Chayo Group Public Company Limited
Chayo Group Public Company Limited, together with its subsidiaries, invests in and manages non-performing assets. The company offers debt collection, non-performing assets from purchases, and credit facility services. It also offers call center and recruitment services. Chayo Group Public Company Limited was incorporated in 1997 and is based in Bangkok, Thailand.
Chayo Group Public Company Limited (CHAYO) - Net Assets
Latest net assets as of September 2025: ฿4.85 Billion THB
Based on the latest financial reports, Chayo Group Public Company Limited (CHAYO) has net assets worth ฿4.85 Billion THB as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (฿9.85 Billion) and total liabilities (฿5.01 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ฿4.85 Billion |
| % of Total Assets | 49.21% |
| Annual Growth Rate | 36.62% |
| 5-Year Change | 298.84% |
| 10-Year Change | 2134.4% |
| Growth Volatility | 62.46 |
Chayo Group Public Company Limited - Net Assets Trend (2014–2024)
This chart illustrates how Chayo Group Public Company Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Chayo Group Public Company Limited (2014–2024)
The table below shows the annual net assets of Chayo Group Public Company Limited from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ฿4.57 Billion | +6.46% |
| 2023-12-31 | ฿4.30 Billion | +11.81% |
| 2022-12-31 | ฿3.84 Billion | +11.10% |
| 2021-12-31 | ฿3.46 Billion | +201.60% |
| 2020-12-31 | ฿1.15 Billion | +14.43% |
| 2019-12-31 | ฿1.00 Billion | +31.27% |
| 2018-12-31 | ฿763.26 Million | +129.05% |
| 2017-12-31 | ฿333.22 Million | +20.94% |
| 2016-12-31 | ฿275.52 Million | +34.62% |
| 2015-12-31 | ฿204.66 Million | +1.42% |
| 2014-12-31 | ฿201.79 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Chayo Group Public Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3927.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ฿1.25 Billion | 35.14% |
| Other Components | ฿2.30 Billion | 64.86% |
| Total Equity | ฿3.55 Billion | 100.00% |
Chayo Group Public Company Limited Competitors by Market Cap
The table below lists competitors of Chayo Group Public Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ogunsen AB Series B
ST:OGUN-B
|
$19.15 Million |
|
Ajusteel Co. Ltd.
KO:139990
|
$19.16 Million |
|
Findi Ltd
AU:FND
|
$19.16 Million |
|
Iris Clothings Limited
NSE:IRISDOREME
|
$19.17 Million |
|
Flanigans Enterprises Inc
NYSE MKT:BDL
|
$19.14 Million |
|
Feng Ching Metal
TWO:2061
|
$19.14 Million |
|
Samhyun Steel Co. Ltd
KQ:017480
|
$19.13 Million |
|
Alfabs Australia Ltd
AU:AAL
|
$19.13 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Chayo Group Public Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,346,777,909 to 3,548,129,916, a change of 201,352,007 (6.0%).
- Net income of 241,153,388 contributed positively to equity growth.
- Dividend payments of 39,801,381 reduced retained earnings.
- Other comprehensive income decreased equity by 32,601,233.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ฿241.15 Million | +6.8% |
| Dividends Paid | ฿39.80 Million | -1.12% |
| Other Comprehensive Income | ฿-32.60 Million | -0.92% |
| Other Changes | ฿32.60 Million | +0.92% |
| Total Change | ฿- | 6.02% |
Book Value vs Market Value Analysis
This analysis compares Chayo Group Public Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.34x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | ฿3.96 | ฿1.06 | x |
| 2015-12-31 | ฿0.21 | ฿1.06 | x |
| 2016-12-31 | ฿0.28 | ฿1.06 | x |
| 2017-12-31 | ฿0.45 | ฿1.06 | x |
| 2018-12-31 | ฿0.80 | ฿1.06 | x |
| 2019-12-31 | ฿1.17 | ฿1.06 | x |
| 2020-12-31 | ฿1.28 | ฿1.06 | x |
| 2021-12-31 | ฿2.28 | ฿1.06 | x |
| 2022-12-31 | ฿2.52 | ฿1.06 | x |
| 2023-12-31 | ฿2.94 | ฿1.06 | x |
| 2024-12-31 | ฿3.12 | ฿1.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Chayo Group Public Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.80%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.90%
- • Asset Turnover: 0.21x
- • Equity Multiplier: 2.74x
- Recent ROE (6.80%) is below the historical average (14.62%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 12.03% | 6.97% | 0.25x | 6.96x | ฿689.05K |
| 2015 | 33.69% | 48.81% | 0.48x | 1.44x | ฿48.47 Million |
| 2016 | 25.73% | 35.96% | 0.64x | 1.12x | ฿43.34 Million |
| 2017 | 17.48% | 28.27% | 0.50x | 1.25x | ฿24.92 Million |
| 2018 | 11.42% | 33.19% | 0.31x | 1.11x | ฿10.63 Million |
| 2019 | 11.29% | 37.53% | 0.16x | 1.85x | ฿12.69 Million |
| 2020 | 13.74% | 32.32% | 0.17x | 2.49x | ฿42.31 Million |
| 2021 | 8.47% | 30.40% | 0.14x | 1.97x | ฿-39.70 Million |
| 2022 | 8.52% | 25.14% | 0.14x | 2.44x | ฿-43.70 Million |
| 2023 | 11.69% | 25.61% | 0.16x | 2.79x | ฿56.46 Million |
| 2024 | 6.80% | 11.90% | 0.21x | 2.74x | ฿-113.66 Million |
Industry Comparison
This section compares Chayo Group Public Company Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $3,995,226,399
- Average return on equity (ROE) among peers: 10.31%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Chayo Group Public Company Limited (CHAYO) | ฿4.85 Billion | 12.03% | 1.03x | $19.15 Million |
| ASIA Capital Group Public Company Limited (ACAP) | $1.25 Billion | 20.47% | 2.85x | $1.71 Million |
| AEON Thana Sinsap (Thailand) Public Company Limited (AEONTS) | $25.06 Billion | 13.00% | 2.69x | $163.14 Million |
| AIRA Factoring Public Company Limited (AF) | $525.62 Million | 8.61% | 3.54x | $1.07 Million |
| Amanah Leasing Public Company Limited (AMANAH) | $1.81 Billion | -0.91% | 1.39x | $12.17 Million |
| Asia Sermkij Leasing Public Company Limited (ASK) | $4.35 Billion | 15.66% | 5.96x | $91.10 Million |
| Chase Asia PCL (CHASE) | $-209.42 Million | 0.00% | 0.00x | $6.90 Million |
| Eastern Commercial Leasing Public Company Limited (ECL) | $228.53 Million | 5.18% | 2.63x | $11.11 Million |
| G Capital Public Company Limited (GCAP) | $128.58 Million | 25.38% | 4.73x | $3.66 Million |
| Heng Leasing & Capital PCL (HENG) | $2.82 Billion | 5.39% | 1.80x | $38.71 Million |