SAMPO OYJ (SDR)/1 (SMP) - Net Assets
Based on the latest financial reports, SAMPO OYJ (SDR)/1 (SMP) has net assets worth €8.09 Billion EUR (≈ $9.46 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€25.72 Billion ≈ $30.07 Billion USD) and total liabilities (€17.63 Billion ≈ $20.61 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of SAMPO OYJ (SDR)/1 to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €8.09 Billion |
| % of Total Assets | 31.46% |
| Annual Growth Rate | -7.36% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 16.04 |
SAMPO OYJ (SDR)/1 - Net Assets Trend (2022–2025)
This chart illustrates how SAMPO OYJ (SDR)/1's net assets have evolved over time, based on quarterly financial data. Also explore SAMPO OYJ (SDR)/1 total assets for the complete picture of this company's asset base.
Annual Net Assets for SAMPO OYJ (SDR)/1 (2022–2025)
The table below shows the annual net assets of SAMPO OYJ (SDR)/1 from 2022 to 2025. For live valuation and market cap data, see SMP stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €8.09 Billion ≈ $9.46 Billion |
+14.63% |
| 2024-12-31 | €7.06 Billion ≈ $8.25 Billion |
-8.17% |
| 2023-12-31 | €7.69 Billion ≈ $8.99 Billion |
-24.47% |
| 2022-12-31 | €10.18 Billion ≈ $11.90 Billion |
-- |
Equity Component Analysis
This analysis shows how different components contribute to SAMPO OYJ (SDR)/1's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 41.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €4.93 Billion | 60.89% |
| Other Components | €3.17 Billion | 39.11% |
| Total Equity | €8.09 Billion | 100.00% |
SAMPO OYJ (SDR)/1 Competitors by Market Cap
The table below lists competitors of SAMPO OYJ (SDR)/1 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
American Water Works
NYSE:AWK
|
$24.86 Billion |
|
Banco do Brasil S.A.
SA:BBAS3
|
$24.88 Billion |
|
TechnipFMC PLC
F:1T1
|
$24.89 Billion |
|
LPL Financial Holdings Inc
NASDAQ:LPLA
|
$24.92 Billion |
|
H & M Hennes & Mauritz AB (publ)
ST:HM-B
|
$24.86 Billion |
|
ANTA Sports Products Limited
F:AS7
|
$24.66 Billion |
|
Koninklijke Philips NV
AS:PHIA
|
$24.62 Billion |
|
FTAI Aviation Ltd.
NASDAQ:FTAI
|
$24.61 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SAMPO OYJ (SDR)/1's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 7,059,000,000 to 8,092,000,000, a change of 1,033,000,000 (14.6%).
- Net income of 1,998,000,000 contributed positively to equity growth.
- Dividend payments of 915,000,000 reduced retained earnings.
- Share repurchases of 290,000,000 reduced equity.
- Other factors increased equity by 240,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €2.00 Billion | +24.69% |
| Dividends Paid | €915.00 Million | -11.31% |
| Share Repurchases | €290.00 Million | -3.58% |
| Other Changes | €240.00 Million | +2.97% |
| Total Change | €- | 14.63% |
Book Value vs Market Value Analysis
This analysis compares SAMPO OYJ (SDR)/1's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.05x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 2.48x to 3.05x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | €3.74 | €9.26 | x |
| 2023-12-31 | €2.89 | €9.26 | x |
| 2024-12-31 | €2.62 | €9.26 | x |
| 2025-12-31 | €3.04 | €9.26 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SAMPO OYJ (SDR)/1 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 24.69%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.36%
- • Asset Turnover: 0.40x
- • Equity Multiplier: 3.18x
- Recent ROE (24.69%) is above the historical average (20.29%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 21.91% | 27.37% | 0.20x | 4.08x | €1.15 Billion |
| 2023 | 18.22% | 15.54% | 0.35x | 3.34x | €596.70 Million |
| 2024 | 16.35% | 12.54% | 0.38x | 3.47x | €448.10 Million |
| 2025 | 24.69% | 19.36% | 0.40x | 3.18x | €1.19 Billion |
Industry Comparison
This section compares SAMPO OYJ (SDR)/1's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $26,690,133,805
- Average return on equity (ROE) among peers: 9.75%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SAMPO OYJ (SDR)/1 (SMP) | €8.09 Billion | 21.91% | 2.18x | $24.86 Billion |
| NN GROUP NV UNSP.ADR/1 (2NN0) | $23.63 Billion | 13.87% | 9.64x | $19.09 Billion |
| WATERDROP INC.ADS/10 CL.A (717) | $4.87 Billion | 7.54% | 0.32x | $460.70 Million |
| Allianz SE VNA O.N. (ALV) | $52.85 Billion | 11.35% | 12.46x | $140.11 Billion |
| ALLIANZ SE UNSP.ADR 1/10 (ALVE) | $58.73 Billion | 10.93% | 14.93x | $141.45 Billion |
| ASS.GENERALI ADR 1/2/EO 1 (ASG0) | $31.29 Billion | 11.98% | 15.26x | $54.86 Billion |
| AXA SA (AXAA) | $78.28 Billion | 6.42% | 9.73x | $81.82 Billion |
| MAPFRE S.A.ADR 2 / EO-10 (CMA) | $10.51 Billion | 10.77% | 4.57x | $12.03 Billion |
| NÜRNBERGER Beteiligungs-AG (NBG6) | $932.76 Million | 6.75% | 37.45x | $1.38 Billion |
| RheinLand Holding AG (RLV) | $157.22 Million | 5.29% | 9.48x | $115.20 Million |
| Arch Capital Group Ltd (RSK) | $5.65 Billion | 12.57% | 2.46x | $29.77 Billion |
About SAMPO OYJ (SDR)/1
Sampo Oyj, together with its subsidiaries, provides non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, Spain, Gibraltar, Germany, the Netherlands, France, and the United Kingdom. The company operates through If, Topdanmark, Hastings, and Holding segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor… Read more