Porch Group Inc (PRCH) - Net Assets
Based on the latest financial reports, Porch Group Inc (PRCH) has net assets worth $26.31 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($806.58 Million) and total liabilities ($780.27 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. For live market cap and overall valuation, see how much is Porch Group Inc worth.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $26.31 Million |
| % of Total Assets | 3.26% |
| Annual Growth Rate | N/A |
| 5-Year Change | -89.69% |
| 10-Year Change | N/A |
| Growth Volatility | 102.85 |
Porch Group Inc - Net Assets Trend (2018–2025)
This chart illustrates how Porch Group Inc's net assets have evolved over time, based on quarterly financial data.
Annual Net Assets for Porch Group Inc (2018–2025)
The table below shows the annual net assets of Porch Group Inc from 2018 to 2025. See PRCH net asset quality score to measure how much of total assets are equity-financed.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $22.39 Million | +151.79% |
| 2024-12-31 | $-43.23 Million | -21.14% |
| 2023-12-31 | $-35.68 Million | -144.97% |
| 2022-12-31 | $79.35 Million | -63.44% |
| 2021-12-31 | $217.04 Million | +102.23% |
| 2020-12-31 | $107.33 Million | +278.94% |
| 2019-12-31 | $-59.98 Million | -94.47% |
| 2018-12-31 | $-30.84 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Porch Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 48760600000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $11.00K | % |
| Other Comprehensive Income | $642.00K | % |
| Other Components | $623.00 Million | % |
| Total Equity | $-24.62 Million | 100.00% |
Porch Group Inc Competitors by Market Cap
The table below lists competitors of Porch Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bank Islam Malaysia Bhd
KLSE:5258
|
$1.20 Billion |
|
Voltamp Transformers Limited
NSE:VOLTAMP
|
$1.20 Billion |
|
Lotte Corp
KO:004990
|
$1.20 Billion |
|
Suzhou Chunqiu Electronic Technology Co Ltd Class A
SHG:603890
|
$1.20 Billion |
|
WHA Premium Growth Freehold And Leasehold Real Estate Investment Trust
BK:WHART
|
$1.20 Billion |
|
Xinjiang Xuefeng Sci-Tech
SHG:603227
|
$1.20 Billion |
|
Sichuan Chengfei Integration Technology Corp Ltd
SHE:002190
|
$1.20 Billion |
|
Zbit Semiconductor Inc. A
SHG:688416
|
$1.20 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Porch Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from -43,225,000 to -24,619,000, a change of 18,606,000.
- Net income of 15,318,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 6,088,000.
- Other factors decreased equity by 2,800,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $15.32 Million | +62.22% |
| Other Comprehensive Income | $6.09 Million | +24.73% |
| Other Changes | $-2.80 Million | -11.37% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Porch Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | $-1.60 | $17.45 | x |
| 2019-12-31 | $-2.78 | $17.45 | x |
| 2020-12-31 | $1.32 | $17.45 | x |
| 2021-12-31 | $2.31 | $17.45 | x |
| 2022-12-31 | $0.82 | $17.45 | x |
| 2023-12-31 | $-0.37 | $17.45 | x |
| 2024-12-31 | $-0.43 | $17.45 | x |
| 2025-12-31 | $-0.24 | $17.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Porch Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.18%
- • Asset Turnover: 0.60x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-37.09%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 0.00% | -92.20% | 0.96x | 0.00x | $-46.83 Million |
| 2019 | 0.00% | -133.15% | 1.60x | 0.00x | $-97.32 Million |
| 2020 | -50.34% | -74.73% | 0.27x | 2.50x | $-64.76 Million |
| 2021 | -49.12% | -55.40% | 0.19x | 4.79x | $-128.31 Million |
| 2022 | -197.29% | -56.73% | 0.26x | 13.22x | $-164.49 Million |
| 2023 | 0.00% | -31.13% | 0.48x | 0.00x | $-130.36 Million |
| 2024 | 0.00% | -7.50% | 0.54x | 0.00x | $-28.51 Million |
| 2025 | 0.00% | 3.18% | 0.60x | 0.00x | $17.78 Million |
Industry Comparison
This section compares Porch Group Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $7,444,653,900
- Average return on equity (ROE) among peers: 16.63%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Porch Group Inc (PRCH) | $26.31 Million | 0.00% | 29.66x | $1.20 Billion |
| American Coastal Insurance Corp (ACIC) | $24.11 Million | 71.36% | 10.49x | $444.33 Million |
| American Financial Group, Inc. (AFG) | $5.05 Billion | 8.94% | 8.41x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $2.93 Billion | -9.14% | 3.41x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $162.39 Million | 24.47% | 6.38x | $386.34 Million |
| Assurant, Inc. (AIZ) | $4.11 Billion | 15.91% | 5.51x | $13.93 Billion |
| The Allstate Corporation (ALL) | $26.00 Billion | 18.64% | 3.61x | $65.14 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $322.20 Million | 3.12% | 1.74x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $449.27 Million | 11.97% | 4.28x | $1.10 Billion |
| Chubb Ltd (CB) | $28.82 Billion | 13.04% | 2.28x | $124.22 Billion |
| Cincinnati Financial Corporation (CINF) | $6.57 Billion | 7.99% | 1.85x | $24.98 Billion |
About Porch Group Inc
Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including … Read more