AIB Group PLC (A5G) - Net Assets

Latest as of June 2025: €14.34 Billion EUR ≈ $16.76 Billion USD

Based on the latest financial reports, AIB Group PLC (A5G) has net assets worth €14.34 Billion EUR (≈ $16.76 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€144.32 Billion ≈ $168.73 Billion USD) and total liabilities (€129.99 Billion ≈ $151.97 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read A5G total liabilities for a breakdown of total debt and financial obligations.

Key Net Assets Metrics

Metric Value
Current Net Assets €14.34 Billion
% of Total Assets 9.93%
Annual Growth Rate 7.61%
5-Year Change 14.95%
10-Year Change 26.99%
Growth Volatility 43.98

AIB Group PLC - Net Assets Trend (1993–2024)

This chart illustrates how AIB Group PLC's net assets have evolved over time, based on quarterly financial data. Also explore how large is AIB Group PLC's balance sheet for the complete picture of this company's asset base.

Annual Net Assets for AIB Group PLC (1993–2024)

The table below shows the annual net assets of AIB Group PLC from 1993 to 2024. For live valuation and market cap data, see AIB Group PLC (A5G) market capitalisation.

Year Net Assets Change
2024-12-31 €15.43 Billion
≈ $18.04 Billion		 +2.38%
2023-12-31 €15.07 Billion
≈ $17.62 Billion		 +22.90%
2022-12-31 €12.26 Billion
≈ $14.33 Billion		 -10.24%
2021-12-31 €13.66 Billion
≈ $15.97 Billion		 +1.78%
2020-12-31 €13.42 Billion
≈ $15.69 Billion		 -5.69%
2019-12-31 €14.23 Billion
≈ $16.64 Billion		 +2.68%
2018-12-31 €13.86 Billion
≈ $16.20 Billion		 +1.81%
2017-12-31 €13.61 Billion
≈ $15.91 Billion		 +3.53%
2016-12-31 €13.15 Billion
≈ $15.37 Billion		 +8.23%
2015-12-31 €12.15 Billion
≈ $14.20 Billion		 +4.98%
2014-12-31 €11.57 Billion
≈ $13.53 Billion		 +10.27%
2013-12-31 €10.49 Billion
≈ $12.27 Billion		 -6.65%
2012-12-31 €11.24 Billion
≈ $13.14 Billion		 -22.28%
2011-12-31 €14.46 Billion
≈ $16.91 Billion		 +232.56%
2010-12-31 €4.35 Billion
≈ $5.08 Billion		 -61.63%
2009-12-31 €11.34 Billion
≈ $13.25 Billion		 +10.24%
2008-12-31 €10.28 Billion
≈ $12.02 Billion		 -8.02%
2007-12-31 €11.18 Billion
≈ $13.07 Billion		 +12.77%
2006-12-31 €9.91 Billion
≈ $11.59 Billion		 +17.85%
2005-12-31 €8.41 Billion
≈ $9.83 Billion		 +23.91%
2004-12-31 €6.79 Billion
≈ $7.94 Billion		 +28.40%
2003-12-31 €5.29 Billion
≈ $6.18 Billion		 +7.41%
2002-12-31 €4.92 Billion
≈ $5.75 Billion		 -17.24%
2001-12-31 €5.95 Billion
≈ $6.95 Billion		 +22.74%
2000-12-31 €4.85 Billion
≈ $5.67 Billion		 +17.18%
1999-12-31 €4.14 Billion
≈ $4.83 Billion		 +27.32%
1998-12-31 €3.25 Billion
≈ $3.80 Billion		 +18.62%
1997-12-31 €2.74 Billion
≈ $3.20 Billion		 +37.53%
1996-12-31 €1.99 Billion
≈ $2.33 Billion		 +16.82%
1995-12-31 €1.70 Billion
≈ $1.99 Billion		 +2.38%
1994-12-31 €1.66 Billion
≈ $1.95 Billion		 +4.91%
1993-12-31 €1.59 Billion
≈ $1.86 Billion		 --

Equity Component Analysis

This analysis shows how different components contribute to AIB Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Other Components €15.44 Billion 100.00%
Total Equity €15.44 Billion 100.00%

AIB Group PLC Competitors by Market Cap

The table below lists competitors of AIB Group PLC ranked by their market capitalization.

Company Market Cap
Santos Ltd
AU:STO
 $18.43 Billion
COCA COLA HBC AG ADRS
F:CCKC
 $18.44 Billion
Heineken Holding NV
AS:HEIO
 $18.45 Billion
Bank of Hangzhou Co Ltd
SHG:600926
 $18.46 Billion
DSM-Firmenich AG
AS:DSFIR
 $18.41 Billion
Zhongjin Gold Corp Ltd
SHG:600489
 $18.41 Billion
Knorr-Bremse AG
F:KBX
 $18.41 Billion
ideaForge Technology Limited
NSE:IDEAFORGE
 $18.41 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in AIB Group PLC's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 15,075,000,000 to 15,436,000,000, a change of 361,000,000 (2.4%).
  • Net income of 2,354,000,000 contributed positively to equity growth.
  • Dividend payments of 696,000,000 reduced retained earnings.
  • Share repurchases of 1,502,000,000 reduced equity.
  • Other factors increased equity by 205,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €2.35 Billion +15.25%
Dividends Paid €696.00 Million -4.51%
Share Repurchases €1.50 Billion -9.73%
Other Changes €205.00 Million +1.33%
Total Change €- 2.39%

