Lollands Bank
Lollands Bank A/S operates as a full-service bank providing financial services to private individuals and business customers in Denmark. The company offers a range of general banking products and services, including deposit accounts, savings and loan products, housing finance and car loans, lending, financial leasing, guarantees, securities trading, and currency exchange. It also provides pension… Read more
Lollands Bank (LOLB) - Net Assets
Latest net assets as of September 2025: Dkr958.21 Million DKK
Based on the latest financial reports, Lollands Bank (LOLB) has net assets worth Dkr958.21 Million DKK as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr5.83 Billion) and total liabilities (Dkr4.87 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr958.21 Million |
| % of Total Assets | 16.43% |
| Annual Growth Rate | 8.9% |
| 5-Year Change | 48.99% |
| 10-Year Change | 149.94% |
| Growth Volatility | 247.01 |
Lollands Bank - Net Assets Trend (2002–2024)
This chart illustrates how Lollands Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Lollands Bank (2002–2024)
The table below shows the annual net assets of Lollands Bank from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Dkr915.07 Million | +10.12% |
| 2023-12-31 | Dkr831.00 Million | +14.36% |
| 2022-12-31 | Dkr726.67 Million | +5.76% |
| 2021-12-31 | Dkr687.11 Million | +11.87% |
| 2020-12-31 | Dkr614.19 Million | +10.29% |
| 2019-12-31 | Dkr556.90 Million | +9.13% |
| 2018-12-31 | Dkr510.32 Million | +7.57% |
| 2017-12-31 | Dkr474.42 Million | +11.93% |
| 2016-12-31 | Dkr423.85 Million | +15.77% |
| 2015-12-31 | Dkr366.12 Million | +9.33% |
| 2014-12-31 | Dkr334.86 Million | -5.66% |
| 2013-12-31 | Dkr354.94 Million | +20.03% |
| 2012-12-31 | Dkr295.72 Million | +2.28% |
| 2011-12-31 | Dkr289.11 Million | +0.90% |
| 2010-12-31 | Dkr286.53 Million | +6.52% |
| 2009-12-31 | Dkr268.98 Million | +5.08% |
| 2008-12-31 | Dkr255.97 Million | -2.33% |
| 2007-12-31 | Dkr262.07 Million | +11.42% |
| 2006-12-31 | Dkr235.20 Million | +1185.27% |
| 2005-12-31 | Dkr18.30 Million | -89.70% |
| 2004-12-31 | Dkr177.73 Million | +9.78% |
| 2003-12-31 | Dkr161.89 Million | +15.50% |
| 2002-12-31 | Dkr140.17 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Lollands Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 676.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr877.27 Million | 95.87% |
| Common Stock | Dkr21.60 Million | 2.36% |
| Other Components | Dkr16.20 Million | 1.77% |
| Total Equity | Dkr915.07 Million | 100.00% |
Lollands Bank Competitors by Market Cap
The table below lists competitors of Lollands Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Perfect Medical Health Management Limited
PINK:PFSMF
|
$85.55 Million |
|
Arlandastad Group AB
ST:AGROUP
|
$85.55 Million |
|
ECIT AS NK 1
F:3CZ
|
$85.56 Million |
|
Alkim Alkali Kimya AS
IS:ALKIM
|
$85.56 Million |
|
Shaver Shop Group Ltd
AU:SSG
|
$85.52 Million |
|
HusCompagniet AS
CO:HUSCO
|
$85.49 Million |
|
Genic Co. Ltd
KQ:123330
|
$85.48 Million |
|
Peninsula Energy Ltd
OTCQB:PENMF
|
$85.48 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Lollands Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 831,005,000 to 915,071,000, a change of 84,066,000 (10.1%).
- Net income of 99,031,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 1,375,000.
