Djurslands Bank (DJUR) - Net Assets

Latest as of December 2025: Dkr1.92 Billion DKK ≈ $300.43 Million USD

Based on the latest financial reports, Djurslands Bank (DJUR) has net assets worth Dkr1.92 Billion DKK (≈ $300.43 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr16.98 Billion ≈ $2.66 Billion USD) and total liabilities (Dkr15.06 Billion ≈ $2.36 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Djurslands Bank (DJUR) asset resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Dkr1.92 Billion
% of Total Assets	11.31%
Annual Growth Rate	8.65%
5-Year Change	48.71%
10-Year Change	105.79%
Growth Volatility	5.76

Djurslands Bank - Net Assets Trend (2000–2025)

This chart illustrates how Djurslands Bank's net assets have evolved over time, based on quarterly financial data. Also explore Djurslands Bank (DJUR) total assets for the complete picture of this company's asset base.

Annual Net Assets for Djurslands Bank (2000–2025)

The table below shows the annual net assets of Djurslands Bank from 2000 to 2025. For live valuation and market cap data, see Djurslands Bank (DJUR) market capitalisation.

Year	Net Assets	Change
2025-12-31	Dkr1.92 Billion ≈ $300.43 Million	+8.28%
2024-12-31	Dkr1.77 Billion ≈ $277.46 Million	+10.05%
2023-12-31	Dkr1.61 Billion ≈ $252.12 Million	+15.19%
2022-12-31	Dkr1.40 Billion ≈ $218.88 Million	+8.34%
2021-12-31	Dkr1.29 Billion ≈ $202.03 Million	+10.11%
2020-12-31	Dkr1.17 Billion ≈ $183.48 Million	+2.67%
2019-12-31	Dkr1.14 Billion ≈ $178.70 Million	+9.39%
2018-12-31	Dkr1.04 Billion ≈ $163.36 Million	+2.81%
2017-12-31	Dkr1.02 Billion ≈ $158.89 Million	+8.84%
2016-12-31	Dkr933.08 Million ≈ $145.99 Million	+6.67%
2015-12-31	Dkr874.75 Million ≈ $136.86 Million	+5.06%
2014-12-31	Dkr832.65 Million ≈ $130.27 Million	+6.26%
2013-12-31	Dkr783.63 Million ≈ $122.60 Million	+3.43%
2012-12-31	Dkr757.66 Million ≈ $118.54 Million	+7.40%
2011-12-31	Dkr705.48 Million ≈ $110.38 Million	+3.64%
2010-12-31	Dkr680.71 Million ≈ $106.50 Million	+7.08%
2009-12-31	Dkr635.71 Million ≈ $99.46 Million	+8.07%
2008-12-31	Dkr588.24 Million ≈ $92.03 Million	-7.13%
2007-12-31	Dkr633.41 Million ≈ $99.10 Million	+12.09%
2006-12-31	Dkr565.10 Million ≈ $88.41 Million	+20.37%
2005-12-31	Dkr469.49 Million ≈ $73.45 Million	+10.57%
2004-12-31	Dkr424.62 Million ≈ $66.44 Million	+11.53%
2003-12-31	Dkr380.73 Million ≈ $59.57 Million	+18.07%
2002-12-31	Dkr322.46 Million ≈ $50.45 Million	+19.87%
2001-12-31	Dkr269.00 Million ≈ $42.09 Million	+11.55%
2000-12-31	Dkr241.14 Million ≈ $37.73 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Djurslands Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 787.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	Dkr1.83 Billion	95.10%
Common Stock	Dkr27.00 Million	1.41%
Other Comprehensive Income	Dkr56.94 Million	2.97%
Other Components	Dkr10.14 Million	0.53%
Total Equity	Dkr1.92 Billion	100.00%

Djurslands Bank Competitors by Market Cap

The table below lists competitors of Djurslands Bank ranked by their market capitalization.

Company	Market Cap
Autocanada Inc TO:ACQ	$382.14 Million
Hangzhou Xili Intelligent Technology Co. Ltd. A SHG:688616	$382.18 Million
Shenzhen Zhongheng Huafa Co Ltd Class A SHE:000020	$382.28 Million
Guangzhou Improve Med Instrument SHE:300030	$382.31 Million
Sichuan Haowu Electromechanical Co Ltd SHE:000757	$381.97 Million
Mesabi Trust NYSE:MSB	$381.92 Million
Ace Hardware Indonesia Tbk JK:ACES	$381.87 Million
Fondul Proprietatea SA RO:FP	$381.87 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Djurslands Bank's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,773,368,000 to 1,920,200,000, a change of 146,832,000 (8.3%).
Net income of 249,841,000 contributed positively to equity growth.
Other comprehensive income increased equity by 56,939,000.
Other factors decreased equity by 159,948,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Dkr249.84 Million	+13.01%
Other Comprehensive Income	Dkr56.94 Million	+2.97%
Other Changes	Dkr-159.95 Million	-8.33%
Total Change	Dkr-	8.28%

