THE BK N.T.BUTTERF.+S.NEW (4IK) - Net Assets
Based on the latest financial reports, THE BK N.T.BUTTERF.+S.NEW (4IK) has net assets worth €1.14 Billion EUR (≈ $1.33 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€14.09 Billion ≈ $16.48 Billion USD) and total liabilities (€12.95 Billion ≈ $15.14 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is THE BK N.T.BUTTERF.+S.NEW's equity to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €1.14 Billion |
| % of Total Assets | 8.1% |
| Annual Growth Rate | 3.96% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 10.63 |
THE BK N.T.BUTTERF.+S.NEW - Net Assets Trend (2021–2025)
This chart illustrates how THE BK N.T.BUTTERF.+S.NEW's net assets have evolved over time, based on quarterly financial data. Explore THE BK N.T.BUTTERF.+S.NEW (4IK) cash conversion ratio to assess how effectively this company generates cash.
Annual Net Assets for THE BK N.T.BUTTERF.+S.NEW (2021–2025)
The table below shows the annual net assets of THE BK N.T.BUTTERF.+S.NEW from 2021 to 2025. For live valuation and market cap data, see THE BK N.T.BUTTERF.+S.NEW stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €1.14 Billion ≈ $1.33 Billion |
+11.86% |
| 2024-12-31 | €1.02 Billion ≈ $1.19 Billion |
+1.72% |
| 2023-12-31 | €1.00 Billion ≈ $1.17 Billion |
+16.05% |
| 2022-12-31 | €864.82 Million ≈ $1.01 Billion |
-11.53% |
| 2021-12-31 | €977.49 Million ≈ $1.14 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to THE BK N.T.BUTTERF.+S.NEW's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 373.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €494.38 Million | 43.30% |
| Other Components | €647.47 Million | 56.70% |
| Total Equity | €1.14 Billion | 100.00% |
THE BK N.T.BUTTERF.+S.NEW Competitors by Market Cap
The table below lists competitors of THE BK N.T.BUTTERF.+S.NEW ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Douglas Emmett Inc
NYSE:DEI
|
$1.96 Billion |
|
NFI Group Inc
TO:NFI
|
$1.96 Billion |
|
Geo Group Inc
NYSE:GEO
|
$1.96 Billion |
|
AddLife AB (publ)
ST:ALIF-B
|
$1.96 Billion |
|
Investis Holding SA
SW:IREN
|
$1.96 Billion |
|
Shenzhen Fine Made Electronics Group Co Ltd
SHE:300671
|
$1.96 Billion |
|
Aecon Group Inc.
TO:ARE
|
$1.96 Billion |
|
Sigdo Koppers
SN:SK
|
$1.96 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in THE BK N.T.BUTTERF.+S.NEW's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,020,812,000 to 1,141,851,000, a change of 121,039,000 (11.9%).
- Net income of 231,942,000 contributed positively to equity growth.
- Dividend payments of 77,723,000 reduced retained earnings.
- Share repurchases of 146,686,000 reduced equity.
- Other factors increased equity by 113,506,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €231.94 Million | +20.31% |
| Dividends Paid | €77.72 Million | -6.81% |
| Share Repurchases | €146.69 Million | -12.85% |
| Other Changes | €113.51 Million | +9.94% |
| Total Change | €- | 11.86% |
Book Value vs Market Value Analysis
This analysis compares THE BK N.T.BUTTERF.+S.NEW's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.77x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.55x to 1.77x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €19.83 | €50.50 | x |
| 2022-12-31 | €17.42 | €50.50 | x |
| 2023-12-31 | €21.39 | €50.50 | x |
| 2024-12-31 | €23.45 | €50.50 | x |
| 2025-12-31 | €28.58 | €50.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently THE BK N.T.BUTTERF.+S.NEW utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.31%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 38.22%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 12.34x
- Recent ROE (20.31%) is below the historical average (22.18%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 24.75% | 38.80% | 0.04x | 16.54x | €127.54 Million |
| 2023 | 22.47% | 38.66% | 0.04x | 13.33x | €125.13 Million |
| 2024 | 21.19% | 37.17% | 0.04x | 13.94x | €114.23 Million |
| 2025 | 20.31% | 38.22% | 0.04x | 12.34x | €117.76 Million |
Industry Comparison
This section compares THE BK N.T.BUTTERF.+S.NEW's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $701,461,888,889
- Average return on equity (ROE) among peers: 6.99%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| THE BK N.T.BUTTERF.+S.NEW (4IK) | €1.14 Billion | 24.75% | 11.34x | $1.96 Billion |
| VP Bank AG (3VFN) | $1.12 Billion | 1.65% | 8.52x | $568.46 Million |
| ABN AMRO BK.UNSP.ADR/1 (AB2A) | $27.04 Billion | 8.33% | 14.28x | $23.71 Billion |
| Barclays PLC (BCY2) | $71.86 Billion | 7.32% | 19.56x | $66.81 Billion |
| BANC.DE.SA.A ADR2/EO-125 (BDS) | $13.88 Billion | 9.60% | 15.94x | $15.71 Billion |
| Banco Santander S.A (BSDK) | $91.32 Billion | -9.60% | 15.52x | $148.32 Billion |
| Bank of Communications Co. Ltd (C4C) | $800.91 Billion | 9.65% | 11.37x | $34.10 Billion |
| China Construction Bank Corporation (C6T) | $2.61 Trillion | 11.57% | 10.57x | $249.31 Billion |
| CHINA CON.BANK ADR/20 YC1 (C6TB) | $2.61 Trillion | 11.57% | 10.57x | $235.44 Billion |
| Commonwealth Bank of Australia (CWW) | $78.78 Billion | 12.84% | 16.19x | $181.02 Billion |
About THE BK N.T.BUTTERF.+S.NEW
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft f… Read more