Rubean AG (R1B) - Net Assets
Based on the latest financial reports, Rubean AG (R1B) has net assets worth €- EUR (≈ $- USD) as of . Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€- ≈ $- USD) and total liabilities (€- ≈ $- USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read Rubean AG (R1B) total liabilities for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €- |
| % of Total Assets | 0% |
| Annual Growth Rate | 23.64% |
| 5-Year Change | 189.09% |
| 10-Year Change | N/A |
| Growth Volatility | 54.13 |
Rubean AG - Net Assets Trend (2017–2024)
This chart illustrates how Rubean AG's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Rubean AG for the complete picture of this company's asset base.
Annual Net Assets for Rubean AG (2017–2024)
The table below shows the annual net assets of Rubean AG from 2017 to 2024. For live valuation and market cap data, see R1B market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €8.69 Million ≈ $10.16 Million |
+15.90% |
| 2023-12-31 | €7.50 Million ≈ $8.76 Million |
+38.09% |
| 2022-12-31 | €5.43 Million ≈ $6.35 Million |
-20.95% |
| 2021-12-31 | €6.87 Million ≈ $8.03 Million |
+128.50% |
| 2020-12-31 | €3.01 Million ≈ $3.51 Million |
+96.55% |
| 2019-12-31 | €1.53 Million ≈ $1.79 Million |
-0.76% |
| 2018-12-31 | €1.54 Million ≈ $1.80 Million |
-21.67% |
| 2017-12-31 | €1.97 Million ≈ $2.30 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Rubean AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 823615268.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €18.58 Million | 213.88% |
| Total Equity | €8.69 Million | 100.00% |
Rubean AG Competitors by Market Cap
The table below lists competitors of Rubean AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Gillanders Arbuthnot & Company Limited
NSE:GILLANDERS
|
$21.62 Million |
|
Elevation Oncology Inc
NASDAQ:ELEV
|
$21.63 Million |
|
Archtis Ltd
AU:AR9
|
$21.63 Million |
|
Zuleika Gold Ltd
AU:ZAG
|
$21.64 Million |
|
Adagio Medical Holdings, Inc Common Stock
NASDAQ:ADGM
|
$21.60 Million |
|
Nyesa Valores Corp SA
MC:NYE
|
$21.59 Million |
|
Ocean Vantage Holdings Bhd
KLSE:0220
|
$21.59 Million |
|
MIND CTI Ltd
NASDAQ:MNDO
|
$21.59 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Rubean AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 7,496,672 to 8,688,819, a change of 1,192,148 (15.9%).
- Net loss of 1,665,306 reduced equity.
- Other factors increased equity by 2,857,454.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €-1.67 Million | -19.17% |
| Other Changes | €2.86 Million | +32.89% |
| Total Change | €- | 15.90% |
Book Value vs Market Value Analysis
This analysis compares Rubean AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.79x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.47x to 1.79x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €1.70 | €4.20 | x |
| 2018-12-31 | €1.33 | €4.20 | x |
| 2019-12-31 | €1.24 | €4.20 | x |
| 2021-12-31 | €2.53 | €4.20 | x |
| 2022-12-31 | €1.99 | €4.20 | x |
| 2023-12-31 | €2.28 | €4.20 | x |
| 2024-12-31 | €2.35 | €4.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Rubean AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -19.17%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -93.97%
- • Asset Turnover: 0.11x
- • Equity Multiplier: 1.92x
- Recent ROE (-19.17%) is above the historical average (-25.23%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | -19.83% | -350.92% | 0.04x | 1.35x | €-586.88K |
| 2018 | -27.66% | -322.73% | 0.04x | 1.91x | €-580.32K |
| 2019 | -36.74% | -298.08% | 0.05x | 2.32x | €-714.71K |
| 2020 | -24.08% | -304.81% | 0.05x | 1.67x | €-1.02 Million |
| 2021 | -26.78% | -453.77% | 0.04x | 1.32x | €-2.53 Million |
| 2022 | -26.50% | -224.67% | 0.06x | 1.92x | €-1.98 Million |
| 2023 | -21.09% | -190.66% | 0.06x | 1.74x | €-2.33 Million |
| 2024 | -19.17% | -93.97% | 0.11x | 1.92x | €-2.53 Million |
Industry Comparison
This section compares Rubean AG's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $1,130,757,538
- Average return on equity (ROE) among peers: -10.70%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Rubean AG (R1B) | €- | -19.83% | N/A | $21.60 Million |
| StoneCo Ltd (0Q0) | $5.97 Billion | 13.45% | 2.28x | $2.65 Billion |
| Endava plc (2Y5) | $571.31 Million | 16.48% | 0.35x | $161.21 Million |
| NOWVERTICAL GROUP INC. (5XQ) | $10.76 Million | -128.78% | 0.96x | $11.72 Million |
| ADVENICA AB (65R) | $101.61 Million | 7.92% | 1.22x | $58.07 Million |
| OVH GROUPE UNSP.ADR/1/2 (7U70) | $468.35 Million | -6.10% | 2.08x | $1.16 Billion |
| COGNYTE SOFTWARE LTD (81M) | $214.73 Million | -7.25% | 1.20x | $566.87 Million |
| DETALION GAMES SA ZY -10 (9XJ) | $1.33 Million | -21.59% | 0.16x | $655.84K |
| EML Payments Ltd (A8Y1) | $437.12 Million | -1.10% | 5.14x | $112.62 Million |
| Amdocs Limited (AOS) | $3.40 Billion | 12.43% | 0.53x | $6.03 Billion |
| BOKU INC. REG S DL-0001 (B04) | $133.53 Million | 7.55% | 1.81x | $597.76 Million |
About Rubean AG
Rubean AG, a fintech company, provides software point-of-sale solutions to banks, acquirers, and merchants. The company offers PhonePOS, a contactless payment acceptance solution through smartphones; and GetPAYD, a cashless payment acceptance solution through android-based handheld devices for retail delivery drivers. Rubean AG was incorporated in 1999 and is based in Munich, Germany.