Alandsbanken Abp B
Ålandsbanken Abp, together with its subsidiaries, operates as a commercial bank for private individuals and companies in Finland and Sweden. It offers deposit accounts, including savings accounts, time deposits, and cash accounts connected to securities accounts; digital services and insurance; cashier and payment intermediate services; debit and credit cards; the Premium concept; bank safety dep… Read more
Alandsbanken Abp B (ALBBV) - Net Assets
Latest net assets as of December 2025: €387.00 Million EUR
Based on the latest financial reports, Alandsbanken Abp B (ALBBV) has net assets worth €387.00 Million EUR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€5.17 Billion) and total liabilities (€4.79 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €387.00 Million |
| % of Total Assets | 7.48% |
| Annual Growth Rate | 6.43% |
| 5-Year Change | 16.6% |
| 10-Year Change | 74.47% |
| Growth Volatility | 6.07 |
Alandsbanken Abp B - Net Assets Trend (2000–2025)
This chart illustrates how Alandsbanken Abp B's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Alandsbanken Abp B (2000–2025)
The table below shows the annual net assets of Alandsbanken Abp B from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €387.00 Million | +15.19% |
| 2024-12-31 | €335.96 Million | +0.19% |
| 2023-12-31 | €335.32 Million | +5.77% |
| 2022-12-31 | €317.04 Million | -4.48% |
| 2021-12-31 | €331.92 Million | +13.53% |
| 2020-12-31 | €292.37 Million | +13.17% |
| 2019-12-31 | €258.35 Million | +6.59% |
| 2018-12-31 | €242.38 Million | +3.74% |
| 2017-12-31 | €233.63 Million | +5.33% |
| 2016-12-31 | €221.81 Million | +4.19% |
| 2015-12-31 | €212.88 Million | +8.68% |
| 2014-12-31 | €195.88 Million | +6.41% |
| 2013-12-31 | €184.08 Million | +2.81% |
| 2012-12-31 | €179.05 Million | -0.84% |
| 2011-12-31 | €180.56 Million | +16.91% |
| 2010-12-31 | €154.45 Million | -4.78% |
| 2009-12-31 | €162.20 Million | +17.12% |
| 2008-12-31 | €138.50 Million | +2.61% |
| 2007-12-31 | €134.97 Million | +10.47% |
| 2006-12-31 | €122.17 Million | +8.64% |
| 2005-12-31 | €112.46 Million | +4.35% |
| 2004-12-31 | €107.77 Million | +6.38% |
| 2003-12-31 | €101.30 Million | +15.15% |
| 2002-12-31 | €87.97 Million | +0.27% |
| 2001-12-31 | €87.74 Million | +7.59% |
| 2000-12-31 | €81.55 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Alandsbanken Abp B's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1781.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €209.00 Million | 64.31% |
| Common Stock | €42.00 Million | 12.92% |
| Other Comprehensive Income | €17.00 Million | 5.23% |
| Other Components | €57.00 Million | 17.54% |
| Total Equity | €325.00 Million | 100.00% |
Alandsbanken Abp B Competitors by Market Cap
The table below lists competitors of Alandsbanken Abp B ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ITE Tech Inc
TW:3014
|
$518.46 Million |
|
Sumitomo Mitsui Construction Co. Ltd
F:72S
|
$518.52 Million |
|
AFCONS INFRASTRUCTURE LTD
NSE:AFCONS
|
$518.63 Million |
|
Chongqing Millison Technologies Inc. A
SHE:301307
|
$519.13 Million |
|
Vivenio Residencial SOCIMI S.A.
MC:YVIV
|
$518.38 Million |
|
Guangdong Guanhao High-Tech Co Ltd
SHG:600433
|
$518.19 Million |
|
Swan Energy Limited
NSE:SWANENERGY
|
$518.00 Million |
|
Zhejiang Entive Smart Kitchen Appliance Co. Ltd.
SHE:300911
|
$517.90 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Alandsbanken Abp B's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 335,945,000 to 325,000,000, a change of -10,945,000 (-3.3%).
- Net income of 54,600,000 contributed positively to equity growth.
- Dividend payments of 44,000,000 reduced retained earnings.
- Share repurchases of 400,000 reduced equity.
- New share issuances of 400,000 increased equity.
- Other comprehensive income increased equity by 17,000,000.
