Mediobanca Banca di Credito Finanziario S.p.A.
Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy, Other European countries, the United States, Asia, and internationally. It operates through Wealth Management, Consumer Finance, Corporate and Investment Banking, Insurance - Principal Investing, and Holding Functions segments. The Wealth Management segment offe… Read more
Mediobanca Banca di Credito Finanziario S.p.A. (ME90) - Net Assets
Latest net assets as of December 2024: €11.32 Billion EUR
Based on the latest financial reports, Mediobanca Banca di Credito Finanziario S.p.A. (ME90) has net assets worth €11.32 Billion EUR as of December 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€99.91 Billion) and total liabilities (€88.59 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €11.32 Billion |
| % of Total Assets | 11.33% |
| Annual Growth Rate | 0.42% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 4.17 |
Mediobanca Banca di Credito Finanziario S.p.A. - Net Assets Trend (2021–2024)
This chart illustrates how Mediobanca Banca di Credito Finanziario S.p.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mediobanca Banca di Credito Finanziario S.p.A. (2021–2024)
The table below shows the annual net assets of Mediobanca Banca di Credito Finanziario S.p.A. from 2021 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-06-30 | €11.24 Billion | -1.63% |
| 2023-06-30 | €11.43 Billion | +6.33% |
| 2022-06-30 | €10.75 Billion | -3.17% |
| 2021-06-30 | €11.10 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mediobanca Banca di Credito Finanziario S.p.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 57.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.27 Billion | 11.41% |
| Other Components | €9.88 Billion | 88.59% |
| Total Equity | €11.16 Billion | 100.00% |
Mediobanca Banca di Credito Finanziario S.p.A. Competitors by Market Cap
The table below lists competitors of Mediobanca Banca di Credito Finanziario S.p.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Box Inc
NYSE:BOX
|
$3.27 Billion |
|
China Communications Services Corporation Limited
PINK:CUCSY
|
$3.27 Billion |
|
M/I Homes Inc
NYSE:MHO
|
$3.28 Billion |
|
Hong Leong Bank Bhd
KLSE:5819
|
$3.28 Billion |
|
RIT CAP. PARTNERS LS 1
F:1IH
|
$3.27 Billion |
|
Sinopharm Group Co. Ltd
F:X2S
|
$3.27 Billion |
|
Industrias CH S. A. B. de C. V
PINK:ICHBF
|
$3.27 Billion |
|
Enova International Inc
NYSE:ENVA
|
$3.27 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mediobanca Banca di Credito Finanziario S.p.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 11,325,434,000 to 11,157,071,000, a change of -168,363,000 (-1.5%).
- Net income of 1,273,382,000 contributed positively to equity growth.
- Dividend payments of 1,153,045,000 reduced retained earnings.
- Other factors decreased equity by 288,700,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.27 Billion | +11.41% |
| Dividends Paid | €1.15 Billion | -10.33% |
| Other Changes | €-288.70 Million | -2.59% |
| Total Change | €- | -1.49% |
Book Value vs Market Value Analysis
This analysis compares Mediobanca Banca di Credito Finanziario S.p.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.13x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-06-30 | €12.77 | €15.20 | x |
| 2022-06-30 | €12.69 | €15.20 | x |
| 2023-06-30 | €13.47 | €15.20 | x |
| 2024-06-30 | €13.50 | €15.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mediobanca Banca di Credito Finanziario S.p.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.41%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 39.19%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 8.89x
- Recent ROE (11.41%) is above the historical average (9.08%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 7.33% | 31.23% | 0.03x | 7.50x | €-293.71 Million |
| 2022 | 8.52% | 36.08% | 0.03x | 8.51x | €-157.75 Million |
| 2023 | 9.06% | 35.28% | 0.03x | 8.09x | €-106.56 Million |
| 2024 | 11.41% | 39.19% | 0.03x | 8.89x | €157.67 Million |
Industry Comparison
This section compares Mediobanca Banca di Credito Finanziario S.p.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mediobanca Banca di Credito Finanziario S.p.A. (ME90) | €11.32 Billion | 7.33% | 7.83x | $3.27 Billion |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |