ALPHA SE+H.ADR1/4/EO 390 (ACBC) - Net Assets
Based on the latest financial reports, ALPHA SE+H.ADR1/4/EO 390 (ACBC) has net assets worth €8.82 Billion EUR (≈ $10.32 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€77.46 Billion ≈ $90.56 Billion USD) and total liabilities (€68.63 Billion ≈ $80.24 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read ALPHA SE+H.ADR1/4/EO 390 (ACBC) financial obligations for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €8.82 Billion |
| % of Total Assets | 11.39% |
| Annual Growth Rate | 9.76% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 5.2 |
ALPHA SE+H.ADR1/4/EO 390 - Net Assets Trend (2021–2025)
This chart illustrates how ALPHA SE+H.ADR1/4/EO 390's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of ALPHA SE+H.ADR1/4/EO 390 for the complete picture of this company's asset base.
Annual Net Assets for ALPHA SE+H.ADR1/4/EO 390 (2021–2025)
The table below shows the annual net assets of ALPHA SE+H.ADR1/4/EO 390 from 2021 to 2025. For live valuation and market cap data, see market cap of ALPHA SE+H.ADR1/4/EO 390.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €8.82 Billion ≈ $10.32 Billion |
+7.39% |
| 2024-12-31 | €8.22 Billion ≈ $9.61 Billion |
+12.21% |
| 2023-12-31 | €7.32 Billion ≈ $8.56 Billion |
+16.92% |
| 2022-12-31 | €6.26 Billion ≈ $7.32 Billion |
+3.02% |
| 2021-12-31 | €6.08 Billion ≈ $7.11 Billion |
-- |
Equity Component Analysis
This analysis shows how different components contribute to ALPHA SE+H.ADR1/4/EO 390's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 914325800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €2.78 Billion | 31.54% |
| Other Components | €6.03 Billion | 68.46% |
| Total Equity | €8.80 Billion | 100.00% |
ALPHA SE+H.ADR1/4/EO 390 Competitors by Market Cap
The table below lists competitors of ALPHA SE+H.ADR1/4/EO 390 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bilibili Inc
NASDAQ:BILI
|
$7.11 Billion |
|
Pearson plc
F:PESA
|
$7.11 Billion |
|
Glory View Technology Co. Ltd. A
SHE:301396
|
$7.12 Billion |
|
Neway Valve suzhou Co Ltd
SHG:603699
|
$7.12 Billion |
|
Dundee Precious Metals Inc
TO:DPM
|
$7.10 Billion |
|
Bilibili Inc
F:71BA
|
$7.09 Billion |
|
Voya Financial Inc
NYSE:VOYA
|
$7.09 Billion |
|
LKQ Corporation
NASDAQ:LKQ
|
$7.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ALPHA SE+H.ADR1/4/EO 390's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 8,201,000,000 to 8,805,000,000, a change of 604,000,000 (7.4%).
- Net income of 943,000,000 contributed positively to equity growth.
- Dividend payments of 182,000,000 reduced retained earnings.
- Share repurchases of 108,000,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €943.00 Million | +10.71% |
| Dividends Paid | €182.00 Million | -2.07% |
| Share Repurchases | €108.00 Million | -1.23% |
| Other Changes | €-49.00 Million | -0.56% |
| Total Change | €- | 7.36% |
Book Value vs Market Value Analysis
This analysis compares ALPHA SE+H.ADR1/4/EO 390's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.23x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €2.58 | €0.83 | x |
| 2022-12-31 | €2.66 | €0.83 | x |
| 2023-12-31 | €3.12 | €0.83 | x |
| 2024-12-31 | €3.54 | €0.83 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ALPHA SE+H.ADR1/4/EO 390 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.71%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 42.94%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 8.80x
- Recent ROE (10.71%) is above the historical average (-3.00%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | -48.04% | 0.00% | 0.00x | 12.12x | €-3.51 Billion |
| 2022 | 5.89% | 20.98% | 0.02x | 12.49x | €-256.39 Million |
| 2023 | 8.46% | 29.32% | 0.03x | 9.91x | €-112.50 Million |
| 2024 | 7.97% | 29.78% | 0.03x | 8.79x | €-166.10 Million |
| 2025 | 10.71% | 42.94% | 0.03x | 8.80x | €62.50 Million |
Industry Comparison
This section compares ALPHA SE+H.ADR1/4/EO 390's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,424,948,206,400
- Average return on equity (ROE) among peers: 7.66%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ALPHA SE+H.ADR1/4/EO 390 (ACBC) | €8.82 Billion | -48.04% | 7.78x | $7.11 Billion |
| Grupo Supervielle S.A (189A) | $16.97 Billion | -17.85% | 7.35x | $588.29 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $33.44 Billion | 12.80% | 12.03x | $248.02 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $795.55 Billion | 9.57% | 14.82x | $12.64 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $825.81 Billion | 10.32% | 16.03x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $41.20 Billion | 16.47% | 4.91x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $33.33 Billion | 8.77% | 14.67x | $1.42 Billion |
| Harbin Bank Co. Ltd (5H6) | $63.89 Billion | 1.16% | 11.73x | $137.86 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.09 Trillion | 4.56% | 24.70x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $33.35 Trillion | 9.10% | 7.36x | $1.69 Billion |
About ALPHA SE+H.ADR1/4/EO 390
Alpha Bank S.A., together with its subsidiaries, provides various banking and financial products and services in Greece and internationally. The company offers savings, premier, deposit, payroll, and payroll for pension accounts, as well as savings and sight account in foreign currency. It also provides personal, mortgage, home improvement, and green loans; debit, credit, and prepaid cards; digit… Read more