PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) - Net Assets
Based on the latest financial reports, PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) has net assets worth €1.14 Trillion EUR (≈ $1.33 Trillion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€18.19 Trillion ≈ $21.27 Trillion USD) and total liabilities (€17.05 Trillion ≈ $19.93 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read 3YB0 total debt and obligations for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €1.14 Trillion |
| % of Total Assets | 6.27% |
| Annual Growth Rate | 9.05% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 5.0 |
PO.S.B.O. UNSP.ADRS/20YC1 - Net Assets Trend (2021–2024)
This chart illustrates how PO.S.B.O. UNSP.ADRS/20YC1's net assets have evolved over time, based on quarterly financial data. Also explore 3YB0 asset base for the complete picture of this company's asset base.
Annual Net Assets for PO.S.B.O. UNSP.ADRS/20YC1 (2021–2024)
The table below shows the annual net assets of PO.S.B.O. UNSP.ADRS/20YC1 from 2021 to 2024. For live valuation and market cap data, see 3YB0 stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €1.03 Trillion ≈ $1.21 Trillion |
+7.84% |
| 2023-12-31 | €956.62 Billion ≈ $1.12 Trillion |
+15.84% |
| 2022-12-31 | €825.81 Billion ≈ $965.46 Billion |
+3.80% |
| 2021-12-31 | €795.55 Billion ≈ $930.08 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to PO.S.B.O. UNSP.ADRS/20YC1's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 32.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €263.34 Billion | 25.58% |
| Other Components | €766.33 Billion | 74.42% |
| Total Equity | €1.03 Trillion | 100.00% |
PO.S.B.O. UNSP.ADRS/20YC1 Competitors by Market Cap
The table below lists competitors of PO.S.B.O. UNSP.ADRS/20YC1 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LIG Nex1 Co Ltd
KO:079550
|
$13.93 Billion |
|
Uniper SE
XETRA:UN0
|
$13.93 Billion |
|
Scentre Group
AU:SCG
|
$13.93 Billion |
|
Performance Food Group Co
NYSE:PFGC
|
$13.93 Billion |
|
Xinjiang Goldwind Science & Technology Co Ltd Class A
SHE:002202
|
$13.91 Billion |
|
China Petroleum & Chemical Corporation
F:CHU
|
$13.91 Billion |
|
METSO OUTOTEC UNS.ADR 1/2
F:M6QB
|
$13.91 Billion |
|
Omega Healthcare Investors Inc
NYSE:OHI
|
$13.89 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PO.S.B.O. UNSP.ADRS/20YC1's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 954,873,000,000 to 1,029,669,000,000, a change of 74,796,000,000 (7.8%).
- Net income of 86,479,000,000 contributed positively to equity growth.
- Dividend payments of 37,648,000,000 reduced retained earnings.
- Other factors increased equity by 25,965,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €86.48 Billion | +8.4% |
| Dividends Paid | €37.65 Billion | -3.66% |
| Other Changes | €25.96 Billion | +2.52% |
| Total Change | €- | 7.83% |
Book Value vs Market Value Analysis
This analysis compares PO.S.B.O. UNSP.ADRS/20YC1's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.40x to 1.16x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €8.60 | €12.00 | x |
| 2022-12-31 | €8.92 | €12.00 | x |
| 2023-12-31 | €9.63 | €12.00 | x |
| 2024-12-31 | €10.38 | €12.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PO.S.B.O. UNSP.ADRS/20YC1 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.40%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.55%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 16.59x
- Recent ROE (8.40%) is below the historical average (9.34%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 9.59% | 24.94% | 0.02x | 15.85x | €-3.24 Billion |
| 2022 | 10.34% | 25.28% | 0.02x | 17.07x | €2.80 Billion |
| 2023 | 9.03% | 25.27% | 0.02x | 16.47x | €-9.22 Billion |
| 2024 | 8.40% | 24.55% | 0.02x | 16.59x | €-16.49 Billion |
Industry Comparison
This section compares PO.S.B.O. UNSP.ADRS/20YC1's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,092,546,497,667
- Average return on equity (ROE) among peers: 9.63%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | €1.14 Trillion | 9.59% | 14.95x | $13.93 Billion |
| Grupo Supervielle S.A (189A) | $53.42 Billion | -1.61% | 6.34x | $610.24 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $39.89 Billion | 8.24% | 11.55x | $252.75 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $544.88 Billion | 11.18% | 17.75x | $12.54 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $34.73 Billion | 17.53% | 7.74x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $26.12 Billion | 7.27% | 10.72x | $1.47 Billion |
| Harbin Bank Co. Ltd (5H6) | $42.41 Billion | 12.38% | 12.31x | $137.86 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.65 Trillion | 3.37% | 22.79x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $35.44 Trillion | 6.63% | 8.11x | $1.61 Billion |
About PO.S.B.O. UNSP.ADRS/20YC1
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. It offers demand, time, personal call, time/demand optional, call, negotiated, foreign currency exchange deposit; passbooks and certificate of deposits; credit, mortgage, government, farmer, and merchant expres… Read more