Lollands Bank (LOLB) - Net Assets

Latest as of September 2025: Dkr958.21 Million DKK ≈ $149.92 Million USD

Based on the latest financial reports, Lollands Bank (LOLB) has net assets worth Dkr958.21 Million DKK (≈ $149.92 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr5.83 Billion ≈ $912.39 Million USD) and total liabilities (Dkr4.87 Billion ≈ $762.47 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check LOLB strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Dkr958.21 Million
% of Total Assets	16.43%
Annual Growth Rate	8.9%
5-Year Change	48.99%
10-Year Change	149.94%
Growth Volatility	247.01

Lollands Bank - Net Assets Trend (2002–2024)

This chart illustrates how Lollands Bank's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market cap of Lollands Bank.

Annual Net Assets for Lollands Bank (2002–2024)

The table below shows the annual net assets of Lollands Bank from 2002 to 2024. Also explore how fast is Lollands Bank growing its equity to track the company's year-over-year net asset growth rate.

Year	Net Assets	Change
2024-12-31	Dkr915.07 Million ≈ $143.17 Million	+10.12%
2023-12-31	Dkr831.00 Million ≈ $130.02 Million	+14.36%
2022-12-31	Dkr726.67 Million ≈ $113.69 Million	+5.76%
2021-12-31	Dkr687.11 Million ≈ $107.50 Million	+11.87%
2020-12-31	Dkr614.19 Million ≈ $96.09 Million	+10.29%
2019-12-31	Dkr556.90 Million ≈ $87.13 Million	+9.13%
2018-12-31	Dkr510.32 Million ≈ $79.84 Million	+7.57%
2017-12-31	Dkr474.42 Million ≈ $74.23 Million	+11.93%
2016-12-31	Dkr423.85 Million ≈ $66.31 Million	+15.77%
2015-12-31	Dkr366.12 Million ≈ $57.28 Million	+9.33%
2014-12-31	Dkr334.86 Million ≈ $52.39 Million	-5.66%
2013-12-31	Dkr354.94 Million ≈ $55.53 Million	+20.03%
2012-12-31	Dkr295.72 Million ≈ $46.27 Million	+2.28%
2011-12-31	Dkr289.11 Million ≈ $45.23 Million	+0.90%
2010-12-31	Dkr286.53 Million ≈ $44.83 Million	+6.52%
2009-12-31	Dkr268.98 Million ≈ $42.08 Million	+5.08%
2008-12-31	Dkr255.97 Million ≈ $40.05 Million	-2.33%
2007-12-31	Dkr262.07 Million ≈ $41.00 Million	+11.42%
2006-12-31	Dkr235.20 Million ≈ $36.80 Million	+1185.27%
2005-12-31	Dkr18.30 Million ≈ $2.86 Million	-89.70%
2004-12-31	Dkr177.73 Million ≈ $27.81 Million	+9.78%
2003-12-31	Dkr161.89 Million ≈ $25.33 Million	+15.50%
2002-12-31	Dkr140.17 Million ≈ $21.93 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Lollands Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 676.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	Dkr877.27 Million	95.87%
Common Stock	Dkr21.60 Million	2.36%
Other Components	Dkr16.20 Million	1.77%
Total Equity	Dkr915.07 Million	100.00%

Lollands Bank Competitors by Market Cap

The table below lists competitors of Lollands Bank ranked by their market capitalization.

Company	Market Cap
Surya Toto Indonesia Tbk JK:TOTO	$146.34 Million
EUROZ Hartleys Group Ltd AU:EZL	$146.40 Million
Purple Capital Ltd JSE:PPE	$146.42 Million
Jaya Agra Wattie Tbk JK:JAWA	$146.48 Million
Seoul City Gas KO:017390	$146.32 Million
Korea Information Certificate Authority Inc KQ:053300	$146.21 Million
Shinhan Seobu T&D REIT Co Ltd KO:404990	$146.20 Million
PW MEDTECH GROUP DL-0001 F:PWE	$146.15 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Lollands Bank's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 831,005,000 to 915,071,000, a change of 84,066,000 (10.1%).
Net income of 99,031,000 contributed positively to equity growth.
Other comprehensive income decreased equity by 1,375,000.
Other factors decreased equity by 13,590,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Dkr99.03 Million	+10.82%
Other Comprehensive Income	Dkr-1.38 Million	-0.15%
Other Changes	Dkr-13.59 Million	-1.49%
Total Change	Dkr-	10.12%

