Hong Leong Bank Bhd (5819) - Net Assets
Based on the latest financial reports, Hong Leong Bank Bhd (5819) has net assets worth RM38.95 Billion MYR (≈ $9.78 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM312.72 Billion ≈ $78.51 Billion USD) and total liabilities (RM273.77 Billion ≈ $68.73 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Hong Leong Bank Bhd to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RM38.95 Billion |
| % of Total Assets | 12.46% |
| Annual Growth Rate | 11.57% |
| 5-Year Change | 33.36% |
| 10-Year Change | 86.04% |
| Growth Volatility | 10.84 |
Hong Leong Bank Bhd - Net Assets Trend (2005–2025)
This chart illustrates how Hong Leong Bank Bhd's net assets have evolved over time, based on quarterly financial data. Also explore Hong Leong Bank Bhd asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Hong Leong Bank Bhd (2005–2025)
The table below shows the annual net assets of Hong Leong Bank Bhd from 2005 to 2025. For live valuation and market cap data, see Hong Leong Bank Bhd market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | RM39.29 Billion ≈ $9.86 Billion |
+5.34% |
| 2024-06-30 | RM37.29 Billion ≈ $9.36 Billion |
+9.73% |
| 2023-06-30 | RM33.99 Billion ≈ $8.53 Billion |
+9.67% |
| 2022-06-30 | RM30.99 Billion ≈ $7.78 Billion |
+5.19% |
| 2021-06-30 | RM29.46 Billion ≈ $7.40 Billion |
+8.17% |
| 2020-06-30 | RM27.23 Billion ≈ $6.84 Billion |
+6.91% |
| 2019-06-30 | RM25.47 Billion ≈ $6.40 Billion |
+6.62% |
| 2018-06-30 | RM23.89 Billion ≈ $6.00 Billion |
+5.32% |
| 2017-06-30 | RM22.69 Billion ≈ $5.70 Billion |
+7.43% |
| 2016-06-30 | RM21.12 Billion ≈ $5.30 Billion |
+25.78% |
| 2015-06-30 | RM16.79 Billion ≈ $4.22 Billion |
+15.55% |
| 2014-06-30 | RM14.53 Billion ≈ $3.65 Billion |
+11.46% |
| 2013-06-30 | RM13.04 Billion ≈ $3.27 Billion |
+11.38% |
| 2012-06-30 | RM11.70 Billion ≈ $2.94 Billion |
+52.83% |
| 2011-06-30 | RM7.66 Billion ≈ $1.92 Billion |
+19.21% |
| 2010-06-30 | RM6.42 Billion ≈ $1.61 Billion |
+12.62% |
| 2009-06-30 | RM5.70 Billion ≈ $1.43 Billion |
+11.12% |
| 2008-06-30 | RM5.13 Billion ≈ $1.29 Billion |
+10.19% |
| 2007-06-30 | RM4.66 Billion ≈ $1.17 Billion |
+6.34% |
| 2006-06-30 | RM4.38 Billion ≈ $1.10 Billion |
-0.48% |
| 2005-06-30 | RM4.40 Billion ≈ $1.11 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Hong Leong Bank Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2989504500000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RM29.90 Billion | 76.09% |
| Common Stock | RM7.74 Billion | 19.70% |
| Other Comprehensive Income | RM1.86 Billion | 4.74% |
| Total Equity | RM39.29 Billion | 100.00% |
Hong Leong Bank Bhd Competitors by Market Cap
The table below lists competitors of Hong Leong Bank Bhd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhengzhou Yutong Bus Co Ltd
SHG:600066
|
$11.47 Billion |
|
Vedanta Limited
NSE:VEDL
|
$11.48 Billion |
|
China Merchants Shekou Industrial Zone Holdings
SHE:001979
|
$11.48 Billion |
|
Koc Holding AS
IS:KCHOL
|
$11.48 Billion |
|
Globe Life Inc
NYSE:GL
|
$11.46 Billion |
|
Advanced Drainage Systems Inc
NYSE:WMS
|
$11.46 Billion |
|
Tongwei Co Ltd
SHG:600438
|
$11.44 Billion |
|
360 Security Technology Inc
SHG:601360
|
$11.44 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hong Leong Bank Bhd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 37,294,088,000 to 39,286,976,000, a change of 1,992,888,000 (5.3%).
- Net income of 4,273,442,000 contributed positively to equity growth.
- Dividend payments of 1,455,499,000 reduced retained earnings.
