Kiatnakin Phatra Bank Public Company Limited (KIFF) - Net Assets
Based on the latest financial reports, Kiatnakin Phatra Bank Public Company Limited (KIFF) has net assets worth €65.21 Billion EUR (≈ $76.23 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€488.10 Billion ≈ $570.63 Billion USD) and total liabilities (€422.89 Billion ≈ $494.40 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Kiatnakin Phatra Bank Public Company Lim strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €65.21 Billion |
| % of Total Assets | 13.36% |
| Annual Growth Rate | 5.8% |
| 5-Year Change | 27.45% |
| 10-Year Change | N/A |
| Growth Volatility | 3.68 |
Kiatnakin Phatra Bank Public Company Limited - Net Assets Trend (2017–2025)
This chart illustrates how Kiatnakin Phatra Bank Public Company Limited's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market cap of Kiatnakin Phatra Bank Public Company Lim.
Annual Net Assets for Kiatnakin Phatra Bank Public Company Limited (2017–2025)
The table below shows the annual net assets of Kiatnakin Phatra Bank Public Company Limited from 2017 to 2025. Also explore KIFF shareholders equity momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €65.21 Billion ≈ $76.23 Billion |
+3.16% |
| 2024-12-31 | €63.21 Billion ≈ $73.90 Billion |
+3.20% |
| 2023-12-31 | €61.25 Billion ≈ $71.61 Billion |
+5.41% |
| 2022-12-31 | €58.11 Billion ≈ $67.94 Billion |
+13.58% |
| 2021-12-31 | €51.16 Billion ≈ $59.81 Billion |
+9.73% |
| 2020-12-31 | €46.63 Billion ≈ $54.51 Billion |
+5.94% |
| 2019-12-31 | €44.01 Billion ≈ $51.45 Billion |
+3.95% |
| 2018-12-31 | €42.34 Billion ≈ $49.50 Billion |
+1.91% |
| 2017-12-31 | €41.55 Billion ≈ $48.57 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Kiatnakin Phatra Bank Public Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 94.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €42.84 Billion | 66.13% |
| Other Components | €21.94 Billion | 33.87% |
| Total Equity | €64.77 Billion | 100.00% |
Kiatnakin Phatra Bank Public Company Limited Competitors by Market Cap
The table below lists competitors of Kiatnakin Phatra Bank Public Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bigblu Broadband PLC
LSE:BBB
|
$31.83K |
|
XIGEM TECHNOLOGIES CORP.
F:VZ6
|
$32.54K |
|
Li Bang International Corporation Inc. Ordinary Shares
NASDAQ:LBGJ
|
$32.58K |
|
Electricity Generating Public Company Limited
F:ECGF
|
$32.80K |
|
Sotherly Hotels Inc Series B Pref
NASDAQ:SOHOB
|
$31.47K |
|
SpaceandPeople Plc
LSE:SAL
|
$30.72K |
|
Hamak Gold Ltd
LSE:HAMA
|
$30.26K |
|
WISHBONE GOLD PLC LS-001
F:7N6
|
$30.23K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Kiatnakin Phatra Bank Public Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 62,909,951,000 to 64,772,317,000, a change of 1,862,366,000 (3.0%).
- Net income of 5,912,913,000 contributed positively to equity growth.
- Dividend payments of 3,514,967,000 reduced retained earnings.
- Share repurchases of 1,158,739,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.91 Billion | +9.13% |
| Dividends Paid | €3.51 Billion | -5.43% |
| Share Repurchases | €1.16 Billion | -1.79% |
| Other Changes | €623.16 Million | +0.96% |
| Total Change | €- | 2.96% |
Book Value vs Market Value Analysis
This analysis compares Kiatnakin Phatra Bank Public Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.04x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €48.81 | €2.94 | x |
| 2018-12-31 | €49.81 | €2.94 | x |
| 2019-12-31 | €51.85 | €2.94 | x |
| 2020-12-31 | €54.94 | €2.94 | x |
| 2021-12-31 | €60.28 | €2.94 | x |
| 2022-12-31 | €68.29 | €2.94 | x |
| 2023-12-31 | €72.00 | €2.94 | x |
| 2024-12-31 | €75.73 | €2.94 | x |
| 2025-12-31 | €79.78 | €2.94 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Kiatnakin Phatra Bank Public Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.13%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.82%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 7.54x
- Recent ROE (9.13%) is below the historical average (11.60%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 13.88% | 35.74% | 0.06x | 6.27x | €1.60 Billion |
| 2018 | 14.32% | 33.89% | 0.06x | 7.26x | €1.82 Billion |
| 2019 | 13.64% | 32.68% | 0.06x | 7.10x | €1.60 Billion |
| 2020 | 11.01% | 25.23% | 0.06x | 7.81x | €471.55 Million |
| 2021 | 12.38% | 27.81% | 0.05x | 8.54x | €1.21 Billion |
| 2022 | 13.15% | 29.27% | 0.05x | 8.78x | €1.82 Billion |
| 2023 | 8.93% | 21.16% | 0.05x | 8.94x | €-653.29 Million |
| 2024 | 8.00% | 21.23% | 0.05x | 7.92x | €-1.26 Billion |
| 2025 | 9.13% | 23.82% | 0.05x | 7.54x | €-564.32 Million |
Industry Comparison
This section compares Kiatnakin Phatra Bank Public Company Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,287,368,671,600
- Average return on equity (ROE) among peers: 6.45%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Kiatnakin Phatra Bank Public Company Limited (KIFF) | €65.21 Billion | 13.88% | 6.49x | $31.53K |
| Grupo Supervielle S.A (189A) | $16.97 Billion | -17.85% | 7.35x | $590.94 Million |
| WOORI FIN. GRP SP.ADR/3 (2WGA) | $31.63 Trillion | 10.08% | 14.19x | $11.06 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $39.89 Billion | 8.24% | 11.55x | $219.68 Million |
| Manx Financial Group PLC (3IM) | $43.55 Million | 14.67% | 11.89x | $30.82 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $795.55 Billion | 9.57% | 14.82x | $13.57 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.16 Trillion | 7.52% | 15.07x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $42.45 Billion | 17.20% | 5.85x | $2.59 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $33.33 Billion | 8.77% | 14.67x | $1.46 Billion |
| Harbin Bank Co. Ltd (5H6) | $64.78 Billion | 1.77% | 14.73x | $116.65 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.09 Trillion | 4.56% | 24.70x | $53.42 Billion |
About Kiatnakin Phatra Bank Public Company Limited
Kiatnakin Phatra Bank Public Company Limited, together with its subsidiaries, provides various banking products and services for individual, business, corporate, and institution clients in Thailand. It operates through Commercial Banking Business, Capital Market Business, and Debt Restructuring segments. The company offers savings and current accounts, and fixed and foreign currency deposits; aut… Read more