Fukuoka Financial Group Inc

F:4FK Germany Banks - Regional
Market Cap
$6.36 Billion
€6.20 Billion EUR
Market Cap Rank
#2375 Global
#187 in Germany
Share Price
€32.80
Change (1 day)
+0.00%
52-Week Range
€19.30 - €40.00
All Time High
€40.00
About

Fukuoka Financial Group, Inc., together with its subsidiaries, provides various banking services to individual and corporate customers. The company accepts various deposits, such as current deposits, ordinary and other demand deposits, time deposits, and negotiable certificates of deposit, as well as provides loan products. It is involved in securities, office work agent, loan guarantee, system d… Read more

Fukuoka Financial Group Inc (4FK) - Net Assets

Latest net assets as of September 2025: €1.02 Trillion EUR

Based on the latest financial reports, Fukuoka Financial Group Inc (4FK) has net assets worth €1.02 Trillion EUR as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€33.21 Trillion) and total liabilities (€32.19 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €1.02 Trillion
% of Total Assets 3.07%
Annual Growth Rate 1.9%
5-Year Change -3.05%
10-Year Change N/A
Growth Volatility 8.54

Fukuoka Financial Group Inc - Net Assets Trend (2016–2025)

This chart illustrates how Fukuoka Financial Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Fukuoka Financial Group Inc (2016–2025)

The table below shows the annual net assets of Fukuoka Financial Group Inc from 2016 to 2025.

Year Net Assets Change
2025-03-31 €929.59 Billion -9.02%
2024-03-31 €1.02 Trillion +13.31%
2023-03-31 €901.75 Billion -4.18%
2022-03-31 €941.06 Billion -1.85%
2021-03-31 €958.83 Billion +12.40%
2020-03-31 €853.06 Billion +9.75%
2019-03-31 €777.31 Billion -0.21%
2018-03-31 €778.97 Billion +9.40%
2017-03-31 €712.06 Billion -9.26%
2016-03-31 €784.69 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Fukuoka Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 67.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings €680.85 Billion 73.27%
Other Components €248.33 Billion 26.73%
Total Equity €929.18 Billion 100.00%

Fukuoka Financial Group Inc Competitors by Market Cap

The table below lists competitors of Fukuoka Financial Group Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Fukuoka Financial Group Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,020,343,000,000 to 929,183,000,000, a change of -91,160,000,000 (-8.9%).
  • Net income of 72,136,000,000 contributed positively to equity growth.
  • Dividend payments of 23,177,000,000 reduced retained earnings.
  • Share repurchases of 15,000,000 reduced equity.
  • New share issuances of 62,000,000 increased equity.
  • Other factors decreased equity by 140,166,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income €72.14 Billion +7.76%
Dividends Paid €23.18 Billion -2.49%
Share Repurchases €15.00 Million -0.0%
Share Issuances €62.00 Million +0.01%
Other Changes €-140.17 Billion -15.08%
Total Change €- -8.93%

Book Value vs Market Value Analysis

This analysis compares Fukuoka Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.01x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-03-31 €4145.38 €32.80 x
2018-03-31 €4535.09 €32.80 x
2019-03-31 €4525.64 €32.80 x
2020-03-31 €4487.28 €32.80 x
2021-03-31 €5043.68 €32.80 x
2022-03-31 €4949.85 €32.80 x
2023-03-31 €4796.98 €32.80 x
2024-03-31 €5397.27 €32.80 x
2025-03-31 €4914.53 €32.80 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Fukuoka Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.76%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 24.36%
  • • Asset Turnover: 0.01x
  • • Equity Multiplier: 34.72x
  • Recent ROE (7.76%) is above the historical average (5.16%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2016 5.70% 20.72% 0.01x 20.91x €-33.75 Billion
2017 -7.63% -27.26% 0.01x 25.44x €-125.50 Billion
2018 6.34% 24.89% 0.01x 25.89x €-28.53 Billion
2019 6.64% 25.40% 0.01x 26.81x €-26.08 Billion
2020 12.97% 47.60% 0.01x 29.39x €25.30 Billion
2021 4.66% 18.79% 0.01x 28.69x €-51.23 Billion
2022 5.75% 22.14% 0.01x 31.00x €-39.98 Billion
2023 3.46% 11.92% 0.01x 33.23x €-58.89 Billion
2024 6.00% 22.60% 0.01x 32.00x €-40.86 Billion
2025 7.76% 24.36% 0.01x 34.72x €-20.78 Billion

Industry Comparison

This section compares Fukuoka Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $2,295,432,570,111
  • Average return on equity (ROE) among peers: 2.68%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Fukuoka Financial Group Inc (4FK) €1.02 Trillion 5.70% 31.62x $6.27 Billion
PT Bank Sinarmas Tbk (08S) $6.07 Trillion 0.11% 5.02x $303.68 Million
Seven Bank Ltd (0S7) $275.85 Billion 11.59% 5.23x $648.12 Million
Aktia Pankki Oyj (2A41) $666.83 Million 6.39% 14.86x $486.03 Million
Manx Financial Group PLC (3IM) $24.98 Million 11.18% 11.36x $13.98 Million
TowneBank (3T8) $1.14 Billion 7.67% 6.46x $2.10 Billion
TISCO Financial Group PCL (47T) $42.45 Billion 17.20% 5.85x $2.09 Billion
Bank of Qingdao Co. Ltd (4BQ) $44.90 Billion 9.50% 14.37x $867.69 Million
PT Bank KB Bukopin Tbk (5BB) $14.11 Trillion -42.76% 4.97x $15.54 Million
FIDEA Holdings Co. Ltd (5F9) $109.23 Billion 3.21% 28.89x $177.57 Million