China Pacific Insurance (Group) Co. Ltd (75C) - Net Assets
Based on the latest financial reports, China Pacific Insurance (Group) Co. Ltd (75C) has net assets worth €334.22 Billion EUR (≈ $390.74 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€3.14 Trillion ≈ $3.68 Trillion USD) and total liabilities (€2.81 Trillion ≈ $3.29 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 75C asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €334.22 Billion |
| % of Total Assets | 10.63% |
| Annual Growth Rate | 10.54% |
| 5-Year Change | 43.81% |
| 10-Year Change | 148.01% |
| Growth Volatility | 7.36 |
China Pacific Insurance (Group) Co. Ltd - Net Assets Trend (2013–2025)
This chart illustrates how China Pacific Insurance (Group) Co. Ltd's net assets have evolved over time, based on quarterly financial data. Also explore China Pacific Insurance (Group) Co. Ltd balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for China Pacific Insurance (Group) Co. Ltd (2013–2025)
The table below shows the annual net assets of China Pacific Insurance (Group) Co. Ltd from 2013 to 2025. For live valuation and market cap data, see 75C market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €334.22 Billion ≈ $390.74 Billion |
+4.94% |
| 2024-12-31 | €318.48 Billion ≈ $372.34 Billion |
+18.97% |
| 2023-12-31 | €267.70 Billion ≈ $312.97 Billion |
+14.34% |
| 2022-12-31 | €234.13 Billion ≈ $273.72 Billion |
+0.74% |
| 2021-12-31 | €232.41 Billion ≈ $271.71 Billion |
+5.24% |
| 2020-12-31 | €220.84 Billion ≈ $258.18 Billion |
+20.46% |
| 2019-12-31 | €183.32 Billion ≈ $214.32 Billion |
+19.00% |
| 2018-12-31 | €154.05 Billion ≈ $180.10 Billion |
+9.16% |
| 2017-12-31 | €141.12 Billion ≈ $164.98 Billion |
+4.72% |
| 2016-12-31 | €134.76 Billion ≈ $157.55 Billion |
-0.68% |
| 2015-12-31 | €135.68 Billion ≈ $158.63 Billion |
+13.83% |
| 2014-12-31 | €119.19 Billion ≈ $139.35 Billion |
+18.74% |
| 2013-12-31 | €100.39 Billion ≈ $117.36 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to China Pacific Insurance (Group) Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 567.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €189.45 Billion | 62.70% |
| Other Components | €112.70 Billion | 37.30% |
| Total Equity | €302.14 Billion | 100.00% |
China Pacific Insurance (Group) Co. Ltd Competitors by Market Cap
The table below lists competitors of China Pacific Insurance (Group) Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
The Phoenix Holdings Ltd.
TA:PHOE
|
$12.08 Billion |
|
Axa Equitable Holdings Inc
NYSE:EQH
|
$12.08 Billion |
|
CP ALL Public Company Limited
BK:CPALL
|
$12.09 Billion |
|
Check Point Software Technologies Ltd
NASDAQ:CHKP
|
$12.09 Billion |
|
BUREAU VERITAS ADR EO-12
F:4BV0
|
$12.07 Billion |
|
Tongling Nonferrous Metals Group Co Ltd
SHE:000630
|
$12.07 Billion |
|
Bureau Veritas SA
PA:BVI
|
$12.07 Billion |
|
PICC Property and Casualty Company Limited
F:PJC
|
$12.06 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in China Pacific Insurance (Group) Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 291,417,000,000 to 302,143,000,000, a change of 10,726,000,000 (3.7%).
- Net income of 53,505,000,000 contributed positively to equity growth.
- Dividend payments of 15,277,000,000 reduced retained earnings.
- Other factors decreased equity by 27,502,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €53.51 Billion | +17.71% |
| Dividends Paid | €15.28 Billion | -5.06% |
| Other Changes | €-27.50 Billion | -9.1% |
| Total Change | €- | 3.68% |
Book Value vs Market Value Analysis
This analysis compares China Pacific Insurance (Group) Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.12x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.25x to 0.12x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €15.17 | €3.72 | x |
| 2018-12-31 | €16.51 | €3.72 | x |
| 2019-12-31 | €19.69 | €3.72 | x |
| 2020-12-31 | €22.37 | €3.72 | x |
| 2021-12-31 | €23.57 | €3.72 | x |
| 2022-12-31 | €23.75 | €3.72 | x |
| 2023-12-31 | €25.94 | €3.72 | x |
| 2024-12-31 | €30.29 | €3.72 | x |
| 2025-12-31 | €31.41 | €3.72 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently China Pacific Insurance (Group) Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.71%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.42%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 10.41x
- Recent ROE (17.71%) is above the historical average (12.12%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 9.36% | 4.82% | 0.27x | 7.31x | €-635.80 Million |
| 2014 | 9.43% | 5.11% | 0.26x | 7.04x | €-664.10 Million |
| 2015 | 13.30% | 7.18% | 0.27x | 6.93x | €4.39 Billion |
| 2016 | 9.15% | 4.52% | 0.26x | 7.75x | €-1.12 Billion |
| 2017 | 10.66% | 4.59% | 0.27x | 8.52x | €912.20 Million |
| 2018 | 12.05% | 5.09% | 0.26x | 8.93x | €3.06 Billion |
| 2019 | 15.55% | 7.21% | 0.25x | 8.57x | €9.90 Billion |
| 2020 | 11.42% | 5.83% | 0.24x | 8.23x | €3.06 Billion |
| 2021 | 11.83% | 5.71% | 0.24x | 8.58x | €4.16 Billion |
| 2022 | 10.77% | 5.41% | 0.21x | 9.53x | €1.76 Billion |
| 2023 | 10.92% | 8.47% | 0.14x | 9.39x | €2.30 Billion |
| 2024 | 15.43% | 11.19% | 0.14x | 9.73x | €15.82 Billion |
| 2025 | 17.71% | 12.42% | 0.14x | 10.41x | €23.29 Billion |
Industry Comparison
This section compares China Pacific Insurance (Group) Co. Ltd's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $286,697,050,234
- Average return on equity (ROE) among peers: 10.57%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| China Pacific Insurance (Group) Co. Ltd (75C) | €334.22 Billion | 9.36% | 8.41x | $12.07 Billion |
| CHINA PAC.IN.GR.GDR/5 YC1 (75CB) | $201.67 Billion | 18.54% | 9.27x | $35.85 Billion |
| China Life Insurance Company Limited (CHL) | $470.04 Billion | 10.89% | 11.53x | $27.14 Billion |
| New China Life Insurance Company Ltd (NCL) | $63.72 Billion | 8.45% | 10.15x | $6.77 Billion |
| Prudential plc (PRU2) | $17.98 Billion | 9.46% | 8.68x | $29.96 Billion |
| Ping An Insurance (Group) Company of China Ltd (PZX) | $1.23 Trillion | 6.97% | 8.43x | $60.05 Billion |
| Wüstenrot & Württembergische AG (WUW) | $2.23 Billion | 0.00% | 31.01x | $1.45 Billion |
| Bangkok Life Assurance Public Company Limited (XBLA) | $22.26 Billion | 19.68% | 6.72x | $856.58 Million |
About China Pacific Insurance (Group) Co. Ltd
China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, provides insurance products to in the People's Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, Asset Management, and Other Business segments. The company offers life, health, automobile, liability, agricultural, property and casualty, commercial property, and accident insu… Read more