Book Value vs Market Value Analysis

This analysis compares AIB Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.48x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has increased from 0.02x to 1.48x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1993-12-31 €605.87 €9.80 x
1994-12-31 €629.95 €9.80 x
1995-12-31 €586.08 €9.80 x
1996-12-31 €704.20 €9.80 x
1997-12-31 €863.85 €9.80 x
1998-12-31 €892.80 €9.80 x
1999-12-31 €1162.89 €9.80 x
2000-12-31 €1397.46 €9.80 x
2001-12-31 €1715.30 €9.80 x
2002-12-31 €1340.36 €9.80 x
2003-12-31 €4503.99 €9.80 x
2004-12-31 €1669.23 €9.80 x
2005-12-31 €1991.58 €9.80 x
2006-12-31 €2473.06 €9.80 x
2007-12-31 €2785.75 €9.80 x
2008-12-31 €2539.46 €9.80 x
2009-12-31 €2915.01 €9.80 x
2010-12-31 €510.57 €9.80 x
2011-12-31 €7.04 €9.80 x
2012-12-31 €5.43 €9.80 x
2013-12-31 €5.03 €9.80 x
2014-12-31 €5.53 €9.80 x
2015-12-31 €4.48 €9.80 x
2016-12-31 €4.84 €9.80 x
2017-12-31 €5.01 €9.80 x
2018-12-31 €5.11 €9.80 x
2019-12-31 €5.06 €9.80 x
2020-12-31 €4.94 €9.80 x
2021-12-31 €5.03 €9.80 x
2022-12-31 €4.59 €9.80 x
2023-12-31 €5.76 €9.80 x
2024-12-31 €6.63 €9.80 x

Capital Efficiency Dashboard

This dashboard shows how efficiently AIB Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 15.25%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 47.93%
  • • Asset Turnover: 0.03x
  • • Equity Multiplier: 9.15x
  • Recent ROE (15.25%) is above the historical average (-0.32%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1993 11.44% 12.56% 0.05x 16.74x €22.81 Million
1994 16.08% 17.52% 0.06x 15.93x €101.25 Million
1995 18.13% 20.67% 0.05x 17.48x €138.57 Million
1996 18.11% 20.78% 0.05x 17.45x €161.51 Million
1997 18.02% 21.80% 0.05x 17.84x €219.65 Million
1998 20.89% 25.88% 0.05x 16.52x €353.75 Million
1999 18.84% 27.50% 0.04x 16.27x €365.71 Million
2000 16.17% 24.30% 0.04x 16.49x €299.09 Million
2001 8.99% 13.61% 0.04x 14.96x €-59.79 Million
2002 22.12% 25.17% 0.05x 18.53x €563.49 Million
2003 13.27% 21.24% 0.04x 15.76x €167.62 Million
2004 18.85% 32.23% 0.03x 18.32x €493.51 Million
2005 18.73% 33.52% 0.03x 18.58x €625.21 Million
2006 25.39% 50.52% 0.03x 18.42x €1.32 Billion
2007 19.83% 40.05% 0.03x 18.10x €966.30 Million
2008 8.58% 15.22% 0.03x 20.38x €-126.80 Million
2009 -22.53% -57.29% 0.02x 16.28x €-3.48 Billion
2010 -279.64% 0.00% -0.03x 39.69x €-10.60 Billion
2011 -15.99% -296.41% 0.01x 9.45x €-3.76 Billion
2012 -32.44% -681.68% 0.00x 10.90x €-4.77 Billion
2013 -15.22% -92.90% 0.01x 11.22x €-2.65 Billion
2014 7.91% 36.14% 0.02x 9.29x €-242.20 Million
2015 11.36% 52.67% 0.03x 8.49x €165.20 Million
2016 10.31% 46.44% 0.03x 7.27x €41.20 Million
2017 8.18% 37.13% 0.03x 6.62x €-247.20 Million
2018 7.88% 37.71% 0.03x 6.61x €-293.80 Million
2019 2.38% 12.18% 0.03x 7.18x €-1.05 Billion
2020 -5.73% -32.07% 0.02x 8.23x €-2.11 Billion
2021 4.74% 26.91% 0.02x 9.36x €-719.10 Million
2022 6.25% 26.67% 0.02x 10.58x €-459.40 Million
2023 13.67% 43.67% 0.03x 9.04x €553.50 Million
2024 15.25% 47.93% 0.03x 9.15x €810.40 Million

Industry Comparison

This section compares AIB Group PLC's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $598,500,000
  • Average return on equity (ROE) among peers: 25.10%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
AIB Group PLC (A5G) €14.34 Billion 11.44% 9.07x $18.42 Billion
Bank of Ireland Group PLC (BIRG) $598.50 Million 25.10% 21.43x $15.95 Billion

About AIB Group PLC

IR:A5G Ireland Banks - Regional
Market Cap
$24.48 Billion
€20.94 Billion EUR
Market Cap Rank
#1367 Global
#2 in Ireland
Share Price
€9.80
Change (1 day)
+0.82%
52-Week Range
€6.06 - €9.86
All Time High
€15.78
Categories
Companies in Ireland Banks - Regional Banking & Financial
About

AIB Group plc provides banking and financial products and services to retail, business, and corporate customers in the Republic of Ireland, the United Kingdom, and internationally. It operates through Retail Banking, AIB Capital Markets, Climate Capital, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/stude… Read more