Rent-A-Center Inc
Upbound Group, Inc. leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It also provides furniture comprising … Read more
Rent-A-Center Inc (RAC) - Net Assets
Latest net assets as of September 2025: €687.30 Million EUR
Based on the latest financial reports, Rent-A-Center Inc (RAC) has net assets worth €687.30 Million EUR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€3.21 Billion) and total liabilities (€2.52 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €687.30 Million |
| % of Total Assets | 21.4% |
| Annual Growth Rate | -7.62% |
| 5-Year Change | 6.23% |
| 10-Year Change | 63.97% |
| Growth Volatility | 33.28 |
Rent-A-Center Inc - Net Assets Trend (2014–2024)
This chart illustrates how Rent-A-Center Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Rent-A-Center Inc (2014–2024)
The table below shows the annual net assets of Rent-A-Center Inc from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €628.98 Million | +12.24% |
| 2023-12-31 | €560.37 Million | +6.71% |
| 2022-12-31 | €525.15 Million | +2.31% |
| 2021-12-31 | €513.28 Million | -13.31% |
| 2020-12-31 | €592.08 Million | +29.00% |
| 2019-12-31 | €458.96 Million | +60.19% |
| 2018-12-31 | €286.52 Million | +5.17% |
| 2017-12-31 | €272.44 Million | +2.83% |
| 2016-12-31 | €264.93 Million | -30.93% |
| 2015-12-31 | €383.59 Million | -72.39% |
| 2014-12-31 | €1.39 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Rent-A-Center Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 46.2% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.04 Billion | 164.74% |
| Total Equity | €628.98 Million | 100.00% |
Rent-A-Center Inc Competitors by Market Cap
The table below lists competitors of Rent-A-Center Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Anhui Jiangnan Chemical Industry Co Ltd
SHE:002226
|
$828.66 Million |
|
Huhtamaki Oyj
NYSE:HMKIY
|
$828.92 Million |
|
United Fire Group Inc
NASDAQ:UFCS
|
$828.99 Million |
|
Vimian Group AB (publ)
PINK:VIMGF
|
$829.05 Million |
|
The Karnataka Bank Limited
NSE:KTKBANK
|
$827.96 Million |
|
VNDIRECT Securities Corp
VN:VND
|
$827.89 Million |
|
Asia Optical Co Inc
TW:3019
|
$827.87 Million |
|
Mercantile Bank Corporation
NASDAQ:MBWM
|
$827.69 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Rent-A-Center Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 560,372,000 to 628,984,000, a change of 68,612,000 (12.2%).
- Net income of 123,478,000 contributed positively to equity growth.
- Dividend payments of 82,299,000 reduced retained earnings.
- Other factors increased equity by 27,433,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €123.48 Million | +19.63% |
| Dividends Paid | €82.30 Million | -13.08% |
| Other Changes | €27.43 Million | +4.36% |
| Total Change | €- | 12.24% |
Book Value vs Market Value Analysis
This analysis compares Rent-A-Center Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.34x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.01x to 1.34x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €5.11 | €15.40 | x |
| 2018-12-31 | €5.35 | €15.40 | x |
| 2019-12-31 | €8.38 | €15.40 | x |
| 2020-12-31 | €10.91 | €15.40 | x |
| 2021-12-31 | €7.76 | €15.40 | x |
| 2022-12-31 | €9.43 | €15.40 | x |
| 2023-12-31 | €10.32 | €15.40 | x |
| 2024-12-31 | €11.49 | €15.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Rent-A-Center Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.63%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.86%
- • Asset Turnover: 1.63x
- • Equity Multiplier: 4.21x
- Recent ROE (19.63%) is above the historical average (-14.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 6.94% | 3.05% | 0.97x | 2.35x | €-42.52 Million |
| 2015 | -248.58% | -29.08% | 1.66x | 5.15x | €-991.88 Million |
| 2016 | -39.71% | -3.55% | 1.85x | 6.05x | €-131.69 Million |
| 2017 | 2.44% | 0.25% | 1.90x | 5.21x | €-20.59 Million |
| 2018 | 2.96% | 0.32% | 1.90x | 4.88x | €-20.16 Million |
| 2019 | 37.81% | 6.50% | 1.69x | 3.45x | €127.65 Million |
| 2020 | 35.15% | 7.40% | 1.61x | 2.96x | €148.91 Million |
| 2021 | 26.29% | 2.94% | 1.53x | 5.83x | €83.61 Million |
| 2022 | 2.35% | 0.29% | 1.54x | 5.26x | €-40.16 Million |
| 2023 | -0.92% | -0.13% | 1.47x | 4.86x | €-61.22 Million |
| 2024 | 19.63% | 2.86% | 1.63x | 4.21x | €60.58 Million |
Industry Comparison
This section compares Rent-A-Center Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $365,665,335
- Average return on equity (ROE) among peers: 1.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Rent-A-Center Inc (RAC) | €687.30 Million | 6.94% | 3.67x | $828.09 Million |
| Growens S.p.A. (0MU) | $56.87 Million | 102.36% | 0.45x | $22.92K |
| Patriot One Technologies Inc (0PL) | $33.53 Million | -35.74% | 0.02x | $58.49 Million |
| Paycom Soft (0PY) | $1.18 Billion | 23.79% | 2.30x | $5.38 Billion |
| innoscripta SE (1INN) | $35.15 Million | 71.39% | 0.67x | $124.83 Million |
| Nextech3D.AI Corporation (1SS) | $13.13 Million | -208.54% | 0.31x | $13.92 Million |
| WEIMOB INC. DL-0001 (36W) | $1.99 Billion | 15.68% | 0.66x | $647.04 Million |
| Modelon AB (publ) (3VM) | $173.11 Million | -16.46% | 0.23x | $7.36 Million |
| Hitek Global Inc. (4JX) | $28.34 Million | 3.70% | 0.25x | $4.96 Million |
| Envirosuite Limited (57P) | $127.30 Million | -9.82% | 0.18x | $39.98 Million |
| JanOne Inc (5AR1) | $16.82 Million | 65.36% | 1.78x | $133.90 Million |