- Other factors decreased equity by 13,590,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr99.03 Million | +10.82% |
| Other Comprehensive Income | Dkr-1.38 Million | -0.15% |
| Other Changes | Dkr-13.59 Million | -1.49% |
| Total Change | Dkr- | 10.12% |
Book Value vs Market Value Analysis
This analysis compares Lollands Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.05x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.81x to 1.05x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | Dkr153.19 | Dkr890.00 | x |
| 2003-12-31 | Dkr176.93 | Dkr890.00 | x |
| 2004-12-31 | Dkr194.24 | Dkr890.00 | x |
| 2005-12-31 | Dkr20.00 | Dkr890.00 | x |
| 2006-12-31 | Dkr257.05 | Dkr890.00 | x |
| 2007-12-31 | Dkr286.41 | Dkr890.00 | x |
| 2008-12-31 | Dkr279.75 | Dkr890.00 | x |
| 2009-12-31 | Dkr299.25 | Dkr890.00 | x |
| 2010-12-31 | Dkr324.60 | Dkr890.00 | x |
| 2011-12-31 | Dkr323.70 | Dkr890.00 | x |
| 2012-12-31 | Dkr335.77 | Dkr890.00 | x |
| 2013-12-31 | Dkr358.05 | Dkr890.00 | x |
| 2014-12-31 | Dkr310.40 | Dkr890.00 | x |
| 2015-12-31 | Dkr339.65 | Dkr890.00 | x |
| 2016-12-31 | Dkr392.45 | Dkr890.00 | x |
| 2017-12-31 | Dkr439.28 | Dkr890.00 | x |
| 2018-12-31 | Dkr472.52 | Dkr890.00 | x |
| 2019-12-31 | Dkr515.65 | Dkr890.00 | x |
| 2020-12-31 | Dkr568.69 | Dkr890.00 | x |
| 2021-12-31 | Dkr636.21 | Dkr890.00 | x |
| 2022-12-31 | Dkr672.84 | Dkr890.00 | x |
| 2023-12-31 | Dkr769.45 | Dkr890.00 | x |
| 2024-12-31 | Dkr847.29 | Dkr890.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Lollands Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.82%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.11%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 5.83x
- Recent ROE (10.82%) is above the historical average (6.64%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 6.62% | 11.33% | 0.08x | 6.91x | Dkr-4.74 Million |
| 2003 | 16.25% | 26.19% | 0.10x | 6.40x | Dkr10.11 Million |
| 2004 | 0.01% | 1.90% | 0.00x | 6.35x | Dkr-17.75 Million |
| 2005 | 0.15% | 3.18% | 0.00x | 62.45x | Dkr-1.80 Million |
| 2006 | 0.02% | 4.48% | 0.00x | 6.25x | Dkr-23.48 Million |
| 2007 | 0.01% | 2.46% | 0.00x | 6.02x | Dkr-26.18 Million |
| 2008 | 1.24% | 2.55% | 0.08x | 6.11x | Dkr-22.43 Million |
| 2009 | 4.59% | 9.24% | 0.08x | 6.52x | Dkr-14.57 Million |
| 2010 | 6.82% | 22.26% | 0.05x | 5.74x | Dkr-9.11 Million |
| 2011 | 1.87% | 5.08% | 0.06x | 5.74x | Dkr-23.50 Million |
| 2012 | 2.52% | 5.52% | 0.08x | 5.75x | Dkr-22.11 Million |
| 2013 | 6.55% | 16.70% | 0.05x | 7.79x | Dkr-12.25 Million |
| 2014 | -5.87% | -8.73% | 0.08x | 8.04x | Dkr-53.14 Million |
| 2015 | 8.26% | 16.17% | 0.07x | 7.35x | Dkr-6.36 Million |
| 2016 | 14.94% | 32.28% | 0.07x | 7.01x | Dkr20.92 Million |
| 2017 | 12.93% | 33.00% | 0.06x | 6.85x | Dkr13.89 Million |
| 2018 | 13.20% | 34.55% | 0.05x | 6.96x | Dkr16.35 Million |
| 2019 | 9.77% | 25.44% | 0.05x | 7.12x | Dkr-1.25 Million |
| 2020 | 10.21% | 29.35% | 0.05x | 6.94x | Dkr1.27 Million |
| 2021 | 10.71% | 34.18% | 0.05x | 6.41x | Dkr4.90 Million |
| 2022 | 7.80% | 28.17% | 0.04x | 6.66x | Dkr-16.00 Million |
| 2023 | 13.23% | 34.60% | 0.06x | 6.08x | Dkr26.82 Million |
| 2024 | 10.82% | 29.11% | 0.06x | 5.83x | Dkr7.52 Million |
Industry Comparison
This section compares Lollands Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $774,769,667
- Average return on equity (ROE) among peers: 6.86%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Lollands Bank (LOLB) | Dkr958.21 Million | 6.62% | 5.09x | $85.53 Million |
| P/F BankNordik (BNORDIK-CSE) | $1.77 Billion | -12.51% | 8.20x | $69.40 Million |
| Djurslands Bank (DJUR) | $680.71 Million | 5.40% | 8.62x | $347.29 Million |
| FOBANK (FOBANK) | $1.56 Billion | 10.93% | 5.47x | $358.19K |
| Fynske Bank A/S (FYNBK) | $338.39 Million | 0.00% | 4.67x | $49.79 Million |
| Groenlandsbanken AS (GRLA) | $648.72 Million | 10.37% | 4.62x | $191.62 Million |
| Hvidbjerg Bank (HVID) | $38.77 Million | 12.22% | 8.11x | $41.17 Million |
| Kreditbanken A/S (KRE) | $350.31 Million | 14.22% | 5.39x | $143.90 Million |
| Laan & Spar Bank AS (LASP) | $929.87 Million | 7.71% | 12.50x | $464.28 Million |
| Moens Bank A/S (MNBA) | $657.78 Million | 13.39% | 5.99x | $84.72 Million |