COM.INTL BANK ADR/1 O.N. Net Assets
COM.INTL BANK ADR/1 O.N. net assets. Based on the latest financial reports, COM.INTL BANK ADR/1 O.N. (CIN0) has net assets worth €231.51 Billion EUR (≈ $270.66 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.44 Trillion ≈ $1.69 Trillion USD) and total liabilities (€1.21 Trillion ≈ $1.42 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore CIN0 year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €231.51 Billion |
| % of Total Assets | 16.05% |
| Annual Growth Rate | 50.18% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 14.69 |
Net Assets of COM.INTL BANK ADR/1 O.N. (2022–2025)
Net assets of COM.INTL BANK ADR/1 O.N. from 2022 to 2025. This chart illustrates how COM.INTL BANK ADR/1 O.N.'s net assets have evolved over time, based on quarterly financial data. See CIN0 equity financing ratio to measure how much of total assets are equity-financed.
Annual Net Assets for COM.INTL BANK ADR/1 O.N. (2022–2025)
The table below shows the annual net assets of COM.INTL BANK ADR/1 O.N. from 2022 to 2025. For live market cap and overall valuation, see CIN0 company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €231.51 Billion ≈ $270.66 Billion |
+51.50% |
| 2024-12-31 | €152.82 Billion ≈ $178.66 Billion |
+68.60% |
| 2023-12-31 | €90.64 Billion ≈ $105.97 Billion |
+32.64% |
| 2022-12-31 | €68.34 Billion ≈ $79.89 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to COM.INTL BANK ADR/1 O.N.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 446.0% over the analyzed period, indicating profitable operations and earnings retention.
COM.INTL BANK ADR/1 O.N. Net Assets Breakdown (December 2025)
COM.INTL BANK ADR/1 O.N. net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €89.51 Billion | 38.67% |
| Other Components | €141.97 Billion | 61.33% |
| Total Equity | €231.49 Billion | 100.00% |
COM.INTL BANK ADR/1 O.N. Competitors by Market Cap
The table below lists competitors of COM.INTL BANK ADR/1 O.N. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
GUOTAI JUNAN SEC. H YC1
F:153A
|
$5.94 Billion |
|
Pilbara Minerals Ltd
AU:PLS
|
$5.95 Billion |
|
Sam Yang Foods
KO:003230
|
$5.95 Billion |
|
HAIDILAO INT.HLDG LTD
F:8HI
|
$5.95 Billion |
|
Open Text Corp
NASDAQ:OTEX
|
$5.94 Billion |
|
Posco International Corp
KO:047050
|
$5.94 Billion |
|
MGIC Investment Corp
NYSE:MTG
|
$5.94 Billion |
|
TXNM Energy, Inc.
NYSE:TXNM
|
$5.94 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in COM.INTL BANK ADR/1 O.N.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 152,636,277,000 to 231,486,342,000, a change of 78,850,065,000 (51.7%).
- Net income of 82,238,852,000 contributed positively to equity growth.
- Dividend payments of 15,003,462,000 reduced retained earnings.
- New share issuances of 276,930,000 increased equity.
- Other factors increased equity by 11,337,745,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €82.24 Billion | +35.53% |
| Dividends Paid | €15.00 Billion | -6.48% |
| Share Issuances | €276.93 Million | +0.12% |
| Other Changes | €11.34 Billion | +4.9% |
| Total Change | €- | 51.66% |
Book Value vs Market Value Analysis
This analysis compares COM.INTL BANK ADR/1 O.N.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.03x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | €20.65 | €1.97 | x |
| 2023-12-31 | €27.98 | €1.97 | x |
| 2024-12-31 | €46.76 | €1.97 | x |
| 2025-12-31 | €70.16 | €1.97 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently COM.INTL BANK ADR/1 O.N. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 35.53%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 68.16%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 6.23x
- Recent ROE (35.53%) is above the historical average (32.06%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 23.78% | 44.24% | 0.06x | 9.38x | €9.34 Billion |
| 2023 | 32.75% | 49.40% | 0.07x | 9.23x | €20.59 Billion |
| 2024 | 36.16% | 53.04% | 0.09x | 7.96x | €39.93 Billion |
| 2025 | 35.53% | 68.16% | 0.08x | 6.23x | €59.09 Billion |
Industry Comparison
This section compares COM.INTL BANK ADR/1 O.N.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,607,318,391,800
- Average return on equity (ROE) among peers: 11.67%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| COM.INTL BANK ADR/1 O.N. (CIN0) | €231.51 Billion | 23.78% | 5.23x | $5.94 Billion |
| Grupo Supervielle S.A (189A) | $341.65 Billion | 43.28% | 5.02x | $474.74 Million |
| WOORI FIN. GRP SP.ADR/3 (2WGA) | $33.40 Trillion | 7.50% | 13.91x | $11.06 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $54.31 Billion | 3.41% | 10.61x | $230.31 Million |
| Manx Financial Group PLC (3IM) | $12.15 Million | 17.30% | 9.70x | $31.80 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $672.93 Billion | 9.54% | 15.87x | $14.15 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.16 Trillion | 7.52% | 15.07x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $39.46 Billion | 15.37% | 5.98x | $2.59 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $39.94 Billion | 8.88% | 14.22x | $1.47 Billion |
| Harbin Bank Co. Ltd (5H6) | $62.78 Billion | 0.44% | 9.27x | $109.58 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $10.30 Trillion | 3.45% | 21.61x | $53.42 Billion |
About COM.INTL BANK ADR/1 O.N.
Commercial International Bank Egypt (CIB) S.A.E. provides retail, corporate, and investment banking services in Egypt. The company operates through Corporate Banking & SME's; Investment; Retail Banking; and Assets and Liabilities Management segments. It offers current and saving accounts, certificates and time deposits, saving solutions, and account services; personal, car finance, travel, educat… Read more