Bank of Zhengzhou Co. Ltd (3BZ) - Net Assets
Based on the latest financial reports, Bank of Zhengzhou Co. Ltd (3BZ) has net assets worth €57.37 Billion EUR (≈ $67.08 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€719.74 Billion ≈ $841.45 Billion USD) and total liabilities (€662.36 Billion ≈ $774.37 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read how much debt does Bank of Zhengzhou Co. Ltd carry for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €57.37 Billion |
| % of Total Assets | 7.97% |
| Annual Growth Rate | 7.72% |
| 5-Year Change | 22.45% |
| 10-Year Change | N/A |
| Growth Volatility | 11.69 |
Bank of Zhengzhou Co. Ltd - Net Assets Trend (2017–2024)
This chart illustrates how Bank of Zhengzhou Co. Ltd's net assets have evolved over time, based on quarterly financial data. Also explore Bank of Zhengzhou Co. Ltd (3BZ) total assets for the complete picture of this company's asset base.
Annual Net Assets for Bank of Zhengzhou Co. Ltd (2017–2024)
The table below shows the annual net assets of Bank of Zhengzhou Co. Ltd from 2017 to 2024. For live valuation and market cap data, see how much is Bank of Zhengzhou Co. Ltd worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €56.29 Billion ≈ $65.81 Billion |
+3.65% |
| 2023-12-31 | €54.31 Billion ≈ $63.50 Billion |
+3.21% |
| 2022-12-31 | €52.63 Billion ≈ $61.52 Billion |
-11.42% |
| 2021-12-31 | €59.41 Billion ≈ $69.46 Billion |
+29.23% |
| 2020-12-31 | €45.97 Billion ≈ $53.75 Billion |
+15.24% |
| 2019-12-31 | €39.89 Billion ≈ $46.64 Billion |
+5.36% |
| 2018-12-31 | €37.86 Billion ≈ $44.27 Billion |
+13.23% |
| 2017-12-31 | €33.44 Billion ≈ $39.09 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Bank of Zhengzhou Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 2.7% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €15.64 Billion | 28.72% |
| Other Components | €38.81 Billion | 71.28% |
| Total Equity | €54.45 Billion | 100.00% |
Bank of Zhengzhou Co. Ltd Competitors by Market Cap
The table below lists competitors of Bank of Zhengzhou Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Mitra Pinasthika Mustika Tbk
JK:MPMX
|
$252.79 Million |
|
NEOBO FASTIGHETER
ST:NEOBO
|
$252.86 Million |
|
EUWAX Aktiengesellschaft
F:EUX
|
$252.86 Million |
|
Jasuindo Tiga Perkasa Tbk
JK:JTPE
|
$252.95 Million |
|
Jackson Acquisition Company II
NYSE:JACS
|
$252.70 Million |
|
Tantalus Systems Holding Inc
TO:GRID
|
$252.59 Million |
|
Bombay Dyeing & Mfg Company Limited
NSE:BOMDYEING
|
$252.53 Million |
|
Saha-Union Public Company Limited
BK:SUC
|
$252.47 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Zhengzhou Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 52,452,824,000 to 54,445,031,000, a change of 1,992,207,000 (3.8%).
- Net income of 1,875,762,000 contributed positively to equity growth.
- Dividend payments of 480,011,000 reduced retained earnings.
- Other factors increased equity by 596,456,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.88 Billion | +3.45% |
| Dividends Paid | €480.01 Million | -0.88% |
| Other Changes | €596.46 Million | +1.1% |
| Total Change | €- | 3.80% |
Book Value vs Market Value Analysis
This analysis compares Bank of Zhengzhou Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.02x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €1.18 | €0.11 | x |
| 2018-12-31 | €5.63 | €0.11 | x |
| 2019-12-31 | €5.92 | €0.11 | x |
| 2020-12-31 | €5.92 | €0.11 | x |
| 2021-12-31 | €6.99 | €0.11 | x |
| 2022-12-31 | €6.14 | €0.11 | x |
| 2023-12-31 | €5.77 | €0.11 | x |
| 2024-12-31 | €5.99 | €0.11 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Zhengzhou Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.45%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.02%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 12.42x
- Recent ROE (3.45%) is below the historical average (6.82%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 13.29% | 41.93% | 0.02x | 13.53x | €1.06 Billion |
| 2018 | 8.35% | 27.47% | 0.02x | 12.72x | €-606.14 Million |
| 2019 | 8.51% | 24.47% | 0.03x | 12.97x | €-573.91 Million |
| 2020 | 7.12% | 24.22% | 0.02x | 12.31x | €-1.28 Billion |
| 2021 | 5.58% | 27.28% | 0.02x | 9.95x | €-2.55 Billion |
| 2022 | 4.77% | 17.22% | 0.02x | 11.65x | €-2.65 Billion |
| 2023 | 3.53% | 15.01% | 0.02x | 12.02x | €-3.40 Billion |
| 2024 | 3.45% | 16.02% | 0.02x | 12.42x | €-3.57 Billion |
Industry Comparison
This section compares Bank of Zhengzhou Co. Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,580,473,077,222
- Average return on equity (ROE) among peers: 12.65%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Zhengzhou Co. Ltd (3BZ) | €57.37 Billion | 13.29% | 11.54x | $252.75 Million |
| Grupo Supervielle S.A (189A) | $341.65 Billion | 32.90% | 5.02x | $610.24 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $475.31 Billion | 11.01% | 19.02x | $12.54 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.03 Trillion | 8.38% | 15.56x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $34.73 Billion | 17.53% | 7.74x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $27.50 Billion | 7.36% | 10.55x | $1.47 Billion |
| Harbin Bank Co. Ltd (5H6) | $51.11 Billion | 1.46% | 10.71x | $137.86 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.71 Trillion | 3.67% | 23.09x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $29.55 Trillion | 9.86% | 7.79x | $1.61 Billion |
About Bank of Zhengzhou Co. Ltd
Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment provides deposit products, corporate loans and advances, trade finance products, financial leasing services, agency services, and remittanc… Read more