Optima bank S.A. (C59) - Net Assets
Based on the latest financial reports, Optima bank S.A. (C59) has net assets worth €- EUR as of . Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€-) and total liabilities (€-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €- |
| % of Total Assets | 0% |
| Annual Growth Rate | 61.89% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
Optima bank S.A. - Net Assets Trend (2021–2022)
This chart illustrates how Optima bank S.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Optima bank S.A. (2021–2022)
The table below shows the annual net assets of Optima bank S.A. from 2021 to 2022.
| Year | Net Assets | Change |
|---|---|---|
| 2022-12-31 | €252.95 Million | +61.83% |
| 2021-12-31 | €156.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Optima bank S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4146200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2022)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €19.57 Million | 7.74% |
| Other Components | €233.36 Million | 92.26% |
| Total Equity | €252.94 Million | 100.00% |
Optima bank S.A. Competitors by Market Cap
The table below lists competitors of Optima bank S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Xinhuanet Co Ltd
SHG:603888
|
$2.02 Billion |
|
Ceconomy AG
XETRA:CEC
|
$2.02 Billion |
|
Atkore International Group Inc
NYSE:ATKR
|
$2.02 Billion |
|
Kardex
SW:KARN
|
$2.02 Billion |
|
Shanghai Flyco Electrical Appliance Co Ltd
SHG:603868
|
$2.02 Billion |
|
Brigade Enterprises Limited
NSE:BRIGADE
|
$2.02 Billion |
|
Investis Holding S.A.
LSE:0RHV
|
$2.02 Billion |
|
Southern Cross Gold Consolidated Ltd
AU:SX2
|
$2.02 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Optima bank S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2021 to 2022, total equity changed from 156,304,000 to 252,935,000, a change of 96,631,000 (61.8%).
- Net income of 42,425,000 contributed positively to equity growth.
- Other factors increased equity by 54,206,000.
Equity Change Factors (2021 to 2022)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €42.42 Million | +16.77% |
| Other Changes | €54.21 Million | +21.43% |
| Total Change | €- | 61.82% |
Book Value vs Market Value Analysis
This analysis compares Optima bank S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 7.87x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 12.73x to 7.87x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €0.71 | €9.00 | x |
| 2022-12-31 | €1.14 | €9.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Optima bank S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.77%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 43.98%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 10.31x
- Recent ROE (16.77%) is above the historical average (11.60%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 6.43% | 21.11% | 0.03x | 10.46x | €-5.58 Million |
| 2022 | 16.77% | 43.98% | 0.04x | 10.31x | €17.13 Million |
Industry Comparison
This section compares Optima bank S.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $617,464,439,500
- Average return on equity (ROE) among peers: 10.91%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Optima bank S.A. (C59) | €- | 6.43% | N/A | $2.02 Billion |
| PT Bank Sinarmas Tbk (08S) | $2.75 Trillion | 8.03% | 5.33x | $898.96 Million |
| Seven Bank Ltd (0S7) | $199.08 Billion | 12.61% | 3.81x | $1.93 Billion |
| COAST.FINL. CORP.WA NEW (1VD) | $438.70 Million | 10.31% | 8.39x | $1.07 Billion |
| Aktia Pankki Oyj (2A41) | $738.40 Million | 9.13% | 14.78x | $871.18 Million |
| PT BK PANIN DU. SY. RP100 (2PS) | $2.51 Trillion | 10.00% | 4.90x | $19.41 Million |
| Bank of Cyprus Holdings PLC (318) | $2.83 Billion | 17.96% | 8.36x | $3.14 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $37.86 Billion | 8.08% | 11.31x | $250.39 Million |
| Manx Financial Group PLC (3IM) | $12.15 Million | 17.30% | 9.70x | $31.55 Million |
| TowneBank (3T8) | $1.09 Billion | 6.19% | 6.34x | $2.80 Billion |
| Postal Savings Bank of China Co Ltd (3YB) | $672.93 Billion | 9.54% | 15.87x | $12.44 Billion |
About Optima bank S.A.
Optima bank S.A. provides banking, brokerage, and investment banking services in Greece. The company offers accounts for individuals and businesses; deposit accounts; housing loans and working capital finance; bond loans and factoring services; and investment products. It also provides bills of lading and letters of guarantee; debit and credit cards; payment and fund transfer processing services;… Read more