Is Finansal Kiralama AS
Is Finansal Kiralama Anonim Sirketi engages in financial leasing services in Turkey and internationally. The company's leasing products include sale and lease back, software leasing, and operational leasing. It is also involved in leasing of construction and business machinery, renewable energy projects, passenger and commercial vehicles, production machines, agricultural machinery, medical devic… Read more
Is Finansal Kiralama AS (ISFIN) - Net Assets
Latest net assets as of June 2025: TL10.95 Billion TRY
Based on the latest financial reports, Is Finansal Kiralama AS (ISFIN) has net assets worth TL10.95 Billion TRY as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL88.15 Billion) and total liabilities (TL77.20 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | TL10.95 Billion |
| % of Total Assets | 12.42% |
| Annual Growth Rate | -31.9% |
| 5-Year Change | 472.99% |
| 10-Year Change | 1232.89% |
| Growth Volatility | 38.95 |
Is Finansal Kiralama AS - Net Assets Trend (2001–2024)
This chart illustrates how Is Finansal Kiralama AS's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Is Finansal Kiralama AS (2001–2024)
The table below shows the annual net assets of Is Finansal Kiralama AS from 2001 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | TL9.84 Billion | +45.38% |
| 2023-12-31 | TL6.77 Billion | +80.82% |
| 2022-12-31 | TL3.74 Billion | +75.00% |
| 2021-12-31 | TL2.14 Billion | +24.55% |
| 2020-12-31 | TL1.72 Billion | +34.83% |
| 2019-12-31 | TL1.27 Billion | +10.72% |
| 2018-12-31 | TL1.15 Billion | +18.05% |
| 2017-12-31 | TL974.67 Million | +17.40% |
| 2016-12-31 | TL830.20 Million | +12.43% |
| 2015-12-31 | TL738.41 Million | +10.74% |
| 2014-12-31 | TL666.82 Million | +10.47% |
| 2013-12-31 | TL603.64 Million | +6.69% |
| 2012-12-31 | TL565.80 Million | +8.80% |
| 2011-12-31 | TL520.02 Million | +9.26% |
| 2010-12-31 | TL475.96 Million | +17.67% |
| 2009-12-31 | TL404.50 Million | +41.88% |
| 2008-12-31 | TL285.10 Million | +32.34% |
| 2007-12-31 | TL215.44 Million | +35.52% |
| 2006-12-31 | TL158.97 Million | +18.19% |
| 2005-12-31 | TL134.50 Million | +42.86% |
| 2004-12-31 | TL94.15 Million | -100.00% |
| 2003-12-31 | TL58.42 Trillion | +91.78% |
| 2002-12-31 | TL30.46 Trillion | -55.02% |
| 2001-12-31 | TL67.72 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Is Finansal Kiralama AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 193066900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | TL1.93 Billion | 21.81% |
| Other Components | TL6.92 Billion | 78.19% |
| Total Equity | TL8.85 Billion | 100.00% |
Is Finansal Kiralama AS Competitors by Market Cap
The table below lists competitors of Is Finansal Kiralama AS ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Gencor Industries Inc
NYSE MKT:GENC
|
$150.36 Million |
|
Izmir Firca Sanayi ve Ticaret
IS:IZFAS
|
$150.37 Million |
|
Shenzhen Auto Electric Power Plant Co Ltd
SHE:002227
|
$150.39 Million |
|
Sagimet Biosciences Inc. Series A Common Stock
NASDAQ:SGMT
|
$150.46 Million |
|
Jiangsu Xinri E-Vehicle Co Ltd
SHG:603787
|
$150.33 Million |
|
SANUWAVE Health, Inc. Common Stock
OTCQB:SNWV
|
$150.30 Million |
|
Nanning Sugar Industry Co Ltd
SHE:000911
|
$150.30 Million |
|
Titomic Ltd
AU:TTT
|
$150.27 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Is Finansal Kiralama AS's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 6,097,045,000 to 8,850,407,000, a change of 2,753,362,000 (45.2%).
- Net income of 1,925,193,000 contributed positively to equity growth.
