The Karnataka Bank Limited (KTKBANK) - Net Assets

Latest as of March 2026: Rs132.24 Billion INR ≈ $1.43 Billion USD

Based on the latest financial reports, The Karnataka Bank Limited (KTKBANK) has net assets worth Rs132.24 Billion INR (≈ $1.43 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.29 Trillion ≈ $13.99 Billion USD) and total liabilities (Rs1.16 Trillion ≈ $12.56 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check KTKBANK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric Value
Current Net Assets Rs132.24 Billion
% of Total Assets 10.22%
Annual Growth Rate 13.2%
5-Year Change 86.41%
10-Year Change 157.15%
Growth Volatility 9.16

The Karnataka Bank Limited - Net Assets Trend (2005–2026)

This chart illustrates how The Karnataka Bank Limited's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see The Karnataka Bank Limited (KTKBANK) market capitalisation.

Annual Net Assets for The Karnataka Bank Limited (2005–2026)

The table below shows the annual net assets of The Karnataka Bank Limited from 2005 to 2026. Also explore net asset growth rate of The Karnataka Bank Limited to track the company's year-over-year net asset growth rate.

Year Net Assets Change
2026-03-31 Rs132.24 Billion
≈ $1.43 Billion		 +9.43%
2025-03-31 Rs120.85 Billion
≈ $1.31 Billion		 +12.66%
2024-03-31 Rs107.27 Billion
≈ $1.16 Billion		 +30.60%
2023-03-31 Rs82.13 Billion
≈ $888.24 Million		 +15.78%
2022-03-31 Rs70.94 Billion
≈ $767.19 Million		 +6.80%
2021-03-31 Rs66.42 Billion
≈ $718.33 Million		 +11.25%
2020-03-31 Rs59.70 Billion
≈ $645.68 Million		 +3.20%
2019-03-31 Rs57.85 Billion
≈ $625.65 Million		 +6.93%
2018-03-31 Rs54.10 Billion
≈ $585.09 Million		 +5.20%
2017-03-31 Rs51.43 Billion
≈ $556.15 Million		 +39.34%
2016-03-31 Rs36.91 Billion
≈ $399.12 Million		 +8.90%
2015-03-31 Rs33.89 Billion
≈ $366.51 Million		 +11.04%
2014-03-31 Rs30.52 Billion
≈ $330.08 Million		 +6.83%
2013-03-31 Rs28.57 Billion
≈ $308.98 Million		 +9.96%
2012-03-31 Rs25.98 Billion
≈ $280.99 Million		 +6.96%
2011-03-31 Rs24.29 Billion
≈ $262.70 Million		 +32.54%
2010-03-31 Rs18.33 Billion
≈ $198.20 Million		 +16.96%
2009-03-31 Rs15.67 Billion
≈ $169.47 Million		 +13.59%
2008-03-31 Rs13.80 Billion
≈ $149.20 Million		 +11.38%
2007-03-31 Rs12.39 Billion
≈ $133.95 Million		 +11.47%
2006-03-31 Rs11.11 Billion
≈ $120.16 Million		 +13.61%
2005-03-31 Rs9.78 Billion
≈ $105.77 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to The Karnataka Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 240760700000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2026)

Component Amount Percentage
Retained Earnings Rs2.41 Billion 1.82%
Common Stock Rs3.78 Billion 2.86%
Other Components Rs126.05 Billion 95.32%
Total Equity Rs132.24 Billion 100.00%

The Karnataka Bank Limited Competitors by Market Cap

The table below lists competitors of The Karnataka Bank Limited ranked by their market capitalization.

Company Market Cap
Omeros Corporation
NASDAQ:OMER
 $1.40 Billion
Chongqing Chuanyi Automation Co Ltd
SHG:603100
 $1.40 Billion
BOXABL Inc.
NASDAQ:BXBL
 $1.41 Billion
DOMS Industries Limited
NSE:DOMS
 $1.41 Billion
Geo-Jade Petroleum Corp
SHG:600759
 $1.40 Billion
Inox Wind Limited
NSE:INOXWIND
 $1.40 Billion
Rio2 Ltd
TO:RIO
 $1.40 Billion
Hillman Solutions Corp
NASDAQ:HLMN
 $1.40 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in The Karnataka Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2025 to 2026, total equity changed from 120,848,300,000 to 132,242,200,000, a change of 11,393,900,000 (9.4%).
  • Net income of 13,107,500,000 contributed positively to equity growth.
  • Dividend payments of 1,890,300,000 reduced retained earnings.
  • New share issuances of 18,700,000 increased equity.
  • Other comprehensive income decreased equity by 117,068,800,000.
  • Other factors increased equity by 117,226,800,000.

