BK OF IREL.UNSP.ADR/1 EO1 (BIRB) - Net Assets
Based on the latest financial reports, BK OF IREL.UNSP.ADR/1 EO1 (BIRB) has net assets worth €12.92 Billion EUR (≈ $15.10 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€164.80 Billion ≈ $192.67 Billion USD) and total liabilities (€151.88 Billion ≈ $177.56 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read BK OF IREL.UNSP.ADR/1 EO1 debt and liabilities for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €12.92 Billion |
| % of Total Assets | 7.84% |
| Annual Growth Rate | 3.32% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 3.59 |
BK OF IREL.UNSP.ADR/1 EO1 - Net Assets Trend (2021–2025)
This chart illustrates how BK OF IREL.UNSP.ADR/1 EO1's net assets have evolved over time, based on quarterly financial data. Also explore BIRB asset base for the complete picture of this company's asset base.
Annual Net Assets for BK OF IREL.UNSP.ADR/1 EO1 (2021–2025)
The table below shows the annual net assets of BK OF IREL.UNSP.ADR/1 EO1 from 2021 to 2025. For live valuation and market cap data, see BK OF IREL.UNSP.ADR/1 EO1 market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €12.92 Billion ≈ $15.10 Billion |
-0.68% |
| 2024-12-31 | €13.01 Billion ≈ $15.21 Billion |
+3.57% |
| 2023-12-31 | €12.56 Billion ≈ $14.69 Billion |
+9.02% |
| 2022-12-31 | €11.52 Billion ≈ $13.47 Billion |
+1.62% |
| 2021-12-31 | €11.34 Billion ≈ $13.26 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to BK OF IREL.UNSP.ADR/1 EO1's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 16.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €10.34 Billion | 80.03% |
| Other Components | €2.58 Billion | 19.97% |
| Total Equity | €12.92 Billion | 100.00% |
BK OF IREL.UNSP.ADR/1 EO1 Competitors by Market Cap
The table below lists competitors of BK OF IREL.UNSP.ADR/1 EO1 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SK Holdings Co Ltd
KO:034730
|
$15.70 Billion |
|
BANC.DE.SA.A ADR2/EO-125
F:BDS
|
$15.71 Billion |
|
Exor N.V.
AS:EXO
|
$15.74 Billion |
|
Emera Inc.
TO:EMA
|
$15.74 Billion |
|
ASSOC. BR. FOODS ADR 1
F:AFO2
|
$15.67 Billion |
|
Huazhu Group Ltd
NASDAQ:HTHT
|
$15.67 Billion |
|
Zhejiang Nhu Co Ltd
SHE:002001
|
$15.65 Billion |
|
W P Carey Inc
NYSE:WPC
|
$15.64 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BK OF IREL.UNSP.ADR/1 EO1's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 13,006,000,000 to 12,917,000,000, a change of -89,000,000 (-0.7%).
- Net income of 1,201,000,000 contributed positively to equity growth.
- Dividend payments of 513,000,000 reduced retained earnings.
- Share repurchases of 589,000,000 reduced equity.
- Other factors decreased equity by 188,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.20 Billion | +9.3% |
| Dividends Paid | €513.00 Million | -3.97% |
| Share Repurchases | €589.00 Million | -4.56% |
| Other Changes | €-188.00 Million | -1.46% |
| Total Change | €- | -0.68% |
Book Value vs Market Value Analysis
This analysis compares BK OF IREL.UNSP.ADR/1 EO1's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.52x to 1.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €10.48 | €15.90 | x |
| 2022-12-31 | €10.72 | €15.90 | x |
| 2023-12-31 | €11.89 | €15.90 | x |
| 2024-12-31 | €12.97 | €15.90 | x |
| 2025-12-31 | €13.57 | €15.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BK OF IREL.UNSP.ADR/1 EO1 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.30%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 28.50%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 12.76x
- Recent ROE (9.30%) is below the historical average (10.10%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 9.30% | 34.92% | 0.02x | 13.78x | €-79.00 Million |
| 2022 | 7.42% | 27.06% | 0.02x | 13.15x | €-295.50 Million |
| 2023 | 12.70% | 35.52% | 0.03x | 12.40x | €339.20 Million |
| 2024 | 11.77% | 34.31% | 0.03x | 12.44x | €230.40 Million |
| 2025 | 9.30% | 28.50% | 0.03x | 12.76x | €-90.70 Million |
Industry Comparison
This section compares BK OF IREL.UNSP.ADR/1 EO1's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,686,456,747,900
- Average return on equity (ROE) among peers: 9.51%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BK OF IREL.UNSP.ADR/1 EO1 (BIRB) | €12.92 Billion | 9.30% | 11.76x | $15.70 Billion |
| Grupo Supervielle S.A (189A) | $53.42 Billion | -1.61% | 6.34x | $610.24 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $39.89 Billion | 8.24% | 11.55x | $252.75 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $544.88 Billion | 11.18% | 17.75x | $12.54 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.03 Trillion | 8.38% | 15.56x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $34.73 Billion | 17.53% | 7.74x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $26.12 Billion | 7.27% | 10.72x | $1.47 Billion |
| Harbin Bank Co. Ltd (5H6) | $42.41 Billion | 12.38% | 12.31x | $137.86 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.65 Trillion | 3.37% | 22.79x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $35.44 Trillion | 6.63% | 8.11x | $1.61 Billion |
About BK OF IREL.UNSP.ADR/1 EO1
Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It offers current and savings accounts, demand and notice accounts, and business accounts and deposits; personal, car, home improvement and energy upgrade, top-up loans, and student loans, as well as overdrafts and mortgages; and business and farming loans, … Read more