Book Value vs Market Value Analysis

This analysis compares Lollands Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.02x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 5.65x to 1.02x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2002-12-31	Dkr153.19	Dkr866.00	x
2003-12-31	Dkr176.93	Dkr866.00	x
2004-12-31	Dkr194.24	Dkr866.00	x
2005-12-31	Dkr20.00	Dkr866.00	x
2006-12-31	Dkr257.05	Dkr866.00	x
2007-12-31	Dkr286.41	Dkr866.00	x
2008-12-31	Dkr279.75	Dkr866.00	x
2009-12-31	Dkr299.25	Dkr866.00	x
2010-12-31	Dkr324.60	Dkr866.00	x
2011-12-31	Dkr323.70	Dkr866.00	x
2012-12-31	Dkr335.77	Dkr866.00	x
2013-12-31	Dkr358.05	Dkr866.00	x
2014-12-31	Dkr310.40	Dkr866.00	x
2015-12-31	Dkr339.65	Dkr866.00	x
2016-12-31	Dkr392.45	Dkr866.00	x
2017-12-31	Dkr439.28	Dkr866.00	x
2018-12-31	Dkr472.52	Dkr866.00	x
2019-12-31	Dkr515.65	Dkr866.00	x
2020-12-31	Dkr568.69	Dkr866.00	x
2021-12-31	Dkr636.21	Dkr866.00	x
2022-12-31	Dkr672.84	Dkr866.00	x
2023-12-31	Dkr769.45	Dkr866.00	x
2024-12-31	Dkr847.29	Dkr866.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Lollands Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 10.82%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 29.11%
• Asset Turnover: 0.06x
• Equity Multiplier: 5.83x
Recent ROE (10.82%) is above the historical average (6.64%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2002	6.62%	11.33%	0.08x	6.91x	Dkr-4.74 Million
2003	16.25%	26.19%	0.10x	6.40x	Dkr10.11 Million
2004	0.01%	1.90%	0.00x	6.35x	Dkr-17.75 Million
2005	0.15%	3.18%	0.00x	62.45x	Dkr-1.80 Million
2006	0.02%	4.48%	0.00x	6.25x	Dkr-23.48 Million
2007	0.01%	2.46%	0.00x	6.02x	Dkr-26.18 Million
2008	1.24%	2.55%	0.08x	6.11x	Dkr-22.43 Million
2009	4.59%	9.24%	0.08x	6.52x	Dkr-14.57 Million
2010	6.82%	22.26%	0.05x	5.74x	Dkr-9.11 Million
2011	1.87%	5.08%	0.06x	5.74x	Dkr-23.50 Million
2012	2.52%	5.52%	0.08x	5.75x	Dkr-22.11 Million
2013	6.55%	16.70%	0.05x	7.79x	Dkr-12.25 Million
2014	-5.87%	-8.73%	0.08x	8.04x	Dkr-53.14 Million
2015	8.26%	16.17%	0.07x	7.35x	Dkr-6.36 Million
2016	14.94%	32.28%	0.07x	7.01x	Dkr20.92 Million
2017	12.93%	33.00%	0.06x	6.85x	Dkr13.89 Million
2018	13.20%	34.55%	0.05x	6.96x	Dkr16.35 Million
2019	9.77%	25.44%	0.05x	7.12x	Dkr-1.25 Million
2020	10.21%	29.35%	0.05x	6.94x	Dkr1.27 Million
2021	10.71%	34.18%	0.05x	6.41x	Dkr4.90 Million
2022	7.80%	28.17%	0.04x	6.66x	Dkr-16.00 Million
2023	13.23%	34.60%	0.06x	6.08x	Dkr26.82 Million
2024	10.82%	29.11%	0.06x	5.83x	Dkr7.52 Million

Industry Comparison

This section compares Lollands Bank's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $20,592,624,333
Average return on equity (ROE) among peers: 8.06%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Lollands Bank (LOLB)	Dkr958.21 Million	6.62%	5.09x	$146.33 Million
Danske Andelskassers Bank A/S (DAB)	$1.43 Billion	8.94%	6.78x	$526.97 Million
Danske Bank A/S (DANSKE)	$168.68 Billion	2.72%	23.36x	$47.15 Billion
Djurslands Bank (DJUR)	$1.40 Billion	9.29%	7.68x	$444.46 Million
Fynske Bank A/S (FYNBK)	$927.55 Million	7.86%	5.78x	$237.20 Million
Groenlandsbanken AS (GRLA)	$626.22 Million	7.78%	5.56x	$311.19 Million
Hvidbjerg Bank (HVID)	$174.00 Million	8.47%	7.49x	$47.45 Million
Jyske Bank A/S (JYSK)	$10.68 Billion	9.11%	21.18x	$9.71 Billion
Kreditbanken A/S (KRE)	$649.99 Million	13.13%	5.32x	$260.53 Million
Laan & Spar Bank AS (LASP)	$773.82 Million	5.24%	11.72x	$757.29 Million

About Lollands Bank

CO:LOLB Denmark Banks - Regional

Market Cap

$146.33 Million

Dkr935.28 Million DKK

Market Cap Rank

#17816 Global

#75 in Denmark

Share Price

Dkr866.00

Change (1 day)

+0.70%

52-Week Range

Dkr750.00 - Dkr920.00

All Time High

Dkr920.00