- Other factors decreased equity by 38,545,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €54.60 Million | +16.8% |
| Dividends Paid | €44.00 Million | -13.54% |
| Share Repurchases | €400.00K | -0.12% |
| Share Issuances | €400.00K | +0.12% |
| Other Comprehensive Income | €17.00 Million | +5.23% |
| Other Changes | €-38.55 Million | -11.86% |
| Total Change | €- | -3.26% |
Book Value vs Market Value Analysis
This analysis compares Alandsbanken Abp B's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.42x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.58x to 2.42x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €9.10 | €50.80 | x |
| 2005-12-31 | €8.34 | €50.80 | x |
| 2006-12-31 | €9.08 | €50.80 | x |
| 2007-12-31 | €10.01 | €50.80 | x |
| 2008-12-31 | €10.30 | €50.80 | x |
| 2009-12-31 | €12.12 | €50.80 | x |
| 2010-12-31 | €12.42 | €50.80 | x |
| 2011-12-31 | €14.71 | €50.80 | x |
| 2012-12-31 | €12.21 | €50.80 | x |
| 2013-12-31 | €12.54 | €50.80 | x |
| 2014-12-31 | €13.49 | €50.80 | x |
| 2015-12-31 | €13.93 | €50.80 | x |
| 2016-12-31 | €14.39 | €50.80 | x |
| 2017-12-31 | €15.13 | €50.80 | x |
| 2018-12-31 | €15.61 | €50.80 | x |
| 2019-12-31 | €16.62 | €50.80 | x |
| 2020-12-31 | €18.77 | €50.80 | x |
| 2021-12-31 | €21.28 | €50.80 | x |
| 2022-12-31 | €20.40 | €50.80 | x |
| 2023-12-31 | €21.86 | €50.80 | x |
| 2024-12-31 | €21.77 | €50.80 | x |
| 2025-12-31 | €21.03 | €50.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Alandsbanken Abp B utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.80%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.38%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 15.92x
- Recent ROE (16.80%) is above the historical average (9.95%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 9.80% | 14.82% | 0.04x | 18.61x | €-217.70K |
| 2005 | 12.17% | 16.49% | 0.04x | 19.44x | €2.42 Million |
| 2006 | 12.23% | 14.30% | 0.05x | 18.22x | €2.68 Million |
| 2007 | 15.19% | 13.74% | 0.06x | 19.47x | €6.91 Million |
| 2008 | 10.24% | 8.35% | 0.06x | 20.23x | €333.40K |
| 2009 | 16.23% | 20.26% | 0.04x | 20.96x | €10.04 Million |
| 2010 | -1.86% | -2.16% | 0.04x | 22.59x | €-18.24 Million |
| 2011 | -3.64% | -4.54% | 0.04x | 19.11x | €-24.26 Million |
| 2012 | 6.44% | 7.67% | 0.04x | 20.67x | €-6.27 Million |
| 2013 | 3.71% | 4.76% | 0.04x | 21.53x | €-11.36 Million |
| 2014 | 8.31% | 10.79% | 0.03x | 22.10x | €-3.28 Million |
| 2015 | 11.42% | 16.87% | 0.03x | 21.62x | €3.02 Million |
| 2016 | 8.88% | 14.96% | 0.03x | 23.16x | €-2.49 Million |
| 2017 | 8.86% | 15.22% | 0.03x | 22.91x | €-2.66 Million |
| 2018 | 9.46% | 16.95% | 0.02x | 22.93x | €-1.31 Million |
| 2019 | 10.18% | 18.45% | 0.03x | 21.71x | €475.90K |
| 2020 | 10.77% | 19.97% | 0.03x | 20.64x | €2.25 Million |
| 2021 | 12.01% | 22.43% | 0.03x | 19.99x | €6.66 Million |
| 2022 | 11.60% | 18.67% | 0.03x | 18.61x | €5.06 Million |
| 2023 | 14.52% | 16.32% | 0.06x | 15.93x | €15.14 Million |
| 2024 | 15.56% | 16.56% | 0.06x | 14.66x | €18.66 Million |
| 2025 | 16.80% | 19.38% | 0.05x | 15.92x | €22.10 Million |
Industry Comparison
This section compares Alandsbanken Abp B's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $212,671,333
- Average return on equity (ROE) among peers: 10.09%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Alandsbanken Abp B (ALBBV) | €387.00 Million | 9.80% | 12.37x | $518.42 Million |
| Aktia Bank Abp (AKTIA) | $383.69 Million | 9.91% | 23.86x | $499.45 Million |
| Alisa Pankki Oyj (ALISA) | $52.20 Million | 13.05% | 8.39x | $15.10 Million |
| Oma Saastopankki Oyj (OMASP) | $202.13 Million | 7.31% | 8.56x | $297.09 Million |