The Karnataka Bank Limited (KTKBANK) - Net Assets

Latest as of September 2025: Rs125.89 Billion INR ≈ $1.36 Billion USD

Based on the latest financial reports, The Karnataka Bank Limited (KTKBANK) has net assets worth Rs125.89 Billion INR (≈ $1.36 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.19 Trillion ≈ $12.84 Billion USD) and total liabilities (Rs1.06 Trillion ≈ $11.47 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check The Karnataka Bank Limited liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets Rs125.89 Billion
% of Total Assets 10.61%
Annual Growth Rate 13.4%
5-Year Change 81.94%
10-Year Change 227.45%
Growth Volatility 9.34

The Karnataka Bank Limited - Net Assets Trend (2005–2025)

This chart illustrates how The Karnataka Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore The Karnataka Bank Limited (KTKBANK) total assets for the complete picture of this company's asset base.

Annual Net Assets for The Karnataka Bank Limited (2005–2025)

The table below shows the annual net assets of The Karnataka Bank Limited from 2005 to 2025. For live valuation and market cap data, see how much is The Karnataka Bank Limited worth.

Year Net Assets Change
2025-03-31 Rs120.85 Billion
≈ $1.31 Billion		 +12.66%
2024-03-31 Rs107.27 Billion
≈ $1.16 Billion		 +30.60%
2023-03-31 Rs82.13 Billion
≈ $888.24 Million		 +15.78%
2022-03-31 Rs70.94 Billion
≈ $767.19 Million		 +6.80%
2021-03-31 Rs66.42 Billion
≈ $718.33 Million		 +11.25%
2020-03-31 Rs59.70 Billion
≈ $645.68 Million		 +3.20%
2019-03-31 Rs57.85 Billion
≈ $625.65 Million		 +6.93%
2018-03-31 Rs54.10 Billion
≈ $585.09 Million		 +5.20%
2017-03-31 Rs51.43 Billion
≈ $556.15 Million		 +39.34%
2016-03-31 Rs36.91 Billion
≈ $399.12 Million		 +8.90%
2015-03-31 Rs33.89 Billion
≈ $366.51 Million		 +11.04%
2014-03-31 Rs30.52 Billion
≈ $330.08 Million		 +6.83%
2013-03-31 Rs28.57 Billion
≈ $308.98 Million		 +9.96%
2012-03-31 Rs25.98 Billion
≈ $280.99 Million		 +6.96%
2011-03-31 Rs24.29 Billion
≈ $262.70 Million		 +32.54%
2010-03-31 Rs18.33 Billion
≈ $198.20 Million		 +16.96%
2009-03-31 Rs15.67 Billion
≈ $169.47 Million		 +13.59%
2008-03-31 Rs13.80 Billion
≈ $149.20 Million		 +11.38%
2007-03-31 Rs12.39 Billion
≈ $133.95 Million		 +11.47%
2006-03-31 Rs11.11 Billion
≈ $120.16 Million		 +13.61%
2005-03-31 Rs9.78 Billion
≈ $105.77 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to The Karnataka Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 189012700000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings Rs1.89 Billion 1.56%
Common Stock Rs3.78 Billion 3.13%
Other Comprehensive Income Rs117.07 Billion 96.87%
Total Equity Rs120.85 Billion 100.00%

The Karnataka Bank Limited Competitors by Market Cap

The table below lists competitors of The Karnataka Bank Limited ranked by their market capitalization.

Company Market Cap
SMA Solar Technology AG
F:S92
 $1.10 Billion
Platinum Asset Management Ltd
AU:PTM
 $1.10 Billion
Asana Inc
NYSE:ASAN
 $1.10 Billion
Max Stock Ltd
TA:MAXO
 $1.10 Billion
Ho Chi Minh City Securities Corp
VN:HCM
 $1.10 Billion
Changzhou NRB Corp
SHE:002708
 $1.10 Billion
SY HOLDINGS GROUP HD-01
F:9U0
 $1.10 Billion
Inversiones Aguas Metropolitanas SA
SN:IAM
 $1.10 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in The Karnataka Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 108,475,326,000 to 120,848,300,000, a change of 12,372,974,000 (11.4%).
  • Net income of 12,728,400,000 contributed positively to equity growth.
  • Dividend payments of 2,076,900,000 reduced retained earnings.
  • Share repurchases of 42,200,000 reduced equity.
  • New share issuances of 42,200,000 increased equity.
  • Other comprehensive income increased equity by 41,256,329,000.
  • Other factors decreased equity by 39,534,855,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income Rs12.73 Billion +10.53%
Dividends Paid Rs2.08 Billion -1.72%
Share Repurchases Rs42.20 Million -0.03%
Share Issuances Rs42.20 Million +0.03%
Other Comprehensive Income Rs41.26 Billion +34.14%
Other Changes Rs-39.53 Billion -32.71%
Total Change Rs- 11.41%

