FinLab AG (A7A) - Net Assets
Based on the latest financial reports, FinLab AG (A7A) has net assets worth €72.45 Million EUR (≈ $84.70 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€96.65 Million ≈ $112.99 Million USD) and total liabilities (€24.20 Million ≈ $28.30 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FinLab AG asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €72.45 Million |
| % of Total Assets | 74.96% |
| Annual Growth Rate | 12.15% |
| 5-Year Change | 27.47% |
| 10-Year Change | 7.9% |
| Growth Volatility | 40.78 |
FinLab AG - Net Assets Trend (2013–2025)
This chart illustrates how FinLab AG's net assets have evolved over time, based on quarterly financial data. Also explore A7A total assets for the complete picture of this company's asset base.
Annual Net Assets for FinLab AG (2013–2025)
The table below shows the annual net assets of FinLab AG from 2013 to 2025. For live valuation and market cap data, see market cap of FinLab AG.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €72.45 Million ≈ $84.70 Million |
-5.42% |
| 2024-12-31 | €76.60 Million ≈ $89.55 Million |
+3.72% |
| 2023-12-31 | €73.85 Million ≈ $86.33 Million |
+25.43% |
| 2022-12-31 | €58.87 Million ≈ $68.83 Million |
+3.59% |
| 2021-12-31 | €56.84 Million ≈ $66.45 Million |
-66.29% |
| 2020-12-31 | €168.62 Million ≈ $197.13 Million |
+18.10% |
| 2019-12-31 | €142.77 Million ≈ $166.91 Million |
+34.35% |
| 2018-12-31 | €106.27 Million ≈ $124.24 Million |
+2.26% |
| 2017-12-31 | €103.92 Million ≈ $121.50 Million |
+54.78% |
| 2016-12-31 | €67.14 Million ≈ $78.50 Million |
+22.01% |
| 2015-12-31 | €55.03 Million ≈ $64.34 Million |
+39.36% |
| 2014-12-31 | €39.49 Million ≈ $46.17 Million |
+115.86% |
| 2013-12-31 | €18.29 Million ≈ $21.39 Million |
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Equity Component Analysis
This analysis shows how different components contribute to FinLab AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1089988900.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €84.26 Million | 116.31% |
| Total Equity | €72.45 Million | 100.00% |
FinLab AG Competitors by Market Cap
The table below lists competitors of FinLab AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Norstar
TA:NSTR
|
$121.70 Million |
|
Avatec Co. Ltd
KQ:149950
|
$121.71 Million |
|
Soquicom
SN:SOQUICOM
|
$121.72 Million |
|
Delta Lithium Ltd
AU:DLI
|
$121.82 Million |
|
Selectquote Inc
NYSE:SLQT
|
$121.64 Million |
|
Net Insight AB (publ)
ST:NETI-B
|
$121.62 Million |
|
Tidewater Midstream and Infrastructure Ltd
TO:TWM
|
$121.58 Million |
|
Min Aik Technology Co Ltd
TW:3060
|
$121.57 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FinLab AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 76,596,000 to 72,446,000, a change of -4,150,000 (-5.4%).
- Net income of 106,937,000 contributed positively to equity growth.
- New share issuances of 602,000 increased equity.
- Other factors decreased equity by 111,689,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €106.94 Million | +147.61% |
| Share Issuances | €602.00K | +0.83% |
| Other Changes | €-111.69 Million | -154.17% |
| Total Change | €- | -5.42% |
Book Value vs Market Value Analysis
This analysis compares FinLab AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.58x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.65x to 1.58x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €20.83 | €13.50 | x |
| 2018-12-31 | €20.29 | €13.50 | x |
| 2019-12-31 | €26.82 | €13.50 | x |
| 2020-12-31 | €31.68 | €13.50 | x |
| 2021-12-31 | €10.43 | €13.50 | x |
| 2022-12-31 | €10.80 | €13.50 | x |
| 2023-12-31 | €8.72 | €13.50 | x |
| 2024-12-31 | €9.11 | €13.50 | x |
| 2025-12-31 | €8.56 | €13.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FinLab AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 147.61%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12277.50%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 1.33x
- Recent ROE (147.61%) is above the historical average (23.53%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | -9.58% | -125.46% | 0.06x | 1.31x | €-3.58 Million |
| 2014 | 4.16% | 51.26% | 0.07x | 1.09x | €-2.30 Million |
| 2015 | 11.89% | 113.18% | 0.10x | 1.04x | €1.04 Million |
| 2016 | 20.85% | 275.72% | 0.07x | 1.06x | €7.29 Million |
| 2017 | 13.68% | 292.41% | 0.05x | 1.02x | €3.82 Million |
| 2018 | 15.92% | 117.97% | 0.13x | 1.02x | €6.29 Million |
| 2019 | 27.68% | 890.40% | 0.03x | 1.02x | €25.25 Million |
| 2020 | 3.61% | 160.27% | 0.02x | 1.03x | €-10.77 Million |
| 2021 | -0.61% | -5.95% | 0.10x | 1.04x | €-6.03 Million |
| 2022 | 3.46% | 105.89% | 0.03x | 1.03x | €-3.85 Million |
| 2023 | 27.25% | 1315.36% | 0.02x | 1.24x | €12.74 Million |
| 2024 | 39.91% | 833.42% | 0.04x | 1.27x | €22.91 Million |
| 2025 | 147.61% | 12277.50% | 0.01x | 1.33x | €99.69 Million |
Industry Comparison
This section compares FinLab AG's net assets metrics with peer companies in the Asset Management industry.
Industry Context
- Industry: Asset Management
- Average net assets among peers: $24,214,897,242
- Average return on equity (ROE) among peers: -23.61%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| FinLab AG (A7A) | €72.45 Million | -9.58% | 0.33x | $121.66 Million |
| China Cinda Asset Management Co., Ltd. (0CI) | $223.16 Billion | 1.36% | 6.34x | $1.86 Billion |
| Quinsam Capital Corporation (0Q4) | $34.17 Million | 7.14% | 0.02x | $2.41 Million |
| tokentus investment AG (14D) | $11.34 Million | -20.03% | 0.03x | $7.49 Million |
| HELIOS FAIRFAX PARTNERS (3UD) | $544.31 Million | -9.33% | 0.20x | $92.04 Million |
| ALEXANDRIA PANKKIIRILIIKE (3ZL) | $30.32 Million | 12.70% | 0.32x | $104.59 Million |
| HAMILTON GLB.OPP.LS-0001 (5DS) | $8.86 Million | -3.21% | 0.04x | $26.89 Million |
| EAT WELL INVESTMENT GROUP (6BC0) | $16.23 Million | -72.31% | 3.04x | $18.57 Million |
| Victory Square Technologies Inc (6F6) | $13.25 Million | -182.62% | 0.83x | $47.76 Million |
| Noah Holdings Limited (6NO) | $10.43 Billion | 9.68% | 0.22x | $634.01 Million |
| CHINA RENAISSANCE HLDGS (6RN) | $7.91 Billion | 20.54% | 0.79x | $223.61 Million |
About FinLab AG
Heliad AG is a venture capital firm specializing in pre-seed, startups, series A-C, early venture and growth capital investments. The firm also invests in direct and indirect funds. It prefers to invest in blockchain, online financial services and financial technology and software sectors. The firm also invests in AI agents and robotics, next-gen finance, AI health, energy transition, and seamles… Read more