CAIXABANK UN.ADR 1/3 DL 1 (FV9J) - Net Assets
Based on the latest financial reports, CAIXABANK UN.ADR 1/3 DL 1 (FV9J) has net assets worth €38.53 Billion EUR (≈ $45.04 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€664.04 Billion ≈ $776.33 Billion USD) and total liabilities (€625.51 Billion ≈ $731.29 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read CAIXABANK UN.ADR 1/3 DL 1 (FV9J) total liabilities for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €38.53 Billion |
| % of Total Assets | 5.8% |
| Annual Growth Rate | 4.55% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 2.6 |
CAIXABANK UN.ADR 1/3 DL 1 - Net Assets Trend (2022–2025)
This chart illustrates how CAIXABANK UN.ADR 1/3 DL 1's net assets have evolved over time, based on quarterly financial data. Also explore CAIXABANK UN.ADR 1/3 DL 1 asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for CAIXABANK UN.ADR 1/3 DL 1 (2022–2025)
The table below shows the annual net assets of CAIXABANK UN.ADR 1/3 DL 1 from 2022 to 2025. For live valuation and market cap data, see FV9J stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €38.53 Billion ≈ $45.04 Billion |
+4.51% |
| 2024-12-31 | €36.87 Billion ≈ $43.10 Billion |
+1.45% |
| 2023-12-31 | €36.34 Billion ≈ $42.48 Billion |
+7.81% |
| 2022-12-31 | €33.71 Billion ≈ $39.41 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to CAIXABANK UN.ADR 1/3 DL 1's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 45.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €24.34 Billion | 63.20% |
| Other Components | €14.17 Billion | 36.80% |
| Total Equity | €38.51 Billion | 100.00% |
CAIXABANK UN.ADR 1/3 DL 1 Competitors by Market Cap
The table below lists competitors of CAIXABANK UN.ADR 1/3 DL 1 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ecolab Inc
NYSE:ECL
|
$73.50 Billion |
|
National Grid plc
F:NNGD
|
$73.58 Billion |
|
Illinois Tool Works Inc
NYSE:ITW
|
$73.60 Billion |
|
Caixabank SA
MC:CABK
|
$74.28 Billion |
|
CSX Corporation
NASDAQ:CSX
|
$73.08 Billion |
|
LG Energy Solution Ltd
KO:373220
|
$73.03 Billion |
|
Hilton Worldwide Holdings Inc
NYSE:HLT
|
$72.90 Billion |
|
Regeneron Pharmaceuticals Inc
NASDAQ:REGN
|
$72.88 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CAIXABANK UN.ADR 1/3 DL 1's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 36,831,000,000 to 38,510,000,000, a change of 1,679,000,000 (4.6%).
- Net income of 5,891,000,000 contributed positively to equity growth.
- Dividend payments of 3,211,000,000 reduced retained earnings.
- Share repurchases of 872,000,000 reduced equity.
- New share issuances of 30,000,000 increased equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.89 Billion | +15.3% |
| Dividends Paid | €3.21 Billion | -8.34% |
| Share Repurchases | €872.00 Million | -2.26% |
| Share Issuances | €30.00 Million | +0.08% |
| Other Changes | €-159.00 Million | -0.41% |
| Total Change | €- | 4.56% |
Book Value vs Market Value Analysis
This analysis compares CAIXABANK UN.ADR 1/3 DL 1's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.63x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.77x to 0.63x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | €4.49 | €3.44 | x |
| 2023-12-31 | €4.93 | €3.44 | x |
| 2024-12-31 | €5.17 | €3.44 | x |
| 2025-12-31 | €5.50 | €3.44 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CAIXABANK UN.ADR 1/3 DL 1 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.30%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 35.14%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 17.24x
- Recent ROE (15.30%) is above the historical average (13.39%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 9.29% | 25.15% | 0.02x | 17.78x | €-238.50 Million |
| 2023 | 13.26% | 30.34% | 0.03x | 16.72x | €1.19 Billion |
| 2024 | 15.71% | 34.14% | 0.03x | 17.13x | €2.10 Billion |
| 2025 | 15.30% | 35.14% | 0.03x | 17.24x | €2.04 Billion |
Industry Comparison
This section compares CAIXABANK UN.ADR 1/3 DL 1's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,686,456,747,900
- Average return on equity (ROE) among peers: 9.51%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CAIXABANK UN.ADR 1/3 DL 1 (FV9J) | €38.53 Billion | 9.29% | 16.24x | $73.43 Billion |
| Grupo Supervielle S.A (189A) | $53.42 Billion | -1.61% | 6.34x | $610.24 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $39.89 Billion | 8.24% | 11.55x | $252.75 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $544.88 Billion | 11.18% | 17.75x | $12.54 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.03 Trillion | 8.38% | 15.56x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $34.73 Billion | 17.53% | 7.74x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $26.12 Billion | 7.27% | 10.72x | $1.47 Billion |
| Harbin Bank Co. Ltd (5H6) | $42.41 Billion | 12.38% | 12.31x | $137.86 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.65 Trillion | 3.37% | 22.79x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $35.44 Trillion | 6.63% | 8.11x | $1.61 Billion |
About CAIXABANK UN.ADR 1/3 DL 1
CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through four segments: Retail Banking, Business Banking, Private Banking, and CIB segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international bank… Read more