Aktia Bank Abp (AKTIA) - Net Assets

Latest as of December 2025: €646.20 Million EUR ≈ $755.48 Million USD

Based on the latest financial reports, Aktia Bank Abp (AKTIA) has net assets worth €646.20 Million EUR (≈ $755.48 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€11.98 Billion ≈ $14.01 Billion USD) and total liabilities (€11.33 Billion ≈ $13.25 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Aktia Bank Abp asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€646.20 Million
% of Total Assets	5.39%
Annual Growth Rate	4.61%
5-Year Change	-12.49%
10-Year Change	5.4%
Growth Volatility	13.31

Aktia Bank Abp - Net Assets Trend (2008–2025)

This chart illustrates how Aktia Bank Abp's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Aktia Bank Abp for the complete picture of this company's asset base.

Annual Net Assets for Aktia Bank Abp (2008–2025)

The table below shows the annual net assets of Aktia Bank Abp from 2008 to 2025. For live valuation and market cap data, see AKTIA market cap.

Year	Net Assets	Change
2025-12-31	€646.20 Million ≈ $755.48 Million	-12.89%
2024-12-31	€741.85 Million ≈ $867.30 Million	+5.25%
2023-12-31	€704.85 Million ≈ $824.04 Million	+10.12%
2022-12-31	€640.09 Million ≈ $748.34 Million	-13.31%
2021-12-31	€738.40 Million ≈ $863.26 Million	+10.73%
2020-12-31	€666.83 Million ≈ $779.59 Million	+9.32%
2019-12-31	€610.00 Million ≈ $713.15 Million	+3.40%
2018-12-31	€589.94 Million ≈ $689.70 Million	-1.35%
2017-12-31	€598.02 Million ≈ $699.15 Million	-2.46%
2016-12-31	€613.11 Million ≈ $716.79 Million	-0.34%
2015-12-31	€615.22 Million ≈ $719.26 Million	-10.95%
2014-12-31	€690.89 Million ≈ $807.72 Million	+7.66%
2013-12-31	€641.71 Million ≈ $750.23 Million	+31.34%
2012-12-31	€488.57 Million ≈ $571.19 Million	+29.65%
2011-12-31	€376.83 Million ≈ $440.56 Million	0.00%
2010-12-31	€376.85 Million ≈ $440.57 Million	-1.78%
2009-12-31	€383.69 Million ≈ $448.57 Million	+27.82%
2008-12-31	€300.18 Million ≈ $350.94 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Aktia Bank Abp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 33450000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	€334.50 Million	51.76%
Common Stock	€169.70 Million	26.26%
Other Comprehensive Income	€-10.00 Million	-1.55%
Other Components	€152.00 Million	23.52%
Total Equity	€646.20 Million	100.00%

Aktia Bank Abp Competitors by Market Cap

The table below lists competitors of Aktia Bank Abp ranked by their market capitalization.

Company	Market Cap
Pakuwon Jati Tbk JK:PWON	$891.74 Million
NGERN TID LOR-NVDR- BA37 F:70V0	$891.95 Million
LIGHTHOUSE PROPERTIES F:87O	$892.27 Million
GIGAVIS LTD (PROPOSED) KQ:420770	$892.52 Million
Advanced Wireless Semiconductor Co TWO:8086	$891.55 Million
Hidrovias do Brasil S.A SA:HBSA3	$891.55 Million
BEH Property Co Ltd SHG:600791	$891.34 Million
PMB Technology Bhd KLSE:7172	$891.28 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Aktia Bank Abp's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 741,853,000 to 646,200,000, a change of -95,653,000 (-12.9%).
Net income of 10,300,000 contributed positively to equity growth.
Dividend payments of 59,900,000 reduced retained earnings.
New share issuances of 2,000,000 increased equity.
Other comprehensive income decreased equity by 10,000,000.
Other factors decreased equity by 38,053,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€10.30 Million	+1.59%
Dividends Paid	€59.90 Million	-9.27%
Share Issuances	€2.00 Million	+0.31%
Other Comprehensive Income	€-10.00 Million	-1.55%
Other Changes	€-38.05 Million	-5.89%
Total Change	€-	-12.89%