- Other factors increased equity by 828,169,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | TL1.93 Billion | +21.75% |
| Other Changes | TL828.17 Million | +9.36% |
| Total Change | TL- | 45.16% |
Book Value vs Market Value Analysis
This analysis compares Is Finansal Kiralama AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.44x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 14.55x to 1.44x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | TL1.34 | TL19.54 | x |
| 2018-12-31 | TL1.56 | TL19.54 | x |
| 2019-12-31 | TL1.74 | TL19.54 | x |
| 2020-12-31 | TL2.32 | TL19.54 | x |
| 2021-12-31 | TL2.88 | TL19.54 | x |
| 2022-12-31 | TL4.94 | TL19.54 | x |
| 2023-12-31 | TL9.38 | TL19.54 | x |
| 2024-12-31 | TL13.61 | TL19.54 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Is Finansal Kiralama AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 21.75%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 43.55%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 7.88x
- Recent ROE (21.75%) is above the historical average (18.47%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 19.66% | 19.02% | 0.08x | 12.20x | TL2.94 Trillion |
| 2003 | 40.46% | 46.60% | 0.12x | 7.19x | TL17.80 Trillion |
| 2004 | 26.02% | 39.15% | 0.11x | 6.10x | TL14.38 Million |
| 2005 | 30.84% | 56.00% | 0.10x | 5.65x | TL27.04 Million |
| 2006 | 17.44% | 26.75% | 0.11x | 5.81x | TL11.71 Million |
| 2007 | 21.98% | 39.44% | 0.11x | 4.95x | TL25.46 Million |
| 2008 | 27.35% | 48.12% | 0.13x | 4.43x | TL48.41 Million |
| 2009 | 26.64% | 72.36% | 0.10x | 3.64x | TL65.83 Million |
| 2010 | 13.70% | 41.05% | 0.07x | 4.50x | TL17.19 Million |
| 2011 | 10.32% | 30.54% | 0.08x | 4.41x | TL1.62 Million |
| 2012 | 7.38% | 22.89% | 0.06x | 5.10x | TL-14.47 Million |
| 2013 | 6.73% | 19.24% | 0.06x | 5.93x | TL-19.26 Million |
| 2014 | 12.07% | 26.19% | 0.07x | 7.04x | TL13.46 Million |
| 2015 | 11.44% | 36.16% | 0.04x | 7.79x | TL10.33 Million |
| 2016 | 12.92% | 45.19% | 0.03x | 9.32x | TL23.44 Million |
| 2017 | 12.10% | 43.46% | 0.03x | 9.94x | TL19.59 Million |
| 2018 | 18.21% | 46.18% | 0.05x | 8.00x | TL89.04 Million |
| 2019 | 6.98% | 16.23% | 0.06x | 7.52x | TL-36.55 Million |
| 2020 | 12.24% | 34.75% | 0.04x | 7.91x | TL36.20 Million |
| 2021 | 15.51% | 33.49% | 0.05x | 10.19x | TL110.16 Million |
| 2022 | 24.08% | 43.86% | 0.05x | 10.58x | TL483.48 Million |
| 2023 | 28.98% | 46.82% | 0.07x | 8.46x | TL1.16 Billion |
| 2024 | 21.75% | 43.55% | 0.06x | 7.88x | TL1.04 Billion |
Industry Comparison
This section compares Is Finansal Kiralama AS's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $2,017,629,458
- Average return on equity (ROE) among peers: 25.43%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Is Finansal Kiralama AS (ISFIN) | TL10.95 Billion | 19.66% | 7.05x | $150.35 Million |
| Creditwest Faktoring AS (CRDFA) | $44.48 Million | 27.35% | 3.24x | $64.19 Million |
| Garanti Faktoring AS (GARFA) | $140.38 Million | 14.61% | 20.30x | $31.73 Million |
| Katilimevim Tasaruf Finansman A.S. (KTLEV) | $12.46 Billion | 69.20% | 2.81x | $2.25 Billion |
| Lider Faktoring AS (LIDFA) | $132.75 Million | 17.00% | 8.77x | $23.06 Million |
| QNB Finans Finansal Kiralama AS (QNBFL) | $1.04 Billion | 13.56% | 6.55x | $7.20 Million |
| Seker Finansal Kiralama AS (SEKFK) | $281.81 Million | 36.32% | 4.38x | $18.29 Million |
| Vakif Finansal Kiralama AS (VAKFN) | $29.80 Million | 0.00% | 3.93x | $101.47 Million |