- Other comprehensive income decreased equity by 721,556,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RM4.27 Billion | +10.88% |
| Dividends Paid | RM1.46 Billion | -3.7% |
| Other Comprehensive Income | RM-721.56 Million | -1.84% |
| Other Changes | RM-103.50 Million | -0.26% |
| Total Change | RM- | 5.34% |
Book Value vs Market Value Analysis
This analysis compares Hong Leong Bank Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.52x to 1.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-06-30 | RM2.61 | RM22.26 | x |
| 2006-06-30 | RM2.69 | RM22.26 | x |
| 2007-06-30 | RM2.93 | RM22.26 | x |
| 2008-06-30 | RM3.26 | RM22.26 | x |
| 2009-06-30 | RM3.63 | RM22.26 | x |
| 2010-06-30 | RM4.11 | RM22.26 | x |
| 2011-06-30 | RM4.86 | RM22.26 | x |
| 2012-06-30 | RM6.79 | RM22.26 | x |
| 2013-06-30 | RM7.17 | RM22.26 | x |
| 2014-06-30 | RM7.97 | RM22.26 | x |
| 2015-06-30 | RM9.18 | RM22.26 | x |
| 2016-06-30 | RM11.07 | RM22.26 | x |
| 2017-06-30 | RM11.09 | RM22.26 | x |
| 2018-06-30 | RM11.66 | RM22.26 | x |
| 2019-06-30 | RM12.42 | RM22.26 | x |
| 2020-06-30 | RM13.30 | RM22.26 | x |
| 2021-06-30 | RM14.38 | RM22.26 | x |
| 2022-06-30 | RM15.12 | RM22.26 | x |
| 2023-06-30 | RM16.58 | RM22.26 | x |
| 2024-06-30 | RM18.19 | RM22.26 | x |
| 2025-06-30 | RM19.06 | RM22.26 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hong Leong Bank Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.88%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 38.29%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 8.01x
- Recent ROE (10.88%) is below the historical average (12.29%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 11.66% | 19.62% | 0.05x | 13.11x | RM73.24 Million |
| 2006 | 12.55% | 18.36% | 0.05x | 13.83x | RM111.83 Million |
| 2007 | 13.42% | 17.89% | 0.05x | 15.48x | RM157.94 Million |
| 2008 | 14.58% | 20.03% | 0.05x | 15.22x | RM232.91 Million |
| 2009 | 15.98% | 24.60% | 0.05x | 14.01x | RM338.50 Million |
| 2010 | 15.38% | 30.61% | 0.04x | 13.19x | RM345.57 Million |
| 2011 | 14.82% | 27.34% | 0.03x | 19.02x | RM369.11 Million |
| 2012 | 14.90% | 26.12% | 0.04x | 13.51x | RM573.18 Million |
| 2013 | 14.24% | 26.48% | 0.04x | 12.55x | RM552.61 Million |
| 2014 | 14.47% | 29.98% | 0.04x | 11.72x | RM649.25 Million |
| 2015 | 13.30% | 30.40% | 0.04x | 10.96x | RM554.23 Million |
| 2016 | 9.01% | 24.48% | 0.04x | 8.99x | RM-208.30 Million |
| 2017 | 9.46% | 27.50% | 0.04x | 8.62x | RM-123.53 Million |
| 2018 | 11.04% | 31.88% | 0.04x | 8.49x | RM248.85 Million |
| 2019 | 10.46% | 31.40% | 0.04x | 8.14x | RM117.07 Million |
| 2020 | 9.16% | 30.66% | 0.04x | 8.12x | RM-228.83 Million |
| 2021 | 9.71% | 38.07% | 0.03x | 8.05x | RM-85.27 Million |
| 2022 | 10.61% | 43.83% | 0.03x | 8.21x | RM190.39 Million |
| 2023 | 11.23% | 40.42% | 0.03x | 8.23x | RM419.53 Million |
| 2024 | 11.25% | 39.55% | 0.04x | 7.98x | RM466.80 Million |
| 2025 | 10.88% | 38.29% | 0.04x | 8.01x | RM344.74 Million |
Industry Comparison
This section compares Hong Leong Bank Bhd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $26,639,157,800
- Average return on equity (ROE) among peers: 8.27%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hong Leong Bank Bhd (5819) | RM38.95 Billion | 11.66% | 7.03x | $11.46 Billion |
| AMMB Holdings Bhd (1015) | $20.62 Billion | 9.70% | 8.65x | $5.11 Billion |
| CIMB Group Holdings Bhd (1023) | $11.11 Billion | 9.27% | 9.22x | $20.76 Billion |
| RHB Bank Bhd (1066) | $6.05 Billion | 9.85% | 16.07x | $8.91 Billion |
| Hong Leong Financial Group Bhd (1082) | $35.99 Billion | 6.81% | 6.97x | $5.36 Billion |
| Malayan Banking Bhd (1155) | $63.51 Billion | 10.76% | 10.15x | $33.61 Billion |
| Malaysia Building Society Bhd (1171) | $479.14 Million | 11.13% | 13.03x | $1.41 Billion |
| Public Bank Bhd (1295) | $44.75 Billion | 12.32% | 8.67x | $22.81 Billion |
| Alliance Financial Group Bhd (2488) | $64.63 Billion | 1.05% | 0.03x | $2.02 Billion |
| AFFIN Holdings Bhd (5185) | $11.60 Billion | 4.39% | 8.64x | $1.60 Billion |
| Bank Islam Malaysia Bhd (5258) | $7.66 Billion | 7.46% | 11.64x | $1.33 Billion |
About Hong Leong Bank Bhd
Hong Leong Bank Berhad operates as a financial services company in Malaysia and internationally. The company operates through Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other Operations segments. Its deposit products include current, savings, fixed deposit, salary, multi-currency, top yield, foreign currency, safe deposit boxe… Read more