Book Value vs Market Value Analysis

This analysis compares Djurslands Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.27x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 5.87x to 1.27x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-12-31	Dkr157.31	Dkr924.00	x
2005-12-31	Dkr173.93	Dkr924.00	x
2006-12-31	Dkr201.82	Dkr924.00	x
2007-12-31	Dkr222.64	Dkr924.00	x
2008-12-31	Dkr230.21	Dkr924.00	x
2009-12-31	Dkr241.07	Dkr924.00	x
2010-12-31	Dkr252.55	Dkr924.00	x
2011-12-31	Dkr272.72	Dkr924.00	x
2012-12-31	Dkr273.35	Dkr924.00	x
2013-12-31	Dkr296.08	Dkr924.00	x
2014-12-31	Dkr306.46	Dkr924.00	x
2015-12-31	Dkr327.45	Dkr924.00	x
2016-12-31	Dkr351.24	Dkr924.00	x
2017-12-31	Dkr375.88	Dkr924.00	x
2018-12-31	Dkr386.80	Dkr924.00	x
2019-12-31	Dkr425.03	Dkr924.00	x
2020-12-31	Dkr436.38	Dkr924.00	x
2021-12-31	Dkr480.02	Dkr924.00	x
2022-12-31	Dkr520.20	Dkr924.00	x
2023-12-31	Dkr599.20	Dkr924.00	x
2024-12-31	Dkr660.01	Dkr924.00	x
2025-12-31	Dkr725.32	Dkr924.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Djurslands Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.01%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 31.83%
• Asset Turnover: 0.05x
• Equity Multiplier: 8.84x
Recent ROE (13.01%) is above the historical average (9.34%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	11.37%	12.33%	0.09x	9.79x	Dkr3.30 Million
2001	11.92%	13.04%	0.09x	9.88x	Dkr5.16 Million
2002	9.86%	13.54%	0.08x	8.90x	Dkr-443.80K
2003	16.71%	23.73%	0.09x	8.23x	Dkr25.55 Million
2004	11.66%	21.36%	0.07x	8.12x	Dkr7.03 Million
2005	12.75%	26.80%	0.05x	9.39x	Dkr12.93 Million
2006	14.74%	23.13%	0.07x	9.60x	Dkr26.78 Million
2007	12.58%	21.80%	0.06x	9.97x	Dkr16.32 Million
2008	3.02%	4.15%	0.07x	11.08x	Dkr-41.06 Million
2009	6.29%	10.17%	0.06x	9.90x	Dkr-23.60 Million
2010	5.40%	10.88%	0.05x	9.62x	Dkr-31.29 Million
2011	3.30%	7.13%	0.05x	9.34x	Dkr-47.27 Million
2012	6.22%	13.42%	0.05x	8.79x	Dkr-28.65 Million
2013	4.73%	11.25%	0.05x	8.39x	Dkr-41.31 Million
2014	6.85%	17.01%	0.05x	7.98x	Dkr-26.21 Million
2015	6.72%	17.69%	0.05x	7.82x	Dkr-28.70 Million
2016	7.97%	22.14%	0.04x	8.09x	Dkr-18.93 Million
2017	9.66%	28.54%	0.04x	8.83x	Dkr-3.48 Million
2018	6.93%	20.47%	0.04x	8.93x	Dkr-32.07 Million
2019	9.74%	28.24%	0.04x	8.98x	Dkr-2.99 Million
2020	4.32%	13.80%	0.03x	9.54x	Dkr-66.61 Million
2021	8.99%	29.97%	0.03x	9.07x	Dkr-13.04 Million
2022	9.29%	29.11%	0.04x	8.68x	Dkr-9.96 Million
2023	14.85%	33.01%	0.05x	8.29x	Dkr78.23 Million
2024	13.94%	31.01%	0.05x	8.49x	Dkr69.91 Million
2025	13.01%	31.83%	0.05x	8.84x	Dkr57.82 Million

Industry Comparison

This section compares Djurslands Bank's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $18,307,651,444
Average return on equity (ROE) among peers: 4.02%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Djurslands Bank (DJUR)	Dkr1.92 Billion	11.37%	7.84x	$382.03 Million
Danske Andelskassers Bank A/S (DAB)	$2.04 Billion	5.53%	5.51x	$553.15 Million
Danske Bank A/S (DANSKE)	$125.86 Billion	1.36%	26.21x	$40.91 Billion
Fynske Bank A/S (FYNBK)	$338.39 Million	0.00%	4.67x	$225.34 Million
Groenlandsbanken AS (GRLA)	$626.71 Million	8.98%	4.52x	$270.92 Million
Hvidbjerg Bank (HVID)	$137.02 Million	12.06%	7.74x	$48.50 Million
Jyske Bank A/S (JYSK)	$34.33 Billion	7.28%	16.47x	$8.01 Billion
Kreditbanken A/S (KRE)	$371.04 Million	0.90%	5.25x	$211.84 Million
Laan & Spar Bank AS (LASP)	$730.95 Million	5.98%	12.16x	$665.33 Million
Lollands Bank (LOLB)	$334.86 Million	-5.87%	7.04x	$146.67 Million

About Djurslands Bank

CO:DJUR Denmark Banks - Regional

Market Cap

$382.03 Million

Dkr2.44 Billion DKK

Market Cap Rank

#13942 Global

#58 in Denmark

Share Price

Dkr924.00

Change (1 day)

-0.65%

52-Week Range

Dkr640.00 - Dkr1170.00

All Time High

Dkr1170.00