Manx Financial Group PLC (3IM) - Net Assets

Latest as of June 2025: €41.20 Million EUR ≈ $48.17 Million USD

Based on the latest financial reports, Manx Financial Group PLC (3IM) has net assets worth €41.20 Million EUR (≈ $48.17 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€507.31 Million ≈ $593.10 Million USD) and total liabilities (€466.11 Million ≈ $544.93 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Manx Financial Group PLC to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€41.20 Million
% of Total Assets	8.12%
Annual Growth Rate	14.35%
5-Year Change	66.32%
10-Year Change	207.18%
Growth Volatility	8.54

Manx Financial Group PLC - Net Assets Trend (2013–2024)

This chart illustrates how Manx Financial Group PLC's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Manx Financial Group PLC for the complete picture of this company's asset base.

Annual Net Assets for Manx Financial Group PLC (2013–2024)

The table below shows the annual net assets of Manx Financial Group PLC from 2013 to 2024. For live valuation and market cap data, see market value of Manx Financial Group PLC.

Year	Net Assets	Change
2024-12-31	€37.31 Million ≈ $43.62 Million	+3.69%
2023-12-31	€35.98 Million ≈ $42.07 Million	+20.87%
2022-12-31	€29.77 Million ≈ $34.80 Million	+19.15%
2021-12-31	€24.98 Million ≈ $29.21 Million	+11.37%
2020-12-31	€22.43 Million ≈ $26.23 Million	+0.52%
2019-12-31	€22.32 Million ≈ $26.09 Million	+13.16%
2018-12-31	€19.72 Million ≈ $23.06 Million	+13.12%
2017-12-31	€17.44 Million ≈ $20.38 Million	+32.39%
2016-12-31	€13.17 Million ≈ $15.40 Million	+8.42%
2015-12-31	€12.15 Million ≈ $14.20 Million	+21.71%
2014-12-31	€9.98 Million ≈ $11.67 Million	+16.94%
2013-12-31	€8.53 Million ≈ $9.98 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Manx Financial Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2803100000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	€17.63 Million	47.32%
Other Components	€19.63 Million	52.68%
Total Equity	€37.26 Million	100.00%

Manx Financial Group PLC Competitors by Market Cap

The table below lists competitors of Manx Financial Group PLC ranked by their market capitalization.

Company	Market Cap
Eagon Holdings Co.Ltd KQ:039020	$31.56 Million
VivoPower International PLC NASDAQ:VVPR	$31.57 Million
Sleep Number Corp NASDAQ:SNBR	$31.57 Million
Brand Concepts Limited NSE:BCONCEPTS	$31.58 Million
Esta Multi Usaha PT JK:ESTA	$31.55 Million
PM Thoresen Asia Holdings PCL BK:PMTA	$31.54 Million
Vikas Lifecare Limited NSE:VIKASLIFE	$31.54 Million
ACCESS Newswire Inc. NYSE MKT:ACCS	$31.53 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Manx Financial Group PLC's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 34,943,000 to 37,258,000, a change of 2,315,000 (6.6%).
Net income of 8,102,000 contributed positively to equity growth.
Dividend payments of 337,000 reduced retained earnings.
New share issuances of 49,000 increased equity.
Other factors decreased equity by 5,499,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	€8.10 Million	+21.75%
Dividends Paid	€337.00K	-0.9%
Share Issuances	€49.00K	+0.13%
Other Changes	€-5.50 Million	-14.76%
Total Change	€-	6.63%

Book Value vs Market Value Analysis

This analysis compares Manx Financial Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.93x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 2.17x to 0.93x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	€0.13	€0.29	x
2018-12-31	€0.15	€0.29	x
2019-12-31	€0.17	€0.29	x
2020-12-31	€0.20	€0.29	x
2021-12-31	€0.22	€0.29	x
2022-12-31	€0.26	€0.29	x
2023-12-31	€0.30	€0.29	x
2024-12-31	€0.31	€0.29	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Manx Financial Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 21.75%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 23.55%
• Asset Turnover: 0.07x
• Equity Multiplier: 13.36x
Recent ROE (21.75%) is above the historical average (13.84%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	12.74%	16.58%	0.07x	10.98x	€233.60K
2014	15.92%	20.37%	0.07x	11.97x	€591.00K
2015	17.30%	24.71%	0.07x	10.70x	€887.30K
2016	9.88%	14.06%	0.06x	11.59x	€-16.00K
2017	14.38%	21.38%	0.07x	9.93x	€764.40K
2018	12.51%	18.59%	0.07x	9.98x	€494.70K
2019	11.98%	15.84%	0.07x	11.33x	€441.10K
2020	8.66%	11.86%	0.06x	11.99x	€-300.10K
2021	11.20%	14.23%	0.06x	12.39x	€300.10K
2022	14.64%	16.55%	0.07x	12.82x	€1.37 Million
2023	15.13%	16.80%	0.07x	13.76x	€1.79 Million
2024	21.75%	23.55%	0.07x	13.36x	€4.38 Million

Industry Comparison

This section compares Manx Financial Group PLC's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $5,207,170,018,444
Average return on equity (ROE) among peers: 8.15%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Manx Financial Group PLC (3IM)	€41.20 Million	12.74%	11.31x	$31.55 Million
Grupo Supervielle S.A (189A)	$53.42 Billion	-1.61%	6.34x	$610.24 Million
Bank of Zhengzhou Co. Ltd (3BZ)	$39.89 Billion	8.24%	11.55x	$252.75 Million
Postal Savings Bank of China Co Ltd (3YB)	$544.88 Billion	11.18%	17.75x	$12.54 Billion
PO.S.B.O. UNSP.ADRS/20YC1 (3YB0)	$1.03 Trillion	8.38%	15.56x	$13.93 Billion
TISCO Financial Group Public Company Limited (47TA)	$34.73 Billion	17.53%	7.74x	$2.49 Billion
Bank of Qingdao Co. Ltd (4BQ)	$26.12 Billion	7.27%	10.72x	$1.47 Billion
Harbin Bank Co. Ltd (5H6)	$42.41 Billion	12.38%	12.31x	$137.86 Million
JAPAN POST BK UNSP.ADR/1 (5JP0)	$9.65 Trillion	3.37%	22.79x	$53.42 Billion
Grupo Aval Acciones y Valores S.A (6GAA)	$35.44 Trillion	6.63%	8.11x	$1.61 Billion

About Manx Financial Group PLC

F:3IM Germany Banks - Regional

Market Cap

$41.40 Million

€35.41 Million EUR

Market Cap Rank

#23549 Global

#2053 in Germany

Share Price

€0.29

Change (1 day)

-0.69%

52-Week Range

€0.20 - €0.45

All Time High

€0.45