Book Value vs Market Value Analysis

This analysis compares Aktia Bank Abp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.23x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.63x to 1.23x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-12-31	€4.13	€10.88	x
2009-12-31	€5.27	€10.88	x
2010-12-31	€4.99	€10.88	x
2011-12-31	€4.79	€10.88	x
2012-12-31	€6.36	€10.88	x
2013-12-31	€8.67	€10.88	x
2014-12-31	€9.38	€10.88	x
2015-12-31	€9.25	€10.88	x
2016-12-31	€9.22	€10.88	x
2017-12-31	€8.68	€10.88	x
2018-12-31	€8.57	€10.88	x
2019-12-31	€8.84	€10.88	x
2020-12-31	€9.54	€10.88	x
2021-12-31	€10.48	€10.88	x
2022-12-31	€8.89	€10.88	x
2023-12-31	€9.74	€10.88	x
2024-12-31	€10.20	€10.88	x
2025-12-31	€8.83	€10.88	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Aktia Bank Abp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 1.59%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 3.49%
• Asset Turnover: 0.02x
• Equity Multiplier: 18.54x
Recent ROE (1.59%) is below the historical average (8.54%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2008	-5.95%	-8.38%	0.02x	34.59x	€-43.91 Million
2009	10.83%	11.49%	0.03x	27.18x	€2.92 Million
2010	15.06%	17.00%	0.03x	29.84x	€16.82 Million
2011	7.75%	7.87%	0.03x	31.32x	€-7.19 Million
2012	11.61%	14.84%	0.03x	24.11x	€6.81 Million
2013	9.04%	18.32%	0.03x	18.95x	€-5.54 Million
2014	8.41%	19.09%	0.03x	17.16x	€-9.90 Million
2015	8.45%	21.05%	0.02x	16.06x	€-9.52 Million
2016	8.04%	22.12%	0.02x	15.47x	€-12.00 Million
2017	6.58%	18.57%	0.02x	15.97x	€-20.46 Million
2018	9.49%	27.61%	0.02x	15.71x	€-2.99 Million
2019	10.14%	28.66%	0.02x	15.90x	€825.40K
2020	6.39%	20.95%	0.02x	15.86x	€-24.06 Million
2021	9.12%	25.83%	0.02x	15.78x	€-6.48 Million
2022	15.36%	30.42%	0.03x	19.39x	€34.32 Million
2023	11.54%	16.02%	0.04x	17.08x	€10.86 Million
2024	10.23%	13.05%	0.05x	16.05x	€1.71 Million
2025	1.59%	3.49%	0.02x	18.54x	€-54.32 Million

Industry Comparison

This section compares Aktia Bank Abp's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $5,382,100,000
Average return on equity (ROE) among peers: 6.63%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Aktia Bank Abp (AKTIA)	€646.20 Million	-5.95%	17.54x	$891.71 Million
Alandsbanken Abp A (ALBAV)	$195.88 Million	8.24%	20.91x	$366.45 Million
Alandsbanken Abp B (ALBBV)	$180.56 Million	-3.58%	17.83x	$499.50 Million
Alisa Pankki Oyj (ALISA)	$49.10 Million	3.26%	11.13x	$25.43 Million
Nordea Bank Abp (NDA-FI)	$26.12 Billion	10.06%	26.42x	$55.32 Billion
Oma Saastopankki Oyj (OMASP)	$364.96 Million	15.17%	15.28x	$355.08 Million

About Aktia Bank Abp

HE:AKTIA Finland Banks - Regional

Market Cap

$932.76 Million

€797.84 Million EUR

Market Cap Rank

#9626 Global

#37 in Finland

Share Price

€10.88

Change (1 day)

-5.23%

52-Week Range

€9.32 - €12.92

All Time High

€12.92