Commonwealth Bank of Australia (CWW) - Net Assets

Latest as of December 2025: €77.23 Billion EUR ≈ $90.29 Billion USD

Based on the latest financial reports, Commonwealth Bank of Australia (CWW) has net assets worth €77.23 Billion EUR (≈ $90.29 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.41 Trillion ≈ $1.65 Trillion USD) and total liabilities (€1.33 Trillion ≈ $1.56 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€77.23 Billion
% of Total Assets	5.48%
Annual Growth Rate	8.87%
5-Year Change	0.07%
10-Year Change	37.55%
Growth Volatility	63.01

Commonwealth Bank of Australia - Net Assets Trend (2005–2025)

This chart illustrates how Commonwealth Bank of Australia's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Commonwealth Bank of Australia (2005–2025)

The table below shows the annual net assets of Commonwealth Bank of Australia from 2005 to 2025.

Year	Net Assets	Change
2025-06-30	€78.78 Billion ≈ $92.10 Billion	+7.78%
2024-06-30	€73.09 Billion ≈ $85.45 Billion	+1.50%
2023-06-30	€72.00 Billion ≈ $84.18 Billion	-1.14%
2022-06-30	€72.84 Billion ≈ $85.16 Billion	-7.47%
2021-06-30	€78.72 Billion ≈ $92.03 Billion	+9.31%
2020-06-30	€72.01 Billion ≈ $84.19 Billion	+3.39%
2019-06-30	€69.65 Billion ≈ $81.43 Billion	+2.64%
2018-06-30	€67.86 Billion ≈ $79.34 Billion	+3.79%
2017-12-31	€65.38 Billion ≈ $76.43 Billion	+14.16%
2017-10-31	€57.27 Billion ≈ $66.96 Billion	-10.11%
2017-06-30	€63.72 Billion ≈ $74.49 Billion	+6.08%
2016-12-31	€60.06 Billion ≈ $70.22 Billion	+13.35%
2016-10-31	€52.99 Billion ≈ $61.95 Billion	-12.79%
2016-06-30	€60.76 Billion ≈ $71.03 Billion	-22.85%
2015-12-31	€78.75 Billion ≈ $92.07 Billion	+65.80%
2015-10-31	€47.50 Billion ≈ $55.53 Billion	-10.37%
2015-06-30	€52.99 Billion ≈ $61.95 Billion	+7.39%
2014-06-30	€49.35 Billion ≈ $57.69 Billion	+274.59%
2006-06-30	€13.17 Billion ≈ $15.40 Billion	-8.48%
2005-06-30	€14.39 Billion ≈ $16.83 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Commonwealth Bank of Australia's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1541.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component	Amount	Percentage
Retained Earnings	€43.97 Billion	55.82%
Other Components	€34.80 Billion	44.18%
Total Equity	€78.78 Billion	100.00%

Commonwealth Bank of Australia Competitors by Market Cap

The table below lists competitors of Commonwealth Bank of Australia ranked by their market capitalization.

Company	Market Cap
COMMONW.BK AUSTR.SP.ADRS F:CWW0	$177.25 Billion
SIEMENS AG SP. ADR 1/ 1/2 F:SIEB	$177.31 Billion
Arista Networks NYSE:ANET	$178.30 Billion
AT&T Inc NYSE:T	$179.15 Billion
Thermo Fisher Scientific Inc NYSE:TMO	$176.47 Billion
Mitsubishi UFJ Financial Group Inc F:MFZA	$176.47 Billion
Walt Disney Company NYSE:DIS	$176.33 Billion
Verizon Communications Inc. F:BAC	$174.74 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Commonwealth Bank of Australia's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 73,088,000,000 to 78,776,000,000, a change of 5,688,000,000 (7.8%).
Net income of 10,116,000,000 contributed positively to equity growth.
Dividend payments of 7,949,000,000 reduced retained earnings.
Share repurchases of 154,000,000 reduced equity.
Other factors increased equity by 3,675,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€10.12 Billion	+12.84%
Dividends Paid	€7.95 Billion	-10.09%
Share Repurchases	€154.00 Million	-0.2%
Other Changes	€3.67 Billion	+4.67%
Total Change	€-	7.78%

