BofI Holding Inc
Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifami… Read more
BofI Holding Inc (BB4) - Net Assets
Latest net assets as of December 2025: €2.93 Billion EUR
Based on the latest financial reports, BofI Holding Inc (BB4) has net assets worth €2.93 Billion EUR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€28.20 Billion) and total liabilities (€25.27 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €2.93 Billion |
| % of Total Assets | 10.39% |
| Annual Growth Rate | 15.79% |
| 5-Year Change | 91.35% |
| 10-Year Change | N/A |
| Growth Volatility | 2.38 |
BofI Holding Inc - Net Assets Trend (2018–2025)
This chart illustrates how BofI Holding Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BofI Holding Inc (2018–2025)
The table below shows the annual net assets of BofI Holding Inc from 2018 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | €2.68 Billion | +17.03% |
| 2024-06-30 | €2.29 Billion | +19.48% |
| 2023-06-30 | €1.92 Billion | +16.69% |
| 2022-06-30 | €1.64 Billion | +17.28% |
| 2021-06-30 | €1.40 Billion | +13.82% |
| 2020-06-30 | €1.23 Billion | +14.71% |
| 2019-06-30 | €1.07 Billion | +11.72% |
| 2018-06-30 | €960.51 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to BofI Holding Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 290.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €2.62 Billion | 97.68% |
| Other Components | €62.15 Million | 2.32% |
| Total Equity | €2.68 Billion | 100.00% |
BofI Holding Inc Competitors by Market Cap
The table below lists competitors of BofI Holding Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Mattel Inc
NASDAQ:MAT
|
$4.06 Billion |
|
SRF Limited
NSE:SRF
|
$4.07 Billion |
|
Huaneng Power International Inc
PINK:HUNGF
|
$4.07 Billion |
|
Fuchs Petrolub SE
OTCGREY:FUPPF
|
$4.07 Billion |
|
Universal Display Corp.
LSE:0LJE
|
$4.06 Billion |
|
Trex Company Inc
NYSE:TREX
|
$4.06 Billion |
|
INPOST S.A. EO -01
F:669
|
$4.06 Billion |
|
Laurus Labs Limited
NSE:LAURUSLABS
|
$4.06 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BofI Holding Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,290,596,000 to 2,680,677,000, a change of 390,081,000 (17.0%).
- Net income of 432,908,000 contributed positively to equity growth.
- Share repurchases of 58,203,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €432.91 Million | +16.15% |
| Share Repurchases | €58.20 Million | -2.17% |
| Other Changes | €15.38 Million | +0.57% |
| Total Change | €- | 17.03% |
Book Value vs Market Value Analysis
This analysis compares BofI Holding Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.54x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.76x to 1.54x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-06-30 | €15.32 | €73.00 | x |
| 2019-06-30 | €17.55 | €73.00 | x |
| 2020-06-30 | €20.65 | €73.00 | x |
| 2021-06-30 | €23.62 | €73.00 | x |
| 2022-06-30 | €27.48 | €73.00 | x |
| 2023-06-30 | €32.53 | €73.00 | x |
| 2024-06-30 | €40.26 | €73.00 | x |
| 2025-06-30 | €47.46 | €73.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BofI Holding Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.15%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.86%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.25x
- Recent ROE (16.15%) is above the historical average (15.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 15.87% | 34.68% | 0.05x | 9.93x | €56.36 Million |
| 2019 | 14.46% | 31.75% | 0.04x | 10.46x | €47.83 Million |
| 2020 | 14.90% | 32.05% | 0.04x | 11.25x | €60.35 Million |
| 2021 | 15.40% | 34.08% | 0.04x | 10.18x | €75.61 Million |
| 2022 | 14.65% | 34.13% | 0.04x | 10.62x | €76.42 Million |
| 2023 | 16.02% | 34.51% | 0.04x | 10.61x | €115.45 Million |
| 2024 | 19.65% | 41.92% | 0.05x | 9.98x | €220.95 Million |
| 2025 | 16.15% | 34.86% | 0.05x | 9.25x | €164.84 Million |
Industry Comparison
This section compares BofI Holding Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BofI Holding Inc (BB4) | €2.93 Billion | 15.87% | 8.62x | $4.06 Billion |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |