Fanhua Inc (4CIA) - Net Assets
Based on the latest financial reports, Fanhua Inc (4CIA) has net assets worth €2.63 Billion EUR (≈ $3.08 Billion USD) as of December 2024. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€4.15 Billion ≈ $4.85 Billion USD) and total liabilities (€1.52 Billion ≈ $1.78 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 4CIA asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €2.63 Billion |
| % of Total Assets | 63.37% |
| Annual Growth Rate | -3.17% |
| 5-Year Change | 34.57% |
| 10-Year Change | N/A |
| Growth Volatility | 20.76 |
Fanhua Inc - Net Assets Trend (2016–2024)
This chart illustrates how Fanhua Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Fanhua Inc for the complete picture of this company's asset base.
Annual Net Assets for Fanhua Inc (2016–2024)
The table below shows the annual net assets of Fanhua Inc from 2016 to 2024. For live valuation and market cap data, see Fanhua Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €2.63 Billion ≈ $3.08 Billion |
+12.53% |
| 2023-12-31 | €2.34 Billion ≈ $2.73 Billion |
+35.01% |
| 2022-12-31 | €1.73 Billion ≈ $2.02 Billion |
-11.68% |
| 2021-12-31 | €1.96 Billion ≈ $2.29 Billion |
+0.29% |
| 2020-12-31 | €1.95 Billion ≈ $2.29 Billion |
-4.39% |
| 2019-12-31 | €2.04 Billion ≈ $2.39 Billion |
-25.57% |
| 2018-12-31 | €2.75 Billion ≈ $3.21 Billion |
-31.13% |
| 2017-12-31 | €3.99 Billion ≈ $4.66 Billion |
+17.16% |
| 2016-12-31 | €3.40 Billion ≈ $3.98 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Fanhua Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 34.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.79 Billion | 70.26% |
| Other Components | €757.27 Million | 29.74% |
| Total Equity | €2.55 Billion | 100.00% |
Fanhua Inc Competitors by Market Cap
The table below lists competitors of Fanhua Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
bioAffinity Technologies, Inc.
NASDAQ:BIAF
|
$9.85 Million |
|
Academies Australasia Group Ltd
AU:AKG
|
$9.85 Million |
|
Universal Security Instruments Inc
NYSE MKT:UUU
|
$9.85 Million |
|
Edinburgh Worldwide Investment Trust plc
LSE:EWI
|
$9.86 Million |
|
Saxlund Group AB
ST:SAXG
|
$9.84 Million |
|
Orgenesis Inc
NASDAQ:ORGS
|
$9.83 Million |
|
Vigor Kobo Co Ltd
TWO:2733
|
$9.81 Million |
|
Total Transport Systems Limited
NSE:TOTAL
|
$9.81 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fanhua Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,071,263,000 to 2,546,516,000, a change of 475,253,000 (22.9%).
- Net income of 454,960,000 contributed positively to equity growth.
- Share repurchases of 5,735,000 reduced equity.
- New share issuances of 93,000 increased equity.
- Other factors increased equity by 25,935,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €454.96 Million | +17.87% |
| Share Repurchases | €5.74 Million | -0.23% |
| Share Issuances | €93.00K | +0.0% |
| Other Changes | €25.93 Million | +1.02% |
| Total Change | €- | 22.95% |
Book Value vs Market Value Analysis
This analysis compares Fanhua Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.41x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 1.06x to 1.41x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €2.98 | €3.17 | x |
| 2018-12-31 | €2.07 | €3.17 | x |
| 2019-12-31 | €1.80 | €3.17 | x |
| 2020-12-31 | €1.71 | €3.17 | x |
| 2021-12-31 | €1.71 | €3.17 | x |
| 2022-12-31 | €1.51 | €3.17 | x |
| 2023-12-31 | €1.83 | €3.17 | x |
| 2024-12-31 | €2.25 | €3.17 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fanhua Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.87%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.15%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 1.63x
- Recent ROE (17.87%) is above the historical average (12.80%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 4.78% | 3.34% | 1.11x | 1.29x | €-171.64 Million |
| 2017 | 11.59% | 10.99% | 0.86x | 1.22x | €61.52 Million |
| 2018 | 23.16% | 17.57% | 0.90x | 1.47x | €346.60 Million |
| 2019 | 9.78% | 5.10% | 1.08x | 1.78x | €-4.20 Million |
| 2020 | 14.63% | 8.21% | 1.06x | 1.68x | €84.90 Million |
| 2021 | 13.66% | 7.67% | 1.01x | 1.76x | €67.20 Million |
| 2022 | 6.18% | 3.60% | 0.90x | 1.90x | €-62.07 Million |
| 2023 | 13.54% | 8.77% | 0.79x | 1.96x | €73.35 Million |
| 2024 | 17.87% | 25.15% | 0.44x | 1.63x | €200.31 Million |
Industry Comparison
This section compares Fanhua Inc's net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $2,082,897,594
- Average return on equity (ROE) among peers: 12.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fanhua Inc (4CIA) | €2.63 Billion | 4.78% | 0.58x | $9.84 Million |
| Steadfast Group Limited (1S6) | $898.14 Million | 8.18% | 0.91x | $3.34 Billion |
| Aon PLC (4VK) | $6.43 Billion | 41.28% | 6.62x | $57.14 Billion |
| FINTECH S.A. ZY 5 (9DZ) | $6.00 Million | -7.01% | 0.02x | $1.46 Million |
| AUB GROUP LTD. (A5H) | $997.45 Million | 8.10% | 0.64x | $1.89 Billion |
About Fanhua Inc
AIFU Inc., together with its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and … Read more