Banca Mediolanum SpA (ME1) - Net Assets
Based on the latest financial reports, Banca Mediolanum SpA (ME1) has net assets worth €4.43 Billion EUR as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€88.16 Billion) and total liabilities (€83.72 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €4.43 Billion |
| % of Total Assets | 5.03% |
| Annual Growth Rate | 8.95% |
| 5-Year Change | 47.0% |
| 10-Year Change | N/A |
| Growth Volatility | 8.68 |
Banca Mediolanum SpA - Net Assets Trend (2017–2024)
This chart illustrates how Banca Mediolanum SpA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banca Mediolanum SpA (2017–2024)
The table below shows the annual net assets of Banca Mediolanum SpA from 2017 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €4.03 Billion | +16.53% |
| 2023-12-31 | €3.45 Billion | +17.69% |
| 2022-12-31 | €2.94 Billion | +1.82% |
| 2021-12-31 | €2.88 Billion | +5.27% |
| 2020-12-31 | €2.74 Billion | +16.88% |
| 2019-12-31 | €2.34 Billion | +13.69% |
| 2018-12-31 | €2.06 Billion | -6.69% |
| 2017-12-31 | €2.21 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banca Mediolanum SpA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 25.7% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.12 Billion | 27.81% |
| Other Components | €2.91 Billion | 72.19% |
| Total Equity | €4.03 Billion | 100.00% |
Banca Mediolanum SpA Competitors by Market Cap
The table below lists competitors of Banca Mediolanum SpA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Uni-President Enterprises Corp
TW:1216
|
$13.16 Billion |
|
EDP Renovaveis
LS:EDPR
|
$13.16 Billion |
|
Han'S Laser Tech A
SHE:002008
|
$13.19 Billion |
|
CG Power and Industrial Solutions Limited
NSE:CGPOWER
|
$13.20 Billion |
|
Franklin Resources Inc
NYSE:BEN
|
$13.15 Billion |
|
Tyler Technologies Inc
NYSE:TYL
|
$13.15 Billion |
|
Focus Media Information Technology Co Ltd
SHE:002027
|
$13.12 Billion |
|
Hecla Mining Company
NYSE:HL
|
$13.10 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banca Mediolanum SpA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,454,740,000 to 4,025,720,000, a change of 570,980,000 (16.5%).
- Net income of 1,119,629,000 contributed positively to equity growth.
- Dividend payments of 584,897,000 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.12 Billion | +27.81% |
| Dividends Paid | €584.90 Million | -14.53% |
| Other Changes | €36.25 Million | +0.9% |
| Total Change | €- | 16.53% |
Book Value vs Market Value Analysis
This analysis compares Banca Mediolanum SpA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.39x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 6.16x to 3.39x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €3.01 | €18.53 | x |
| 2018-12-31 | €2.81 | €18.53 | x |
| 2019-12-31 | €3.19 | €18.53 | x |
| 2020-12-31 | €3.73 | €18.53 | x |
| 2021-12-31 | €3.91 | €18.53 | x |
| 2022-12-31 | €3.98 | €18.53 | x |
| 2023-12-31 | €4.66 | €18.53 | x |
| 2024-12-31 | €5.46 | €18.53 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banca Mediolanum SpA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 27.81%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.28%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 21.40x
- Recent ROE (27.81%) is above the historical average (20.46%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 17.20% | 11.24% | 0.08x | 19.59x | €159.11 Million |
| 2018 | 12.41% | 12.23% | 0.04x | 22.99x | €49.61 Million |
| 2019 | 24.13% | 8.82% | 0.12x | 22.81x | €331.12 Million |
| 2020 | 15.86% | 13.97% | 0.05x | 21.56x | €160.61 Million |
| 2021 | 24.73% | 12.45% | 0.08x | 25.50x | €424.77 Million |
| 2022 | 17.78% | 35.74% | 0.02x | 25.07x | €228.27 Million |
| 2023 | 23.79% | 42.84% | 0.02x | 22.53x | €476.40 Million |
| 2024 | 27.81% | 46.28% | 0.03x | 21.40x | €717.06 Million |
Industry Comparison
This section compares Banca Mediolanum SpA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $655,919,553,200
- Average return on equity (ROE) among peers: 8.11%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banca Mediolanum SpA (ME1) | €4.43 Billion | 17.20% | 18.88x | $13.15 Billion |
| PT Bank Sinarmas Tbk (08S) | $2.75 Trillion | 8.03% | 5.33x | $898.96 Million |
| Seven Bank Ltd (0S7) | $282.49 Billion | 6.45% | 4.30x | $1.93 Billion |
| COAST.FINL. CORP.WA NEW (1VD) | $490.96 Million | 9.57% | 8.66x | $1.07 Billion |
| Aktia Pankki Oyj (2A41) | $610.00 Million | 10.14% | 14.90x | $871.18 Million |
| PT BK PANIN DU. SY. RP100 (2PS) | $2.97 Trillion | 0.67% | 5.43x | $19.41 Million |
| Bank of Cyprus Holdings PLC (318) | $2.10 Billion | 3.38% | 11.11x | $3.14 Billion |
| Manx Financial Group PLC (3IM) | $35.98 Million | 14.70% | 12.36x | $31.55 Million |
| TowneBank (3T8) | $2.06 Billion | 7.48% | 7.19x | $2.80 Billion |
| Postal Savings Bank of China Co Ltd (3YB) | $544.88 Billion | 11.18% | 17.75x | $12.44 Billion |
| BAR HARBOR BANKSHS DL 2 (42K) | $458.43 Million | 9.50% | 7.91x | $498.20 Million |
About Banca Mediolanum SpA
Banca Mediolanum S.p.A. engages in the provision of various banking products and services in Italy. It offers current accounts; deposits; and mortgages and loans. The company also provides debit, credit, and prepaid cards; investment products, such as mutual funds, unit linked policies, investment strategies, other investments, trading, and retirement products; and life insurance products and ser… Read more