Seven Bank Ltd
Seven Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan and internationally. The company offers account services, including deposits, post payment, financial product intermediary, loan, and debit services; ATM services, such as cash inflows and outflows, top-up transactions, account opening and information change services, information service… Read more
Seven Bank Ltd (0S7) - Net Assets
Latest net assets as of September 2025: €233.27 Billion EUR
Based on the latest financial reports, Seven Bank Ltd (0S7) has net assets worth €233.27 Billion EUR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.43 Trillion) and total liabilities (€1.20 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €233.27 Billion |
| % of Total Assets | 16.31% |
| Annual Growth Rate | 5.71% |
| 5-Year Change | 20.37% |
| 10-Year Change | 52.87% |
| Growth Volatility | 2.9 |
Seven Bank Ltd - Net Assets Trend (2014–2025)
This chart illustrates how Seven Bank Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Seven Bank Ltd (2014–2025)
The table below shows the annual net assets of Seven Bank Ltd from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | €282.49 Billion | +2.40% |
| 2024-03-31 | €275.85 Billion | +8.50% |
| 2023-03-31 | €254.24 Billion | +4.15% |
| 2022-03-31 | €244.11 Billion | +4.02% |
| 2021-03-31 | €234.68 Billion | +5.31% |
| 2020-03-31 | €222.83 Billion | +4.67% |
| 2019-03-31 | €212.89 Billion | +0.41% |
| 2018-03-31 | €212.03 Billion | +6.50% |
| 2017-03-31 | €199.08 Billion | +7.73% |
| 2016-03-31 | €184.79 Billion | +8.77% |
| 2015-03-31 | €169.89 Billion | +10.74% |
| 2014-03-31 | €153.41 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Seven Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 134.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €207.13 Billion | 74.71% |
| Other Components | €70.11 Billion | 25.29% |
| Total Equity | €277.23 Billion | 100.00% |
Seven Bank Ltd Competitors by Market Cap
The table below lists competitors of Seven Bank Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Porch Group Inc
NASDAQ:PRCH
|
$648.25 Million |
|
Is Yatirim Menkul Degerler AS
IS:ISMEN
|
$648.25 Million |
|
LIFETECH SCI.DL-00000125
F:81X
|
$648.48 Million |
|
Hubei Huitian New Materials
SHE:300041
|
$649.09 Million |
|
Newag S.A.
WAR:NWG
|
$647.25 Million |
|
Guangzhou Sanfu New Materials Technology Co. Ltd. A
SHG:688359
|
$647.24 Million |
|
Sinoseal Holding Co Ltd
SHE:300470
|
$647.14 Million |
|
WEIMOB INC. DL-0001
F:36W
|
$647.04 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Seven Bank Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 270,548,000,000 to 277,231,000,000, a change of 6,683,000,000 (2.5%).
- Net income of 18,221,000,000 contributed positively to equity growth.
- Dividend payments of 12,920,000,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €18.22 Billion | +6.57% |
| Dividends Paid | €12.92 Billion | -4.66% |
| Other Changes | €1.38 Billion | +0.5% |
| Total Change | €- | 2.47% |
Book Value vs Market Value Analysis
This analysis compares Seven Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.01x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-03-31 | €167.06 | €1.45 | x |
| 2018-03-31 | €178.06 | €1.45 | x |
| 2019-03-31 | €178.64 | €1.45 | x |
| 2020-03-31 | €187.96 | €1.45 | x |
| 2021-03-31 | €198.40 | €1.45 | x |
| 2022-03-31 | €206.33 | €1.45 | x |
| 2023-03-31 | €213.24 | €1.45 | x |
| 2024-03-31 | €231.25 | €1.45 | x |
| 2025-03-31 | €236.96 | €1.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Seven Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.57%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.63%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 5.40x
- Recent ROE (6.57%) is below the historical average (10.76%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 13.84% | 20.67% | 0.13x | 5.15x | €5.90 Billion |
| 2015 | 13.67% | 20.62% | 0.13x | 5.04x | €6.23 Billion |
| 2016 | 13.38% | 20.86% | 0.13x | 4.95x | €6.24 Billion |
| 2017 | 12.62% | 25.75% | 0.10x | 4.81x | €5.21 Billion |
| 2018 | 11.93% | 25.21% | 0.10x | 4.82x | €4.10 Billion |
| 2019 | 6.22% | 12.33% | 0.09x | 5.36x | €-8.05 Billion |
| 2020 | 11.81% | 24.32% | 0.10x | 4.90x | €4.01 Billion |
| 2021 | 11.11% | 25.56% | 0.08x | 5.13x | €2.58 Billion |
| 2022 | 8.59% | 20.78% | 0.08x | 5.04x | €-3.42 Billion |
| 2023 | 7.52% | 16.92% | 0.08x | 5.24x | €-6.21 Billion |
| 2024 | 11.82% | 22.31% | 0.08x | 6.35x | €4.92 Billion |
| 2025 | 6.57% | 11.63% | 0.10x | 5.40x | €-9.50 Billion |
Industry Comparison
This section compares Seven Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,359,566,570,111
- Average return on equity (ROE) among peers: 2.83%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Seven Bank Ltd (0S7) | €233.27 Billion | 13.84% | 5.13x | $648.12 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |