ERSTE GP BNK AG ADR 1/2 (EBOR) - Net Assets
Based on the latest financial reports, ERSTE GP BNK AG ADR 1/2 (EBOR) has net assets worth €34.66 Billion EUR (≈ $40.53 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€368.57 Billion ≈ $430.90 Billion USD) and total liabilities (€333.91 Billion ≈ $390.38 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read ERSTE GP BNK AG ADR 1/2 debt and liabilities for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €34.66 Billion |
| % of Total Assets | 9.4% |
| Annual Growth Rate | 10.19% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 2.43 |
ERSTE GP BNK AG ADR 1/2 - Net Assets Trend (2021–2025)
This chart illustrates how ERSTE GP BNK AG ADR 1/2's net assets have evolved over time, based on quarterly financial data. Also explore EBOR current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for ERSTE GP BNK AG ADR 1/2 (2021–2025)
The table below shows the annual net assets of ERSTE GP BNK AG ADR 1/2 from 2021 to 2025. For live valuation and market cap data, see ERSTE GP BNK AG ADR 1/2 (EBOR) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €34.66 Billion ≈ $40.53 Billion |
+12.66% |
| 2024-12-31 | €30.77 Billion ≈ $35.97 Billion |
+7.95% |
| 2023-12-31 | €28.50 Billion ≈ $33.32 Billion |
+12.63% |
| 2022-12-31 | €25.30 Billion ≈ $29.58 Billion |
+7.62% |
| 2021-12-31 | €23.51 Billion ≈ $27.49 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to ERSTE GP BNK AG ADR 1/2's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 52.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €20.48 Billion | 77.88% |
| Other Components | €5.82 Billion | 22.12% |
| Total Equity | €26.30 Billion | 100.00% |
ERSTE GP BNK AG ADR 1/2 Competitors by Market Cap
The table below lists competitors of ERSTE GP BNK AG ADR 1/2 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Banco BTG Pactual S.A.
SA:BPAC11
|
$38.91 Billion |
|
KB Financial Group
KO:105560
|
$39.00 Billion |
|
Swedbank AB (publ)
ST:SWED-A
|
$39.10 Billion |
|
Bloom Energy Corp
NYSE:BE
|
$39.20 Billion |
|
ArcelorMittal SA
MC:MTS
|
$38.59 Billion |
|
Vulcan Materials Company
NYSE:VMC
|
$38.58 Billion |
|
Block, Inc
NYSE:XYZ
|
$38.58 Billion |
|
Takeda Pharmaceutical Company Limited
F:TKDA
|
$38.58 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ERSTE GP BNK AG ADR 1/2's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 23,135,000,000 to 26,297,000,000, a change of 3,162,000,000 (13.7%).
- Net income of 3,510,000,000 contributed positively to equity growth.
- Dividend payments of 1,344,000,000 reduced retained earnings.
- Share repurchases of 205,000,000 reduced equity.
- New share issuances of 1,013,000,000 increased equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €3.51 Billion | +13.35% |
| Dividends Paid | €1.34 Billion | -5.11% |
| Share Repurchases | €205.00 Million | -0.78% |
| Share Issuances | €1.01 Billion | +3.85% |
| Other Changes | €188.00 Million | +0.71% |
| Total Change | €- | 13.67% |
Book Value vs Market Value Analysis
This analysis compares ERSTE GP BNK AG ADR 1/2's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.74x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.13x to 0.74x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €44.39 | €50.00 | x |
| 2022-12-31 | €47.52 | €50.00 | x |
| 2023-12-31 | €53.17 | €50.00 | x |
| 2024-12-31 | €59.61 | €50.00 | x |
| 2025-12-31 | €67.70 | €50.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ERSTE GP BNK AG ADR 1/2 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.35%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.84%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 14.02x
- Recent ROE (13.35%) is above the historical average (12.52%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 10.69% | 25.31% | 0.02x | 17.08x | €123.66 Million |
| 2022 | 11.19% | 25.79% | 0.03x | 16.74x | €230.20 Million |
| 2023 | 13.85% | 29.06% | 0.03x | 15.57x | €833.20 Million |
| 2024 | 13.51% | 28.69% | 0.03x | 15.29x | €811.50 Million |
| 2025 | 13.35% | 29.84% | 0.03x | 14.02x | €880.30 Million |
Industry Comparison
This section compares ERSTE GP BNK AG ADR 1/2's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,686,456,747,900
- Average return on equity (ROE) among peers: 9.51%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ERSTE GP BNK AG ADR 1/2 (EBOR) | €34.66 Billion | 10.69% | 9.63x | $38.69 Billion |
| Grupo Supervielle S.A (189A) | $53.42 Billion | -1.61% | 6.34x | $610.24 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $39.89 Billion | 8.24% | 11.55x | $252.75 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $544.88 Billion | 11.18% | 17.75x | $12.54 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.03 Trillion | 8.38% | 15.56x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $34.73 Billion | 17.53% | 7.74x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $26.12 Billion | 7.27% | 10.72x | $1.47 Billion |
| Harbin Bank Co. Ltd (5H6) | $42.41 Billion | 12.38% | 12.31x | $137.86 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.65 Trillion | 3.37% | 22.79x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $35.44 Trillion | 6.63% | 8.11x | $1.61 Billion |
About ERSTE GP BNK AG ADR 1/2
Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. It offers savings and current accounts, and term deposit products; consumer credit and mortgage lending; commercial real estate, investment loan, acquisition and leveraged finance, project finance, and product neutral financial advice; and factoring, accounts receivable … Read more