Banco BPM S.p.A.
Banco BPM S.p.A. provides banking and financial products and services to individual, business, and corporate customers in Italy. The company operates through Commercial; Corporate and Investment Banking; Insurance; Strategic Partnerships; Finance; and Corporate Centre segments. It offers current account and digital services; safety deposit boxes; home, personal, property, multi-risk, and car and … Read more
Banco BPM S.p.A. (BPM) - Net Assets
Latest net assets as of December 2024: €14.60 Billion EUR
Based on the latest financial reports, Banco BPM S.p.A. (BPM) has net assets worth €14.60 Billion EUR as of December 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€198.21 Billion) and total liabilities (€183.61 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €14.60 Billion |
| % of Total Assets | 7.37% |
| Annual Growth Rate | 3.7% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 3.46 |
Banco BPM S.p.A. - Net Assets Trend (2021–2024)
This chart illustrates how Banco BPM S.p.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco BPM S.p.A. (2021–2024)
The table below shows the annual net assets of Banco BPM S.p.A. from 2021 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €14.60 Billion | +4.03% |
| 2023-12-31 | €14.04 Billion | +7.85% |
| 2022-12-31 | €13.02 Billion | -0.61% |
| 2021-12-31 | €13.10 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco BPM S.p.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €14.60 Billion | 100.00% |
| Total Equity | €14.60 Billion | 100.00% |
Banco BPM S.p.A. Competitors by Market Cap
The table below lists competitors of Banco BPM S.p.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Invitation Homes Inc
NYSE:INVH
|
$14.11 Billion |
|
Smith & Nephew SNATS Inc
NYSE:SNN
|
$14.16 Billion |
|
SBI Holdings Inc
PINK:SBHGF
|
$14.17 Billion |
|
Graco Inc
NYSE:GGG
|
$14.19 Billion |
|
Cooper Cos.
LSE:0I3I
|
$14.05 Billion |
|
Rocket Companies Inc
NYSE:RKT
|
$14.05 Billion |
|
The Kansai Electric Power Company Incorporated
F:KPO
|
$14.05 Billion |
|
Xian LONGi Silicon Materials Corp
SHG:601012
|
$14.05 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco BPM S.p.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 14,038,092,000 to 14,603,943,000, a change of 565,851,000 (4.0%).
- Net income of 1,713,812,000 contributed positively to equity growth.
- Other factors decreased equity by 1,147,961,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.71 Billion | +11.74% |
| Other Changes | €-1.15 Billion | -7.86% |
| Total Change | €- | 4.03% |
Book Value vs Market Value Analysis
This analysis compares Banco BPM S.p.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.18x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.32x to 1.18x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €8.66 | €11.44 | x |
| 2022-12-31 | €8.63 | €11.44 | x |
| 2023-12-31 | €9.31 | €11.44 | x |
| 2024-12-31 | €9.73 | €11.44 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco BPM S.p.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.74%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 30.90%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 13.57x
- Recent ROE (11.74%) is above the historical average (7.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 4.35% | 13.02% | 0.02x | 15.31x | €-740.43 Million |
| 2022 | 5.26% | 14.59% | 0.02x | 14.58x | €-616.53 Million |
| 2023 | 10.23% | 27.64% | 0.03x | 14.40x | €32.47 Million |
| 2024 | 11.74% | 30.90% | 0.03x | 13.57x | €253.42 Million |
Industry Comparison
This section compares Banco BPM S.p.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco BPM S.p.A. (BPM) | €14.60 Billion | 4.35% | 12.57x | $14.11 Billion |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |