduced equity.
- New share issuances of 400,000 increased equity.
- Other factors increased equity by 30,200,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €48.00 Million | +9.56% |
| Dividends Paid | €21.50 Million | -4.28% |
| Share Repurchases | €400.00K | -0.08% |
| Share Issuances | €400.00K | +0.08% |
| Other Changes | €30.20 Million | +6.02% |
| Total Change | €- | 12.74% |
Book Value vs Market Value Analysis
This analysis compares INTL PERSONAL FIN's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.18x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €2.23 | €2.64 | x |
| 2018-12-31 | €1.85 | €2.64 | x |
| 2019-12-31 | €1.86 | €2.64 | x |
| 2020-12-31 | €1.58 | €2.64 | x |
| 2021-12-31 | €1.65 | €2.64 | x |
| 2022-12-31 | €2.00 | €2.64 | x |
| 2023-12-31 | €2.24 | €2.64 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently INTL PERSONAL FIN utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.56%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.95%
- • Asset Turnover: 0.58x
- • Equity Multiplier: 2.37x
- Recent ROE (9.56%) is above the historical average (9.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 15.58% | 9.34% | 0.59x | 2.83x | €23.95 Million |
| 2017 | 7.37% | 4.75% | 0.57x | 2.70x | €-13.09 Million |
| 2018 | 17.41% | 9.33% | 0.61x | 3.05x | €32.10 Million |
| 2019 | 16.45% | 8.70% | 0.62x | 3.03x | €28.16 Million |
| 2020 | -17.33% | -10.45% | 0.60x | 2.76x | €-101.25 Million |
| 2021 | 11.41% | 8.47% | 0.50x | 2.72x | €5.19 Million |
| 2022 | 12.76% | 9.84% | 0.49x | 2.63x | €12.28 Million |
| 2023 | 9.56% | 6.95% | 0.58x | 2.37x | €-2.19 Million |
Industry Comparison
This section compares INTL PERSONAL FIN's net assets metrics with peer companies in the Other industry.
Industry Context
- Industry: Other
- Average net assets among peers: $114,212,818,724
- Average return on equity (ROE) among peers: -9.08%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| INTL PERSONAL FIN (3I8) | €501.90 Million | 15.58% | 1.37x | $25.75K |
| HORIBA (01H) | $204.49 Billion | 10.42% | 0.82x | $989.01K |
| Tokyu Corporation (01T) | $779.37 Billion | 3.34% | 2.35x | $99.73K |
| GUANGZHOU AUTO -H- (02G) | $122.28 Billion | 6.59% | 0.55x | $4.05K |
| MOSAIC (02M) | $10.60 Billion | 4.43% | 0.90x | $280.83K |
| MOSAIC (02M.SG) (02M) | $9.56 Billion | 10.46% | 0.82x | $247.21K |
| CHINA JO-JO DRGSTRS (04CN.SG) (04CN) | $16.67 Million | -126.83% | 4.46x | $1.55 Million |
| KRAKATAU STEEL -B- (07K) | $552.59 Million | 3.52% | 4.72x | $166.99 |
| CN MODERN DAIRY (07M) | $7.12 Billion | -10.42% | 1.50x | $1.68K |
| TOURMALINE OIL (08T) | $7.22 Billion | 4.81% | 0.41x | $381.02K |
| ASIA CASSAVA RESOUR (0ACS) | $913.15 Million | 2.86% | 1.55x | $325.03 |