Equity Change Factors (2025 to 2026)

Factor Impact Contribution
Net Income Rs13.11 Billion +9.91%
Dividends Paid Rs1.89 Billion -1.43%
Share Issuances Rs18.70 Million +0.01%
Other Comprehensive Income Rs-117.07 Billion -88.53%
Other Changes Rs117.23 Billion +88.65%
Total Change Rs- 9.43%

Book Value vs Market Value Analysis

This analysis compares The Karnataka Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.98x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 10.90x to 0.98x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-03-31 Rs31.49 Rs343.05 x
2006-03-31 Rs35.77 Rs343.05 x
2007-03-31 Rs39.88 Rs343.05 x
2008-03-31 Rs44.41 Rs343.05 x
2009-03-31 Rs50.45 Rs343.05 x
2010-03-31 Rs59.00 Rs343.05 x
2011-03-31 Rs78.20 Rs343.05 x
2012-03-31 Rs83.65 Rs343.05 x
2013-03-31 Rs91.98 Rs343.05 x
2014-03-31 Rs98.26 Rs343.05 x
2015-03-31 Rs109.11 Rs343.05 x
2016-03-31 Rs158.99 Rs343.05 x
2017-03-31 Rs200.33 Rs343.05 x
2018-03-31 Rs174.03 Rs343.05 x
2019-03-31 Rs186.10 Rs343.05 x
2020-03-31 Rs192.02 Rs343.05 x
2021-03-31 Rs213.04 Rs343.05 x
2022-03-31 Rs227.26 Rs343.05 x
2023-03-31 Rs262.06 Rs343.05 x
2024-03-31 Rs329.30 Rs343.05 x
2025-03-31 Rs319.30 Rs343.05 x
2026-03-31 Rs349.18 Rs343.05 x

Capital Efficiency Dashboard

This dashboard shows how efficiently The Karnataka Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 9.91%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 12.70%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 9.78x
  • Recent ROE (9.91%) is below the historical average (11.15%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 15.05% 13.86% 0.08x 12.82x Rs493.42 Million
2006 15.84% 14.86% 0.08x 13.46x Rs649.21 Million
2007 14.29% 12.37% 0.09x 13.10x Rs531.72 Million
2008 17.52% 13.45% 0.09x 14.02x Rs1.04 Billion
2009 17.02% 11.75% 0.10x 14.59x Rs1.10 Billion
2010 9.12% 7.10% 0.09x 14.75x Rs-161.55 Million
2011 8.42% 7.69% 0.08x 13.05x Rs-382.97 Million
2012 9.47% 7.25% 0.09x 13.98x Rs-137.51 Million
2013 12.18% 8.30% 0.10x 14.53x Rs623.74 Million
2014 10.19% 6.67% 0.10x 15.41x Rs58.15 Million
2015 13.32% 8.57% 0.10x 15.30x Rs1.13 Billion
2016 11.25% 7.52% 0.10x 15.31x Rs462.33 Million
2017 8.79% 7.55% 0.09x 12.47x Rs-619.98 Million
2018 6.02% 5.18% 0.09x 13.01x Rs-2.15 Billion
2019 8.25% 6.94% 0.09x 13.66x Rs-1.01 Billion
2020 7.23% 5.58% 0.09x 13.95x Rs-1.65 Billion
2021 7.26% 6.38% 0.09x 12.88x Rs-1.82 Billion
2022 7.16% 7.09% 0.08x 12.97x Rs-2.01 Billion
2023 14.36% 14.36% 0.08x 12.06x Rs3.58 Billion
2024 12.05% 13.59% 0.08x 10.70x Rs2.22 Billion
2025 10.53% 12.38% 0.09x 10.01x Rs643.57 Million
2026 9.91% 12.70% 0.08x 9.78x Rs-116.72 Million

Industry Comparison

This section compares The Karnataka Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $94,848,543,700
  • Average return on equity (ROE) among peers: 12.92%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
The Karnataka Bank Limited (KTKBANK) Rs132.24 Billion 15.05% 8.78x $1.40 Billion
AU Small Finance Bank Limited (AUBANK) $20.00 Billion 41.11% 3.91x $8.53 Billion
Bandhan Bank Limited (BANDHANBNK) $216.10 Billion 10.32% 7.23x $3.33 Billion
Bank of Baroda (BANKBARODA) $133.71 Billion 17.83% 16.32x $13.25 Billion
Bank of India (BANKINDIA) $106.96 Billion 18.36% 15.77x $6.88 Billion
Canara Bank (CANBK) $383.57 Billion 1.57% 17.56x $12.36 Billion
Capital Small Finance Bank Limited (CAPITALSFB) $4.07 Billion 6.24% 12.10x $139.38 Million
Central Bank of India (CENTRALBK) $18.68 Billion 17.14% 29.40x $3.10 Billion
CSB Bank Limited (CSBBANK) $5.46 Billion -10.62% 27.88x $616.57 Million
City Union Bank Limited (CUB) $48.41 Billion 14.11% 8.35x $1.81 Billion
DCB Bank Limited (DCBBANK) $11.54 Billion 13.12% 10.20x $779.39 Million

About The Karnataka Bank Limited

NSE:KTKBANK India Banks - Regional
Market Cap
$1.40 Billion
Rs129.74 Billion INR
Market Cap Rank
#7556 Global
#373 in India
Share Price
Rs343.05
Change (1 day)
+3.48%
52-Week Range
Rs170.82 - Rs343.05
All Time High
Rs343.05
Categories
Companies in India Banks - Regional Banking & Financial
About

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financ… Read more