FinLab AG (A7A) - Net Assets

Latest as of December 2025: €72.45 Million EUR ≈ $84.70 Million USD

Based on the latest financial reports, FinLab AG (A7A) has net assets worth €72.45 Million EUR (≈ $84.70 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€96.65 Million ≈ $112.99 Million USD) and total liabilities (€24.20 Million ≈ $28.30 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check A7A goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€72.45 Million
% of Total Assets	74.96%
Annual Growth Rate	12.15%
5-Year Change	27.47%
10-Year Change	7.9%
Growth Volatility	40.78

FinLab AG - Net Assets Trend (2013–2025)

This chart illustrates how FinLab AG's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of FinLab AG to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for FinLab AG (2013–2025)

The table below shows the annual net assets of FinLab AG from 2013 to 2025. For live valuation and market cap data, see market cap of FinLab AG.

Year	Net Assets	Change
2025-12-31	€72.45 Million ≈ $84.70 Million	-5.42%
2024-12-31	€76.60 Million ≈ $89.55 Million	+3.72%
2023-12-31	€73.85 Million ≈ $86.33 Million	+25.43%
2022-12-31	€58.87 Million ≈ $68.83 Million	+3.59%
2021-12-31	€56.84 Million ≈ $66.45 Million	-66.29%
2020-12-31	€168.62 Million ≈ $197.13 Million	+18.10%
2019-12-31	€142.77 Million ≈ $166.91 Million	+34.35%
2018-12-31	€106.27 Million ≈ $124.24 Million	+2.26%
2017-12-31	€103.92 Million ≈ $121.50 Million	+54.78%
2016-12-31	€67.14 Million ≈ $78.50 Million	+22.01%
2015-12-31	€55.03 Million ≈ $64.34 Million	+39.36%
2014-12-31	€39.49 Million ≈ $46.17 Million	+115.86%
2013-12-31	€18.29 Million ≈ $21.39 Million	--

Equity Component Analysis

This analysis shows how different components contribute to FinLab AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1089988900.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Other Components	€84.26 Million	116.31%
Total Equity	€72.45 Million	100.00%

FinLab AG Competitors by Market Cap

The table below lists competitors of FinLab AG ranked by their market capitalization.

Company	Market Cap
Silk Logistics Holdings Ltd AU:SLH	$123.48 Million
Trio-Tech International NYSE MKT:TRT	$123.49 Million
Delaware Investments Florida MIF NYSE MKT:VFL	$123.52 Million
Lu Thai Textile SHE:200726	$123.55 Million
King Chou Marine Technology Co Ltd TWO:4417	$123.41 Million
Avita Medical Ltd NASDAQ:RCEL	$123.41 Million
Lalin Property Public Company Limited BK:LALIN	$123.40 Million
Gabelli Global Small and Mid Cap Value Closed Fund NYSE:GGZ	$123.33 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in FinLab AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 76,596,000 to 72,446,000, a change of -4,150,000 (-5.4%).
Net income of 106,937,000 contributed positively to equity growth.
New share issuances of 602,000 increased equity.
Other factors decreased equity by 111,689,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€106.94 Million	+147.61%
Share Issuances	€602.00K	+0.83%
Other Changes	€-111.69 Million	-154.17%
Total Change	€-	-5.42%

Book Value vs Market Value Analysis

This analysis compares FinLab AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.53x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has increased from 0.63x to 1.53x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	€20.83	€13.15	x
2018-12-31	€20.29	€13.15	x
2019-12-31	€26.82	€13.15	x
2020-12-31	€31.68	€13.15	x
2021-12-31	€10.43	€13.15	x
2022-12-31	€10.80	€13.15	x
2023-12-31	€8.72	€13.15	x
2024-12-31	€9.11	€13.15	x
2025-12-31	€8.61	€13.15	x

Capital Efficiency Dashboard

This dashboard shows how efficiently FinLab AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 147.61%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12277.50%
• Asset Turnover: 0.01x
• Equity Multiplier: 1.33x
Recent ROE (147.61%) is above the historical average (23.53%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	-9.58%	-125.46%	0.06x	1.31x	€-3.58 Million
2014	4.16%	51.26%	0.07x	1.09x	€-2.30 Million
2015	11.89%	113.18%	0.10x	1.04x	€1.04 Million
2016	20.85%	275.72%	0.07x	1.06x	€7.29 Million
2017	13.68%	292.41%	0.05x	1.02x	€3.82 Million
2018	15.92%	117.97%	0.13x	1.02x	€6.29 Million
2019	27.68%	890.40%	0.03x	1.02x	€25.25 Million
2020	3.61%	160.27%	0.02x	1.03x	€-10.77 Million
2021	-0.61%	-5.95%	0.10x	1.04x	€-6.03 Million
2022	3.46%	105.89%	0.03x	1.03x	€-3.85 Million
2023	27.25%	1315.36%	0.02x	1.24x	€12.74 Million
2024	39.91%	833.42%	0.04x	1.27x	€22.91 Million
2025	147.61%	12277.50%	0.01x	1.33x	€99.69 Million

Industry Comparison

This section compares FinLab AG's net assets metrics with peer companies in the Asset Management industry.

Industry Context

Industry: Asset Management
Average net assets among peers: $22,421,555,696
Average return on equity (ROE) among peers: -1476.17%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
FinLab AG (A7A)	€72.45 Million	-9.58%	0.33x	$123.46 Million
China Cinda Asset Management Co., Ltd. (0CI)	$223.16 Billion	1.36%	6.34x	$1.78 Billion
Quinsam Capital Corporation (0Q4)	$32.76 Million	-30.76%	0.05x	$2.01 Million
tokentus investment AG (14D)	$2.19 Million	-21.54%	0.09x	$7.34 Million
TEAM PLC (1WQ)	$8.75 Million	-36.92%	0.60x	$18.21 Million
CARLSON INV. ZY 13 (2HB)	$27.21 Million	0.09%	0.04x	$4.84 Million
JTC PLC LS-01 (2N9)	$344.62 Million	7.73%	0.80x	$2.55 Billion
Rostra AG (3330)	$4.00K	-14688.58%	53.94x	$8.82 Million
HELIOS FAIRFAX PARTNERS (3UD)	$591.90 Million	-4.38%	0.19x	$79.69 Million
ALEXANDRIA PANKKIIRILIIKE (3ZL)	$30.32 Million	12.70%	0.32x	$109.68 Million
HAMILTON GLB.OPP.LS-0001 (5DS)	$22.37 Million	-1.36%	0.17x	$25.26 Million

About FinLab AG

F:A7A Germany Asset Management

Market Cap

$138.54 Million

€118.50 Million EUR

Market Cap Rank

#18490 Global

#1721 in Germany

Share Price

€13.15

Change (1 day)

-1.50%

52-Week Range

€12.20 - €16.50

All Time High

€28.42