MS&AD Insurance Group Holdings, Inc. (59M0) - Net Assets
Based on the latest financial reports, MS&AD Insurance Group Holdings, Inc. (59M0) has net assets worth €4.39 Trillion EUR as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€27.28 Trillion) and total liabilities (€22.89 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €4.39 Trillion |
| % of Total Assets | 16.09% |
| Annual Growth Rate | 7.06% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 24.3 |
MS&AD Insurance Group Holdings, Inc. - Net Assets Trend (2022–2025)
This chart illustrates how MS&AD Insurance Group Holdings, Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for MS&AD Insurance Group Holdings, Inc. (2022–2025)
The table below shows the annual net assets of MS&AD Insurance Group Holdings, Inc. from 2022 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | €4.05 Trillion | -10.21% |
| 2024-03-31 | €4.51 Trillion | +43.77% |
| 2023-03-31 | €3.14 Trillion | -4.94% |
| 2022-03-31 | €3.30 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to MS&AD Insurance Group Holdings, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 70.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €2.14 Trillion | 53.37% |
| Other Components | €1.87 Trillion | 46.63% |
| Total Equity | €4.00 Trillion | 100.00% |
MS&AD Insurance Group Holdings, Inc. Competitors by Market Cap
The table below lists competitors of MS&AD Insurance Group Holdings, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KONE Oyj
HE:KNEBV
|
$30.40 Billion |
|
CEZ as
WAR:CEZ
|
$30.43 Billion |
|
Ameren Corp
NYSE:AEE
|
$30.51 Billion |
|
Cabot Oil & Gas Corporation
MX:COG
|
$30.67 Billion |
|
Gree Electric Appliances Inc of Zhuhai
SHE:000651
|
$30.29 Billion |
|
DTE Energy Company
NYSE:DTE
|
$30.10 Billion |
|
Chroma ATE Inc
TW:2360
|
$30.10 Billion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
$30.09 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in MS&AD Insurance Group Holdings, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 4,467,182,000,000 to 4,000,616,000,000, a change of -466,566,000,000 (-10.4%).
- Net income of 691,657,000,000 contributed positively to equity growth.
- Dividend payments of 190,510,000,000 reduced retained earnings.
- Share repurchases of 250,876,000,000 reduced equity.
- Other factors decreased equity by 716,837,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €691.66 Billion | +17.29% |
| Dividends Paid | €190.51 Billion | -4.76% |
| Share Repurchases | €250.88 Billion | -6.27% |
| Other Changes | €-716.84 Billion | -17.92% |
| Total Change | €- | -10.44% |
Book Value vs Market Value Analysis
This analysis compares MS&AD Insurance Group Holdings, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.01x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-03-31 | €1985.53 | €21.20 | x |
| 2023-03-31 | €1929.19 | €21.20 | x |
| 2024-03-31 | €2817.25 | €21.20 | x |
| 2025-03-31 | €2647.19 | €21.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently MS&AD Insurance Group Holdings, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.29%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.90%
- • Asset Turnover: 0.24x
- • Equity Multiplier: 6.56x
- Recent ROE (17.29%) is above the historical average (10.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 8.06% | 5.25% | 0.20x | 7.68x | €-63.17 Billion |
| 2023 | 6.82% | 4.17% | 0.21x | 7.87x | €-98.21 Billion |
| 2024 | 8.27% | 5.83% | 0.24x | 6.04x | €-77.45 Billion |
| 2025 | 17.29% | 10.90% | 0.24x | 6.56x | €291.60 Billion |
Industry Comparison
This section compares MS&AD Insurance Group Holdings, Inc.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $590,322,692,889
- Average return on equity (ROE) among peers: 7.96%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| MS&AD Insurance Group Holdings, Inc. (59M0) | €4.39 Trillion | 8.06% | 5.21x | $30.30 Billion |
| United Insurance Holdings Corp (0UI) | $537.12 Million | 1.89% | 2.84x | $454.87 Million |
| ZhongAn Online P & C Insurance Co. Ltd (1ZO) | $16.47 Billion | -10.59% | 0.60x | $2.58 Billion |
| LINEA DIRECTA A. EO-04 (8I2) | $290.50 Million | 21.73% | 3.12x | $1.34 Billion |
| Sompo Holdings Inc (ANK) | $1.61 Trillion | 7.60% | 6.43x | $28.41 Billion |
| CNA FIN. DL 2,50 (CNH) | $12.24 Billion | 7.34% | 3.62x | $10.93 Billion |
| Sunshine Insurance Group Company Limited (E57) | $61.79 Billion | 6.05% | 7.31x | $1.53 Billion |
| United Overseas Insurance Limited (IZB) | $280.94 Million | 9.74% | 1.00x | $326.02 Million |
| Tokio Marine Holdings, Inc. (MH6A) | $3.60 Trillion | 10.40% | 6.61x | $60.52 Billion |
| Insurance Australia Group Limited (NRM) | $7.79 Billion | 17.45% | 2.38x | $10.01 Billion |
About MS&AD Insurance Group Holdings, Inc.
MS&AD Insurance Group Holdings, Inc., an insurance holding company, engages in the provision of insurance and financial services worldwide. It offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Gro… Read more