Moens Bank A/S
Møns Bank A/S provides banking products and services to private, business, and association customers in Denmark and internationally. The company offers car and home loans, investment advice, wealth advisory, and pension and personal insurance; payment cards, e-Boxes, mobile banking, online banking and meetings, and foreign payments; and savings accounts for children and young people. It also prov… Read more
Moens Bank A/S (MNBA) - Net Assets
Latest net assets as of September 2025: Dkr719.81 Million DKK
Based on the latest financial reports, Moens Bank A/S (MNBA) has net assets worth Dkr719.81 Million DKK as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr5.33 Billion) and total liabilities (Dkr4.61 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr719.81 Million |
| % of Total Assets | 13.51% |
| Annual Growth Rate | 7.69% |
| 5-Year Change | 41.3% |
| 10-Year Change | 122.78% |
| Growth Volatility | 6.42 |
Moens Bank A/S - Net Assets Trend (2002–2024)
This chart illustrates how Moens Bank A/S's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Moens Bank A/S (2002–2024)
The table below shows the annual net assets of Moens Bank A/S from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Dkr692.82 Million | +5.33% |
| 2023-12-31 | Dkr657.78 Million | +13.97% |
| 2022-12-31 | Dkr577.14 Million | +7.68% |
| 2021-12-31 | Dkr535.96 Million | +9.31% |
| 2020-12-31 | Dkr490.30 Million | +4.61% |
| 2019-12-31 | Dkr468.71 Million | +6.88% |
| 2018-12-31 | Dkr438.53 Million | +24.51% |
| 2017-12-31 | Dkr352.20 Million | +7.83% |
| 2016-12-31 | Dkr326.62 Million | +5.02% |
| 2015-12-31 | Dkr310.99 Million | +5.65% |
| 2014-12-31 | Dkr294.37 Million | +1.05% |
| 2013-12-31 | Dkr291.30 Million | -6.21% |
| 2012-12-31 | Dkr310.58 Million | +4.57% |
| 2011-12-31 | Dkr297.01 Million | +15.91% |
| 2010-12-31 | Dkr256.24 Million | +1.44% |
| 2009-12-31 | Dkr252.60 Million | +5.71% |
| 2008-12-31 | Dkr238.97 Million | +0.55% |
| 2007-12-31 | Dkr237.66 Million | +7.44% |
| 2006-12-31 | Dkr221.21 Million | +15.21% |
| 2005-12-31 | Dkr192.00 Million | +8.63% |
| 2004-12-31 | Dkr176.75 Million | +11.96% |
| 2003-12-31 | Dkr157.87 Million | +16.20% |
| 2002-12-31 | Dkr135.87 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Moens Bank A/S's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 474.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr640.82 Million | 92.49% |
| Common Stock | Dkr40.00 Million | 5.77% |
| Other Components | Dkr12.00 Million | 1.73% |
| Total Equity | Dkr692.82 Million | 100.00% |
Moens Bank A/S Competitors by Market Cap
The table below lists competitors of Moens Bank A/S ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Helloworld Travel Ltd
AU:HLO
|
$83.85 Million |
|
Third Harmonic Bio Inc.
NASDAQ:THRD
|
$83.95 Million |
|
iNtRON Biotechnology Inc
KQ:048530
|
$83.99 Million |
|
United Bankers Oyj
HE:UNITED
|
$84.01 Million |
|
TUL Corporation
TWO:6150
|
$83.85 Million |
|
GDEV Inc.
NASDAQ:GDEV
|
$83.83 Million |
|
SEEING MACHINES LTD
F:M2Z
|
$83.83 Million |
|
Savita Oil Technologies Limited
NSE:SOTL
|
$83.81 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Moens Bank A/S's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 657,776,000 to 692,817,000, a change of 35,041,000 (5.3%).
- Net income of 83,772,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 40,000,000.
