BANC.DE.SA.A ADR2/EO-125 (BDS) - Net Assets
Based on the latest financial reports, BANC.DE.SA.A ADR2/EO-125 (BDS) has net assets worth €14.08 Billion EUR (≈ $16.46 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€245.39 Billion ≈ $286.89 Billion USD) and total liabilities (€231.31 Billion ≈ $270.43 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of BANC.DE.SA.A ADR2/EO-125 to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €14.08 Billion |
| % of Total Assets | 5.74% |
| Annual Growth Rate | 2.47% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 6.43 |
BANC.DE.SA.A ADR2/EO-125 - Net Assets Trend (2022–2025)
This chart illustrates how BANC.DE.SA.A ADR2/EO-125's net assets have evolved over time, based on quarterly financial data. Explore BANC.DE.SA.A ADR2/EO-125 (BDS) cash flow conversion to assess how effectively this company generates cash.
Annual Net Assets for BANC.DE.SA.A ADR2/EO-125 (2022–2025)
The table below shows the annual net assets of BANC.DE.SA.A ADR2/EO-125 from 2022 to 2025. For live valuation and market cap data, see how much is BANC.DE.SA.A ADR2/EO-125 worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €14.08 Billion ≈ $16.46 Billion |
-6.33% |
| 2024-12-31 | €15.03 Billion ≈ $17.57 Billion |
+8.31% |
| 2023-12-31 | €13.88 Billion ≈ $16.23 Billion |
+6.06% |
| 2022-12-31 | €13.09 Billion ≈ $15.30 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to BANC.DE.SA.A ADR2/EO-125's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 46.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €9.91 Billion | 70.58% |
| Other Components | €4.13 Billion | 29.42% |
| Total Equity | €14.05 Billion | 100.00% |
BANC.DE.SA.A ADR2/EO-125 Competitors by Market Cap
The table below lists competitors of BANC.DE.SA.A ADR2/EO-125 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SS&C Technologies Holdings Inc
NASDAQ:SSNC
|
$15.76 Billion |
|
Talen Energy Corporation
NASDAQ:TLN
|
$15.76 Billion |
|
Somnigroup International Inc.
NYSE:SGI
|
$15.76 Billion |
|
Invitation Homes Inc
NYSE:INVH
|
$15.79 Billion |
|
BK OF IREL.UNSP.ADR/1 EO1
F:BIRB
|
$15.70 Billion |
|
Exor N.V.
AS:EXO
|
$15.70 Billion |
|
Genmab A/S
CO:GMAB
|
$15.68 Billion |
|
EMS-CHEMIE HOLDING AG
SW:EMSN
|
$15.67 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BANC.DE.SA.A ADR2/EO-125's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 14,998,139,000 to 14,047,096,000, a change of -951,043,000 (-6.3%).
- Net income of 1,775,411,000 contributed positively to equity growth.
- Dividend payments of 1,366,607,000 reduced retained earnings.
- Share repurchases of 1,035,748,000 reduced equity.
- New share issuances of 35,720,000 increased equity.
- Other factors decreased equity by 359,819,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.78 Billion | +12.64% |
| Dividends Paid | €1.37 Billion | -9.73% |
| Share Repurchases | €1.04 Billion | -7.37% |
| Share Issuances | €35.72 Million | +0.25% |
| Other Changes | €-359.82 Million | -2.56% |
| Total Change | €- | -6.34% |
Book Value vs Market Value Analysis
This analysis compares BANC.DE.SA.A ADR2/EO-125's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.28x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.75x to 2.28x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | €2.33 | €6.40 | x |
| 2023-12-31 | €2.56 | €6.40 | x |
| 2024-12-31 | €2.78 | €6.40 | x |
| 2025-12-31 | €2.81 | €6.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BANC.DE.SA.A ADR2/EO-125 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.64%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.36%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 17.47x
- Recent ROE (12.64%) is above the historical average (10.31%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 6.81% | 16.25% | 0.02x | 19.25x | €-415.79 Million |
| 2023 | 9.62% | 21.20% | 0.03x | 16.99x | €-52.32 Million |
| 2024 | 12.18% | 35.53% | 0.02x | 15.98x | €326.99 Million |
| 2025 | 12.64% | 36.36% | 0.02x | 17.47x | €370.70 Million |
Industry Comparison
This section compares BANC.DE.SA.A ADR2/EO-125's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $700,033,178,444
- Average return on equity (ROE) among peers: 8.28%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BANC.DE.SA.A ADR2/EO-125 (BDS) | €14.08 Billion | 6.81% | 16.43x | $15.71 Billion |
| VP Bank AG (3VFN) | $1.12 Billion | 1.65% | 8.52x | $568.46 Million |
| THE BK N.T.BUTTERF.+S.NEW (4IK) | $1.02 Billion | 21.19% | 12.94x | $1.96 Billion |
| ABN AMRO BK.UNSP.ADR/1 (AB2A) | $27.04 Billion | 8.33% | 14.28x | $23.71 Billion |
| Barclays PLC (BCY2) | $71.86 Billion | 7.32% | 19.56x | $66.81 Billion |
| Banco Santander S.A (BSDK) | $91.32 Billion | -9.60% | 15.52x | $148.32 Billion |
| Bank of Communications Co. Ltd (C4C) | $800.91 Billion | 9.65% | 11.37x | $34.10 Billion |
| China Construction Bank Corporation (C6T) | $2.61 Trillion | 11.57% | 10.57x | $249.31 Billion |
| CHINA CON.BANK ADR/20 YC1 (C6TB) | $2.61 Trillion | 11.57% | 10.57x | $235.44 Billion |
| Commonwealth Bank of Australia (CWW) | $78.78 Billion | 12.84% | 16.19x | $181.02 Billion |
About BANC.DE.SA.A ADR2/EO-125
Banco de Sabadell, S.A. provides banking products and services in Spain, the United Kingdom, and Mexico. The company offers retail banking products, including investment products and medium- and long-term finance, such as consumer loans, mortgages, leasing and rental services, as well as other short-term finance; and cards and insurance products to individuals for personal use. It also provides f… Read more