Book Value vs Market Value Analysis

This analysis compares The Karnataka Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.84x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 8.53x to 0.84x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-03-31 Rs31.49 Rs268.61 x
2006-03-31 Rs35.77 Rs268.61 x
2007-03-31 Rs39.88 Rs268.61 x
2008-03-31 Rs44.41 Rs268.61 x
2009-03-31 Rs50.45 Rs268.61 x
2010-03-31 Rs59.00 Rs268.61 x
2011-03-31 Rs78.20 Rs268.61 x
2012-03-31 Rs83.65 Rs268.61 x
2013-03-31 Rs91.98 Rs268.61 x
2014-03-31 Rs98.26 Rs268.61 x
2015-03-31 Rs109.11 Rs268.61 x
2016-03-31 Rs158.99 Rs268.61 x
2017-03-31 Rs200.33 Rs268.61 x
2018-03-31 Rs174.03 Rs268.61 x
2019-03-31 Rs186.10 Rs268.61 x
2020-03-31 Rs192.02 Rs268.61 x
2021-03-31 Rs213.04 Rs268.61 x
2022-03-31 Rs227.26 Rs268.61 x
2023-03-31 Rs262.06 Rs268.61 x
2024-03-31 Rs329.30 Rs268.61 x
2025-03-31 Rs319.30 Rs268.61 x

Capital Efficiency Dashboard

This dashboard shows how efficiently The Karnataka Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.53%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 12.38%
  • • Asset Turnover: 0.09x
  • • Equity Multiplier: 10.01x
  • Recent ROE (10.53%) is below the historical average (11.21%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 15.05% 13.86% 0.08x 12.82x Rs493.42 Million
2006 15.84% 33.03% 0.04x 13.46x Rs649.21 Million
2007 14.29% 29.79% 0.04x 13.10x Rs531.72 Million
2008 17.52% 34.73% 0.04x 14.02x Rs1.04 Billion
2009 17.02% 32.26% 0.04x 14.59x Rs1.10 Billion
2010 9.12% 25.84% 0.02x 14.75x Rs-161.55 Million
2011 8.42% 22.65% 0.03x 13.05x Rs-382.97 Million
2012 9.47% 22.88% 0.03x 13.98x Rs-137.51 Million
2013 12.18% 26.08% 0.03x 14.53x Rs623.74 Million
2014 10.19% 20.29% 0.03x 15.41x Rs58.15 Million
2015 13.32% 26.01% 0.03x 15.30x Rs1.13 Billion
2016 11.25% 22.65% 0.03x 15.31x Rs462.33 Million
2017 8.79% 19.70% 0.04x 12.47x Rs-619.98 Million
2018 6.02% 12.00% 0.04x 13.01x Rs-2.15 Billion
2019 8.25% 16.58% 0.04x 13.66x Rs-1.01 Billion
2020 7.23% 12.59% 0.04x 13.95x Rs-1.65 Billion
2021 7.26% 13.46% 0.04x 12.88x Rs-1.82 Billion
2022 7.16% 7.09% 0.08x 12.97x Rs-2.01 Billion
2023 14.36% 14.36% 0.08x 12.06x Rs3.58 Billion
2024 12.05% 13.59% 0.08x 10.70x Rs2.22 Billion
2025 10.53% 12.38% 0.09x 10.01x Rs643.57 Million

Industry Comparison

This section compares The Karnataka Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $108,245,704,600
  • Average return on equity (ROE) among peers: 6.74%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
The Karnataka Bank Limited (KTKBANK) Rs125.89 Billion 15.05% 8.43x $1.10 Billion
AU Small Finance Bank Limited (AUBANK) $62.75 Billion 18.66% 7.22x $8.21 Billion
Bandhan Bank Limited (BANDHANBNK) $216.10 Billion 10.32% 7.23x $3.48 Billion
Bank of Baroda (BANKBARODA) $133.71 Billion 17.83% 16.32x $14.73 Billion
Bank of India (BANKINDIA) $245.44 Billion 28.81% 17.60x $6.89 Billion
Canara Bank (CANBK) $254.09 Billion 11.69% 15.50x $13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB) $1.15 Billion 11.96% 16.87x $136.92 Million
Central Bank of India (CENTRALBK) $110.28 Billion 11.92% 18.04x $3.57 Billion
CSB Bank Limited (CSBBANK) $8.88 Billion -5.98% 16.74x $699.76 Million
City Union Bank Limited (CUB) $48.41 Billion 14.11% 8.35x $2.17 Billion
DCB Bank Limited (DCBBANK) $1.64 Billion -51.93% 21.79x $649.92 Million

About The Karnataka Bank Limited

NSE:KTKBANK India Banks - Regional
Market Cap
$1.10 Billion
Rs101.57 Billion INR
Market Cap Rank
#8707 Global
#418 in India
Share Price
Rs268.61
Change (1 day)
+0.10%
52-Week Range
Rs169.89 - Rs268.61
All Time High
Rs270.16
Categories
Companies in India Banks - Regional Banking & Financial
About

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured fina… Read more