- Other factors decreased equity by 8,731,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr83.77 Million | +12.09% |
| Other Comprehensive Income | Dkr-40.00 Million | -5.77% |
| Other Changes | Dkr-8.73 Million | -1.26% |
| Total Change | Dkr- | 5.33% |
Book Value vs Market Value Analysis
This analysis compares Moens Bank A/S's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.12x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.70x to 1.12x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | Dkr558.08 | Dkr388.00 | x |
| 2004-12-31 | Dkr624.80 | Dkr388.00 | x |
| 2005-12-31 | Dkr678.73 | Dkr388.00 | x |
| 2006-12-31 | Dkr781.97 | Dkr388.00 | x |
| 2007-12-31 | Dkr840.11 | Dkr388.00 | x |
| 2008-12-31 | Dkr844.74 | Dkr388.00 | x |
| 2009-12-31 | Dkr485.90 | Dkr388.00 | x |
| 2010-12-31 | Dkr492.91 | Dkr388.00 | x |
| 2011-12-31 | Dkr392.43 | Dkr388.00 | x |
| 2012-12-31 | Dkr209.21 | Dkr388.00 | x |
| 2013-12-31 | Dkr200.97 | Dkr388.00 | x |
| 2014-12-31 | Dkr203.26 | Dkr388.00 | x |
| 2015-12-31 | Dkr213.13 | Dkr388.00 | x |
| 2016-12-31 | Dkr224.27 | Dkr388.00 | x |
| 2017-12-31 | Dkr239.62 | Dkr388.00 | x |
| 2018-12-31 | Dkr220.48 | Dkr388.00 | x |
| 2019-12-31 | Dkr233.89 | Dkr388.00 | x |
| 2020-12-31 | Dkr246.49 | Dkr388.00 | x |
| 2021-12-31 | Dkr267.98 | Dkr388.00 | x |
| 2022-12-31 | Dkr287.97 | Dkr388.00 | x |
| 2023-12-31 | Dkr328.89 | Dkr388.00 | x |
| 2024-12-31 | Dkr346.41 | Dkr388.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Moens Bank A/S utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.09%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 30.95%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 7.22x
- Recent ROE (12.09%) is above the historical average (7.38%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 7.56% | 14.25% | 0.10x | 5.56x | Dkr-3.31 Million |
| 2003 | 16.82% | 37.89% | 0.08x | 5.54x | Dkr10.77 Million |
| 2004 | 13.39% | 33.20% | 0.08x | 5.20x | Dkr6.00 Million |
| 2005 | 12.62% | 31.64% | 0.07x | 5.92x | Dkr5.03 Million |
| 2006 | 15.83% | 40.63% | 0.07x | 5.72x | Dkr12.90 Million |
| 2007 | 9.12% | 21.38% | 0.08x | 5.37x | Dkr-2.10 Million |
| 2008 | 2.87% | 7.13% | 0.07x | 5.45x | Dkr-17.04 Million |
| 2009 | 5.23% | 11.37% | 0.08x | 5.59x | Dkr-12.04 Million |
| 2010 | 1.85% | 4.76% | 0.07x | 5.49x | Dkr-20.87 Million |
| 2011 | -3.57% | -10.18% | 0.07x | 4.94x | Dkr-40.31 Million |
| 2012 | 2.00% | 4.94% | 0.07x | 5.44x | Dkr-24.83 Million |
| 2013 | -5.40% | -11.09% | 0.07x | 6.58x | Dkr-44.87 Million |
| 2014 | 7.10% | 15.17% | 0.07x | 6.64x | Dkr-8.54 Million |
| 2015 | 6.74% | 16.01% | 0.06x | 7.09x | Dkr-10.14 Million |
| 2016 | 6.90% | 15.14% | 0.06x | 7.68x | Dkr-10.12 Million |
| 2017 | 8.34% | 19.39% | 0.06x | 7.65x | Dkr-5.86 Million |
| 2018 | 7.00% | 19.45% | 0.05x | 7.03x | Dkr-13.17 Million |
| 2019 | 7.27% | 20.16% | 0.05x | 6.98x | Dkr-12.80 Million |
| 2020 | 5.80% | 17.43% | 0.04x | 7.63x | Dkr-20.60 Million |
| 2021 | 8.67% | 28.38% | 0.04x | 7.49x | Dkr-7.15 Million |
| 2022 | 8.20% | 24.10% | 0.04x | 7.56x | Dkr-10.42 Million |
| 2023 | 13.39% | 33.62% | 0.06x | 6.99x | Dkr22.33 Million |
| 2024 | 12.09% | 30.95% | 0.05x | 7.22x | Dkr14.49 Million |
Industry Comparison
This section compares Moens Bank A/S's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $738,890,222
- Average return on equity (ROE) among peers: 4.72%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Moens Bank A/S (MNBA) | Dkr719.81 Million | 7.56% | 6.40x | $83.85 Million |
| P/F BankNordik (BNORDIK-CSE) | $1.77 Billion | -12.51% | 8.20x | $69.40 Million |
| Djurslands Bank (DJUR) | $680.71 Million | 5.40% | 8.62x | $335.71 Million |
| FOBANK (FOBANK) | $1.56 Billion | 10.93% | 5.47x | $347.47K |
| Fynske Bank A/S (FYNBK) | $338.39 Million | 0.00% | 4.67x | $50.30 Million |
| Groenlandsbanken AS (GRLA) | $648.72 Million | 10.37% | 4.62x | $192.61 Million |
| Hvidbjerg Bank (HVID) | $38.77 Million | 12.22% | 8.11x | $41.38 Million |
| Kreditbanken A/S (KRE) | $350.31 Million | 14.22% | 5.39x | $145.63 Million |
| Laan & Spar Bank AS (LASP) | $929.87 Million | 7.71% | 12.50x | $449.18 Million |
| Lollands Bank (LOLB) | $334.86 Million | -5.87% | 7.04x | $85.53 Million |