Book Value vs Market Value Analysis

This analysis compares Commonwealth Bank of Australia's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.25x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.90x to 2.25x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-06-30	€36.60	€106.20	x
2018-06-30	€38.32	€106.20	x
2019-06-30	€39.31	€106.20	x
2020-06-30	€40.68	€106.20	x
2021-06-30	€44.41	€106.20	x
2022-06-30	€42.84	€106.20	x
2023-06-30	€43.00	€106.20	x
2024-06-30	€43.71	€106.20	x
2025-06-30	€47.12	€106.20	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Commonwealth Bank of Australia utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 12.84%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 35.30%
• Asset Turnover: 0.02x
• Equity Multiplier: 17.19x
Recent ROE (12.84%) is above the historical average (12.06%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	18.87%	16.51%	0.07x	17.13x	€1.28 Billion
2006	13.13%	8.30%	0.08x	20.30x	€412.94 Million
2014	17.68%	40.01%	0.03x	16.21x	€3.75 Billion
2015	17.27%	39.92%	0.03x	16.66x	€3.81 Billion
2015	16.13%	23.17%	0.04x	17.29x	€2.91 Billion
2015	-2.22%	-7.37%	0.02x	15.26x	€-9.62 Billion
2016	15.33%	38.63%	0.03x	15.50x	€3.21 Billion
2016	14.73%	22.39%	0.04x	16.62x	€2.50 Billion
2016	-10.80%	-34.66%	0.02x	16.43x	€-12.49 Billion
2017	15.72%	40.34%	0.03x	15.46x	€3.61 Billion
2017	15.53%	22.74%	0.04x	16.43x	€3.17 Billion
2017	2.93%	9.32%	0.02x	15.27x	€-4.62 Billion
2018	13.86%	37.59%	0.03x	14.49x	€2.60 Billion
2019	12.32%	37.02%	0.02x	14.03x	€1.61 Billion
2020	13.38%	42.13%	0.02x	14.08x	€2.43 Billion
2021	12.93%	42.17%	0.02x	13.87x	€2.31 Billion
2022	14.79%	45.02%	0.02x	16.69x	€3.49 Billion
2023	14.01%	36.83%	0.02x	17.40x	€2.89 Billion
2024	12.85%	34.20%	0.02x	17.16x	€2.09 Billion
2025	12.84%	35.30%	0.02x	17.19x	€2.24 Billion

Industry Comparison

This section compares Commonwealth Bank of Australia's net assets metrics with peer companies in the Banks - Diversified industry.

Industry Context

Industry: Banks - Diversified
Average net assets among peers: $567,346,158,222
Average return on equity (ROE) among peers: 11.16%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Commonwealth Bank of Australia (CWW)	€77.23 Billion	18.87%	17.24x	$176.84 Billion
VP Bank AG (3VFN)	$1.03 Billion	4.06%	12.19x	$571.19 Million
THE BK N.T.BUTTERF.+S.NEW (4IK)	$1.02 Billion	21.19%	12.94x	$1.96 Billion
ABN AMRO BK.UNSP.ADR/1 (AB2A)	$27.04 Billion	8.33%	14.28x	$23.71 Billion
Barclays PLC (BCY2)	$66.88 Billion	2.28%	19.18x	$68.42 Billion
BANC.DE.SA.A ADR2/EO-125 (BDS)	$15.03 Billion	12.15%	14.94x	$15.71 Billion
Banco Santander S.A (BSDK)	$97.58 Billion	9.84%	16.78x	$147.65 Billion
Bank of Communications Co. Ltd (C4C)	$473.61 Billion	13.90%	12.24x	$32.47 Billion
China Construction Bank Corporation (C6T)	$1.25 Trillion	18.20%	12.38x	$239.50 Billion
CHINA CON.BANK ADR/20 YC1 (C6TB)	$3.17 Trillion	10.49%	11.08x	$235.44 Billion

About Commonwealth Bank of Australia

F:CWW Germany Banks - Diversified

Market Cap

$207.61 Billion

€177.58 Billion EUR

Market Cap Rank

#122 Global

#21 in Germany

Share Price

€106.20

Change (1 day)

-0.71%

52-Week Range

€84.59 - €111.00

All Time High

€111.00